Exclusive: XTB Introduces Auto-Trading in Passive Investment Offering

by Damian Chmiel
  • XTB will introduce auto-trading in Investment Plans, targeting passive investors.
  • The move comes less than four months after introducing the new product.
XTB Passive Investments
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XTB will announce the expansion of its latest passive "Investment Plans" today offering to include an auto-trading option, Finance Magnates has learned.

Omar Arnaout, the CEO of the publicly listed Polish fintech (WSE: XTB), thinks "recurring payments facilitate long-term, passive investing and leverage the global potential offered by ETF funds."

Auto Investing Now Available in XTB Investment Plans

Since last autumn, XTB clients could invest in passive instruments for the medium and long term. The Investment Plans enable the creation of up to 10 investment portfolios, each with a unique strategy based on selected ETF funds. Each portfolio can include a maximum of 9 funds, with a minimum investment of just $15.

XTB had previously announced plans to expand its service and implement the ability to fund each investment portfolio regularly. This functionality was scheduled for implementation by the end of the year but has been slightly delayed.

Omar Arnaout, the CEO of XTB
Omar Arnaout, the CEO of XTB

"Thanks to modern technology and the use of algorithmic trading, our clients can now invest a chosen amount regularly," Arnaout added. He claims that XTB is expanding its offerings with products appealing to those interested in investing but lacking the time for active involvement.

With the recurring payment feature, each investor can determine how often and what amount they want to invest, with the flexibility to change settings anytime to match their current investment needs and goals.

According to Finance Magnates, XTB will begin promoting the new offering starting Thursday and it will be immediately implemented in all markets where Investment Plans are available. These markets include Poland, the home market of fintech , where the number of brokerage sector clients recently surpassed 200,000 and other countries in Europe and beyond.

"We are seeing promising results for Investment Plans in all markets," the CEO of XTB concluded.

XTB Focuses on Interest from Idle Funds and AI

The publicly listed broker continues to expand its offerings. For instance, last month, XTB's Dubai branch announced the launch of fractional shares trading for investors in the UAE. In November, XTB also offered attractive interest rates on idle client deposits, with new traders receiving 5% for USD accounts and 3.8% for EUR accounts.

"We are fully aware that our clients are looking for additional ways to put their money to work while waiting for market opportunities to start investing actively," XTB commented at the time. The company acknowledged that this is another nod toward those seeking more passive forms of saving.

XTB has recently focused on utilizing artificial intelligence (AI ) in trading and business processes. To this end, it created a new AI division headed by Tomasz Gawron, formerly involved in research on mobile robotics and robotics programming. This division is set to develop AI-based products that will support the trading process and the end user. Initially, these products are expected to support internal workflows.

All of these moves aim to maintain the high momentum of the broker's acquisition of new clients. According to the latest report from Q3 2023, the number of active clients grew 47%. While revenue and net profit fell due to lower market volatility, the company has long signaled that its primary indicator is its clients. In the first nine months of 2023, the company acquired over 234,000 of them, 60% more than the previous year.

XTB will announce the expansion of its latest passive "Investment Plans" today offering to include an auto-trading option, Finance Magnates has learned.

Omar Arnaout, the CEO of the publicly listed Polish fintech (WSE: XTB), thinks "recurring payments facilitate long-term, passive investing and leverage the global potential offered by ETF funds."

Auto Investing Now Available in XTB Investment Plans

Since last autumn, XTB clients could invest in passive instruments for the medium and long term. The Investment Plans enable the creation of up to 10 investment portfolios, each with a unique strategy based on selected ETF funds. Each portfolio can include a maximum of 9 funds, with a minimum investment of just $15.

XTB had previously announced plans to expand its service and implement the ability to fund each investment portfolio regularly. This functionality was scheduled for implementation by the end of the year but has been slightly delayed.

Omar Arnaout, the CEO of XTB
Omar Arnaout, the CEO of XTB

"Thanks to modern technology and the use of algorithmic trading, our clients can now invest a chosen amount regularly," Arnaout added. He claims that XTB is expanding its offerings with products appealing to those interested in investing but lacking the time for active involvement.

With the recurring payment feature, each investor can determine how often and what amount they want to invest, with the flexibility to change settings anytime to match their current investment needs and goals.

According to Finance Magnates, XTB will begin promoting the new offering starting Thursday and it will be immediately implemented in all markets where Investment Plans are available. These markets include Poland, the home market of fintech , where the number of brokerage sector clients recently surpassed 200,000 and other countries in Europe and beyond.

"We are seeing promising results for Investment Plans in all markets," the CEO of XTB concluded.

XTB Focuses on Interest from Idle Funds and AI

The publicly listed broker continues to expand its offerings. For instance, last month, XTB's Dubai branch announced the launch of fractional shares trading for investors in the UAE. In November, XTB also offered attractive interest rates on idle client deposits, with new traders receiving 5% for USD accounts and 3.8% for EUR accounts.

"We are fully aware that our clients are looking for additional ways to put their money to work while waiting for market opportunities to start investing actively," XTB commented at the time. The company acknowledged that this is another nod toward those seeking more passive forms of saving.

XTB has recently focused on utilizing artificial intelligence (AI ) in trading and business processes. To this end, it created a new AI division headed by Tomasz Gawron, formerly involved in research on mobile robotics and robotics programming. This division is set to develop AI-based products that will support the trading process and the end user. Initially, these products are expected to support internal workflows.

All of these moves aim to maintain the high momentum of the broker's acquisition of new clients. According to the latest report from Q3 2023, the number of active clients grew 47%. While revenue and net profit fell due to lower market volatility, the company has long signaled that its primary indicator is its clients. In the first nine months of 2023, the company acquired over 234,000 of them, 60% more than the previous year.

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