The US Securities and Exchange Commission (SEC) is holding a closed-door meeting today (Thursday). The meeting will include discussions on litigation claims, settlements, enforcement actions, and administrative proceedings.

Meanwhile, XRPUSD has been consolidating within a channel on the H1 chart, awaiting a breakout to determine its next direction.

SEC Meeting Sparks Speculation on Ripple Case

The SEC’s lawsuit against Ripple Labs is among the ongoing cases the agency is handling. The meeting agenda includes “litigation claims,” leading some in the cryptocurrency community to speculate that the Ripple case could be discussed. The meeting will take place remotely or at the SEC headquarters in Washington, DC, and only SEC officials, commissioners, their counsel, and staff members will be present.

On January 6, Ripple's CEO Brad Garlinghouse and Chief Legal Officer Stuart Alderoty attended a private dinner with President-elect Donald Trump, fueling speculation about the impact on Ripple’s ongoing legal battle with the SEC. This meeting has prompted further questions about potential shifts in the SEC's approach to Ripple's case and broader crypto regulation Regulation Like any other industry with a high net worth, the financial services industry is tightly regulated to help curb illicit behavior and manipulation. Each asset class has its own set of protocols put in place to combat their respective forms of abuse.In the foreign exchange space, regulation is assumed by authorities in multiple jurisdictions, though ultimately lacking a binding international order. Who are the Industry’s Leading Regulators?Regulators such as the UK’s Financial Conduct Authority ( Like any other industry with a high net worth, the financial services industry is tightly regulated to help curb illicit behavior and manipulation. Each asset class has its own set of protocols put in place to combat their respective forms of abuse.In the foreign exchange space, regulation is assumed by authorities in multiple jurisdictions, though ultimately lacking a binding international order. Who are the Industry’s Leading Regulators?Regulators such as the UK’s Financial Conduct Authority ( Read this Term.

Great dinner last night with @realDonaldTrump & @s_alderoty.

Strong start to 2025! pic.twitter.com/UjM6lahUG4

— Brad Garlinghouse (@bgarlinghouse) January 8, 2025

SEC Leadership Change Could Impact Ripple

The SEC recently filed an appeal-related opening brief on January 15. This was just before Chair Gary Gensler stepped down. His departure has fuelled speculation about a shift in leadership and regulatory policy. President Trump has nominated Paul Atkins as the new SEC Chair. Atkins is known for his market-driven approach and has previously voiced scepticism about strict crypto regulations.

The XRPUSD H1 chart indicates that after a bearish correction, the price has been contained within an Equidistant Channel. The 3.20000 level has acted as a strong resistance. A bullish breakout at the channel's resistance could potentially lead to a breakout at the 3.20000 level. Conversely, a bearish breakout at the channel's support may push the price lower, likely with slower momentum.

Investors Watch SEC for Ripple Policy Shift

John Reed Stark, a former SEC enforcement official, has pointed to Atkins’ preference for free markets and minimal government intervention. Acting Chair Uyeda shares a similar stance. Some analysts believe this could impact the SEC’s approach to crypto enforcement, including its legal battle with Ripple Ripple Ripple was co-founded by Jed McCaleb and Chris Larsen and was debuted in 2012 as both a digital disbursement network and a pre-mined digital coin denoted as XRP. Possessing less market cap than both Bitcoin and Ethereum, Ripple ranks as the third-largest cryptocurrency.Its dual open-source and peer-to-peer (P2P) decentralized platform whose network is capable of working with any form of money such as GBP, Ethereum, Yen, etc. What is Ripple Used For? Known as a gateway, participants of Ripple may Ripple was co-founded by Jed McCaleb and Chris Larsen and was debuted in 2012 as both a digital disbursement network and a pre-mined digital coin denoted as XRP. Possessing less market cap than both Bitcoin and Ethereum, Ripple ranks as the third-largest cryptocurrency.Its dual open-source and peer-to-peer (P2P) decentralized platform whose network is capable of working with any form of money such as GBP, Ethereum, Yen, etc. What is Ripple Used For? Known as a gateway, participants of Ripple may Read this Term.

The SEC has not confirmed whether the Ripple case will be discussed at the meeting. However, given the recent legal developments, investors are watching closely for any signals of a policy change.

Ripple's Legal Outlook and Strategic Growth Drive XRP’s Potential

DeepSeek AI has analyzed Ripple's legal situation, adoption of its On-Demand Liquidity (ODL) platform, and market trends to develop predictions. The model estimates XRP could trade between $3.50 and $5.00 by the end of 2025, with a 70% probability of a favourable legal outcome.

DeepSeek AI Predicts XRP’s Price by End of 2025: A Game-Changer for Crypto Investors? https://t.co/IqSwacNxGX

— SaLiCryp (@SaLiCryp) January 28, 2025

Ripple has recently been involved in several developments. The company donated $100,000 in XRP to support communities affected by California wildfires, contributing to organizations like World Central Kitchen and GiveDirectly through The Giving Block platform.

Ripple is also making progress in Japan, with expectations that banks will adopt the XRP Ledger by 2025, as announced by SBI CEO Yoshitaka Kitao. This move aims to improve cross-border payments and currency conversions for remittances.

.@Ripple x @Chainlink: $RLUSD has adopted the Chainlink standard for verifiable data to fuel DeFi adoption with real-time, secure pricing data.

The future of stablecoins is here: https://t.co/mq3cThLGQJ pic.twitter.com/993Ac0o282

— Ripple (@Ripple) January 7, 2025

Additionally, Ripple has partnered with Chainlink to expand into decentralized finance (DeFi), integrating its RLUSD stablecoin with DeFi applications on the Ethereum blockchain for trading and lending.

The debate over the inclusion of XRP in a US crypto reserve continues, with allegations of centralization complicating the discussion. In response, Ripple’s Chief Technology Officer, David Schwartz, has defended the decentralization of the XRP Ledger, emphasizing its resilience against manipulation.