XRP's price is much more volatile than Bitcoin’s, as seen in this week's XRP/USDT chart. The price is rising for the fourth consecutive day, driven by positive news about Ripple’s new licenses and growing expectations for an XRP ETF. In this article, we explain why XRP is surging above $2.31 and explore top analysts' latest XRP price predictions for 2025 and beyond.

XRP Price Surges to $2.31: Why Ripple's Token Is on a Four-Day Rally

XRP, the digital asset associated with Ripple, has climbed to $2.31 today (Friday, March 14, 2025), marking its fourth consecutive day of gains as investors react to positive regulatory developments and bullish market predictions. The cryptocurrency has gained 3% in the last 24 hours alone, continuing a momentum that has caught the attention of both retail and institutional investors.

This four-day rally comes after weeks of bearish correction, suggesting a potential shift in market sentiment regarding XRP's prospects. XRP's price is rebounding from the psychological support level of $2, which has been preventing sellers from pushing it lower since November. However, this doesn't change the fact that XRP has dropped more than 30% from its January highs of $3.40.

Ripple News: First DFSA Blockchain Payments License

XRP's recent surge is linked to Ripple news about securing a regulatory license from the Dubai Financial Services Authority (DFSA). This approval makes Ripple the first blockchain payments provider authorized to operate in the Dubai International Finance Centre (DIFC), allowing it to offer regulated crypto payment services across the UAE.

The license strengthens Ripple’s position in the Middle East, a key market where it serves around 20% of its global customer base. It follows Ripple’s October 2024 in-principle approval to launch cross-border payment services in the region.

“We are entering an unprecedented period of growth for the crypto industry, driven by greater regulatory clarity around the world and increasing institutional adoption,” said Brad Garlinghouse, Ripple's Chief Executive Officer. “Thanks to its early leadership in creating a supportive environment for tech and crypto innovation, the UAE is exceptionally well-placed to benefit.”

The approval aligns with the UAE’s broader goal of becoming a global crypto hub, attracting fintech firms with a $400 billion international trade market.

Regulatory Optimism Fuels XRP's Upward Trajectory

The other important catalyst behind XRP's current rally appears to be growing optimism surrounding Ripple's ongoing legal battle with the U.S. Securities and Exchange Commission (SEC). Ripple is expected to file a pivotal appellate brief by April 16, 2025, which investors anticipate could mark a major positive shift in XRP's regulatory status.

This optimism follows a significant development last year when a U.S. judge fined Ripple $125 million in a ruling that CEO Brad Garlinghouse described as a victory for the company.

Why Is XRP Price Going Up Today? Table

The recent four-day rally that has pushed XRP to $2.32 can be attributed to several significant developments that have bolstered investor confidence and market sentiment. Here's a comprehensive breakdown of the primary catalysts:

Technical Factors Behind XRP's Rapid Price Movement

The cryptocurrency's price elasticity plays a significant role in its ability to make substantial moves in short timeframes. According to crypto analyst Dom, XRP experiences sharper price increases primarily due to its relatively thin order books. This characteristic creates what analysts describe as a “vacuum effect” when significant buying pressure enters the market.

Unlike Bitcoin, which requires approximately 985 million USDT to push prices up by 25%, XRP only needs about 59.73 million USDT to achieve the same percentage increase. This makes it approximately 16.5 times easier to trigger substantial jumps in XRP's price compared to Bitcoin. When combined with growing investor confidence, this technical reality amplifies price movements in either direction.

Furthermore, many XRP holders maintain long-term perspectives after enduring years of volatility. These investors are unlikely to sell after moderate gains, especially since the asset remains below its all-time high of $3.84. This constrained supply contributes to reduced selling pressure even during significant price increases.

You may also like: New Price Forecasts Show If XRP Can Reach $100

XRP Price Prediction 2025 and Beyond

Industry experts have provided varied forecasts for XRP's performance in 2025, with predictions ranging from moderate growth to exponential gains. These projections are based on different factors including regulatory developments, institutional adoption, and technical analysis.

Brad Garlinghouse, CEO of Ripple, forecasts XRP reaching $10 by 2025, citing regulatory clarity and Ripple's growing utility in cross-border payments as primary drivers for this valuation.

Shannon Thorp, former Operational Specialist at Citi, presents an extremely bullish outlook with predictions ranging from $100 to $500, based on anticipated banking adoption surge. While this represents a speculative long-term view, it highlights the potential some experts see in XRP's future.

Crypto analyst Egrag Crypto, who has over 70,000 followers on X (formerly Twitter), predicts XRP could exceed $5 by the end of 2025, pointing to bullish reversal patterns and increasing institutional momentum as key factors.

Thomas Kralow, a hedge fund manager and crypto YouTuber, offers a medium-term target of $8–$10 for XRP by 2025, basing his analysis on market trends and XRP's practical utility in real-world applications.

Read this: DeepSeek AI Predicts XRP to Reach $5 and Bitcoin to Hit $500K in 2025

Technical analyst Crypto Patel forecasts a $10 price target, drawing parallels to XRP's 2017 performance when it experienced a 40,000% price increase. While his full prediction extends to 2026, 2025 could see significant buildup toward this target.

Cathie Wood, CEO of ARK Invest, while not specifying a 2025 price target, has suggested XRP could reach $1 million by 2030, implying substantial growth during the 2025 period as part of this trajectory.

Himanshu Maradiya, Founder of CIFDAQ, projects a range of $5–$15 for XRP by 2025, with his bull case tied to widespread On-Demand Liquidity (ODL) adoption and expansion of global partnerships.

Crypto Analyst XRP Captain has made one of the most bullish predictions, suggesting XRP could reach $250 by 2026, with 2025 likely representing a critical stepping stone toward this ambitious target.

XRP Price Prediction Comparison Table

How high can XRP price go? Forecasts table

XRP Price News, FAQ

How Much Is XRP?

As of March 14, 2025, XRP is trading at approximately $2.31. The price is going up by 3%, rebounding visibly from this week's lows below $2.00.

Why Is XRP Going Up?

Due to Ripple’s newest announcement of the DFSA payments license. Moreover, positive outcomes in legal disputes, such as Ripple's ongoing case with the SEC, have bolstered investor confidence. President Donald Trump's announcement to include XRP in the U.S. strategic crypto reserve has also significantly boosted its value

How High Can XRP Go?

The experts anticipate XRP reaching between $5 to $7 in the first half of 2025, driven by post-election momentum and Ripple's progress. More optimistic scenarios suggest that XRP could achieve higher valuations, potentially reaching $100 or more in the long term, depending on widespread adoption and favorable regulatory conditions.

What Is XRP?

XRP is a digital asset developed by Ripple Labs, designed to facilitate fast and cost-effective cross-border payments. Operating on the XRP Ledger, an open-source blockchain, XRP aims to streamline transactions between financial institutions by offering liquidity and reducing settlement times. Unlike Bitcoin, which relies on mining, XRP uses a consensus protocol, making transactions more efficient and environmentally friendly.

How to Buy XRP?

Buying XRP is straightforward and can be done on major cryptocurrency exchanges such as Binance, Coinbase, Kraken, and KuCoin. To purchase XRP, follow these steps:

1. Choose a Crypto Exchange: Select a platform that supports XRP trading.
2. Create an Account: Sign up, complete KYC verification, and secure your account.
3. Deposit Funds: Add fiat currency (USD, EUR, etc.) or another cryptocurrency like Bitcoin or USDT.
4. Buy XRP: Place a market or limit order to purchase XRP at your preferred price.
5. Store Securely: Transfer XRP to a secure wallet (hardware or software) for added security.

Is XRP a Good Investment?

Yes. As one of the leading cryptocurrencies for payments, XRP is favored by financial institutions due to its fast settlement times and low transaction costs. However, XRP has faced legal challenges, particularly the SEC lawsuit against Ripple, which impacted its price volatility. While some investors see XRP as a strong long-term play due to its real-world utility, others remain cautious due to ongoing regulatory scrutiny.