Ripple has partnered with Chipper Cash to facilitate cross-border payments into Africa. The collaboration will use Ripple Payments, a digital asset-based solution designed to reduce costs and processing times.

Ripple has also secured a regulatory license from the Dubai Financial Services Authority (DFSA), becoming the first digital asset-based payments provider authorized to operate in the Dubai International Financial Centre (DIFC). The license allows the company to offer regulated crypto payment services to businesses in the UAE. The company states that it serves about 20% of its global customer base in the region.

Ripple Expands Payments in Africa

“By integrating our technology into Chipper Cash’s platform, we’re enabling faster, more affordable cross-border payments while driving economic growth and innovation across the markets they serve,” said Reece Merrick, Managing Director of Middle East and Africa at Ripple.

Ripple Ripple Ripple was co-founded by Jed McCaleb and Chris Larsen and was debuted in 2012 as both a digital disbursement network and a pre-mined digital coin denoted as XRP. Possessing less market cap than both Bitcoin and Ethereum, Ripple ranks as the third-largest cryptocurrency.Its dual open-source and peer-to-peer (P2P) decentralized platform whose network is capable of working with any form of money such as GBP, Ethereum, Yen, etc. What is Ripple Used For? Known as a gateway, participants of Ripple may Ripple was co-founded by Jed McCaleb and Chris Larsen and was debuted in 2012 as both a digital disbursement network and a pre-mined digital coin denoted as XRP. Possessing less market cap than both Bitcoin and Ethereum, Ripple ranks as the third-largest cryptocurrency.Its dual open-source and peer-to-peer (P2P) decentralized platform whose network is capable of working with any form of money such as GBP, Ethereum, Yen, etc. What is Ripple Used For? Known as a gateway, participants of Ripple may Read this Term previously expanded its payments operations in Africa through a partnership with Onafriq in 2023. The company claims to provide digital asset infrastructure for financial institutions, covering over 90 payout markets. It reports processing more than $70 billion in transaction volume and holding over 60 regulatory licenses globally.

“With over a decade of experience in tokenizing real-world assets, Ripple’s journey began by bringing fiat currencies on-chain to simplify international money transfers. As the global cross-border payments market grows, more institutions like Chipper Cash are tapping into the transformative power of blockchain technology to drive efficiency and innovation,” Merrick added.

Africa’s payments landscape is evolving—and crypto-enabled transactions are at the center. 🌍 @chippercashapp and Ripple are teaming up to enable faster, more cost-effective cross-border payments into Africa using Ripple Payments.https://t.co/tA1hO4mtyG

— Ripple (@Ripple) March 27, 2025

Chipper Cash Leverages Ripple for Cross-Border Payments

Chipper Cash, which operates in nine African countries and serves five million customers, will use Ripple’s crypto-enabled payments solution to facilitate global fund transfers. The integration aims to provide 24/7 access to cross-border payments Cross-Border Payments Cross-border payments refer to transactions involving individuals, companies, banks or settlement institutions operating in at least two different countries.The concept of cross-border payment is not new however, despite its rise in importance in the 21st century.New technology and the growth of blockchain has brought the term cross-border payment into our daily conversations.Cross-border payments are an essential term that refers to any transaction involving private individuals’ companies, bank Cross-border payments refer to transactions involving individuals, companies, banks or settlement institutions operating in at least two different countries.The concept of cross-border payment is not new however, despite its rise in importance in the 21st century.New technology and the growth of blockchain has brought the term cross-border payment into our daily conversations.Cross-border payments are an essential term that refers to any transaction involving private individuals’ companies, bank Read this Term while reducing transaction time and costs.

“Through integrating with Ripple’s global payments network, we are excited to be able to harness the transformative potential of blockchain technology to enable consumers to receive payments faster and at lower cost,” Ham Serunjogi, Co-Founder & CEO at Chipper Cash, commented.

Ripple Gains Attention with New Partnerships, SEC Lawsuit, and Global Initiatives

Ripple has gained attention recently due to several developments. Michael Saylor, Executive Chairman of Strategy, recently commented on the role of cryptocurrencies in US strategic reserves after President Trump's executive order listed Bitcoin, Ethereum, XRP, Solana, and Cardano. Saylor suggested that XRP should be issued within a regulatory framework.

BREAKING: 🇺🇸 MICHAEL SAYLOR DISCUSSES U.S. CRYPTO RESERVE - INCLUDING $BTC, $ETH, $XRP, $SOL & $ADA!

“XRP is attached to a company @Ripple.” Stated The Fox Reporter

“ I think those are tokens and we should have a regulatory framework that allows those to be issued” - @saylor… pic.twitter.com/jc0DeuCjKO

— Good Morning Crypto (@AbsGMCrypto) March 5, 2025

Ripple’s visibility increased when CEO Garlinghouse and CLO Alderoty met with President-elect Trump on January 6, sparking speculation about the SEC’s ongoing lawsuit, filed in December 2020, alleging XRP was sold as unregistered securities.

The company has expanded its partnerships with Revolut and Zero Hash, positioning itself to compete with USDT and USDC. In Portugal, Ripple is collaborating with Unicâmbio to enable instant payments between Portugal and Brazil using digital assets.

🚨 New partner alert: Ripple USD – a trusted, transparent, and regulated stablecoin built for payments – is now available for trading on @ZeroHashX and @RevolutApp!

Get $RLUSD: https://t.co/jrEiNBWKgN pic.twitter.com/36q5OU5xfa

— Ripple (@Ripple) February 5, 2025

In South Korea, BDACS will utilize Ripple Custody to secure XRP and RLUSD, while Ripple donated $100,000 in XRP for California wildfire relief. Ripple expects Japanese banks to adopt the XRP Ledger for cross-border payments by 2025.

In the DeFi space, Ripple is working with Chainlink to integrate RLUSD into Ethereum-based platforms. Investor interest remains high, with whales purchasing 520 million tokens during a recent market dip.