XRP starts September 2025 at $2.75 after 4% daily decline, testing critical $2.80 support amid institutional liquidations of $1.9B since July.
Whale accumulation hits 340M tokens despite price weakness, while Glassnode data shows 1.71B XRP cluster at $2.81-$2.82 cost basis zone.
Technical analysis points to maximum 10% downside risk to $2.50-$2.60 range, with 200-day EMA providing ultimate support near current levels.
What is the current XRP price today? Let's check the technical analysis and the price predictions
The urgent
question "How low can XRP go in September 2025?" has
intensified as the cryptocurrency trades at $2.75, down 4% in the past 24 hours
and testing critical support levels that could determine its trajectory through
the historically challenging month. Why is XRP going down reflects
both seasonal headwinds and technical breakdown from the $2.80-$2.87 resistance
zone.
My
technical analysis indicates that this may not be the end of the decline. The
rejection of a bullish flag pattern suggests that XRP could fall by 10% in
September, testing two-month lows.
XRP Price September 2025: Market
Dynamics Today
XRP enters
September facing significant pressure after breaking below the crucial
$2.80 support level during heavy selling, when volume spiked to 76.87M, nearly
triple the daily average. The cryptocurrency today, Monday, 1 September 2025,
trades at $2.75, having moved across a $0.12 (4%) range in the past
24 hours.
Key XRP
metrics for September 1, 2025:
Current price: $2.75 (down 4% in 24
hours)
Critical
support test: $2.80 level breached
Institutional
liquidations: $1.9 billion since July
Whale accumulation: 340 million XRP in two
weeks
Total
whale holdings: 7.84 billion XRP
The price
action reveals a stark divergence between short-term liquidators selling and long-term
holders accumulating, creating conflicting signals for September's direction.
What is the XRP current price? Source: CoinMarketCap
According
to my technical analysis of the XRP/USDT chart, the recent declines
observed since August 27 have now extended to the sixth consecutive session.
The bullish scenario I had previously assumed
within a flag formation framework has been invalidated as the
price broke below the formation range.
Given
that XRP has exited the flag formation to the downside, I now expect that
XRP notations during September may correct downward rather than rise
dynamically. However, there isn't much room for further declines at this
moment. It's worth noting that local support remains in play, defined by
levels from July and August in the range of $2.80 to $2.75, which is also
being tested today on September 1, 2025.
Although
the price briefly fell to $2.70, at the time of writing it has already
rebounded by 7 cents to $2.77. On the daily chart, a bullish pin bar
candle is forming since morning. If the local support fails to hold, XRP
could decline toward a confluence of support levels drawn at the height of
peaks from March and May of this year in the $2.60 range. This zone is
capped by the $2.50 level where the 200-day exponential moving
average (200 EMA) runs.
Answering
the question of how low XRP can fall in September 2025, I believe that from
current levels it will not be more than 10% or 26 cents maximum. I
will continue to maintain the principle that any corrections in this range
are opportunities for accumulation, chances to buy XRP at more attractive
prices.
While we
can forget about the flag formation, in the medium term I would still
expect a return to around $3.60, which from current levels means nearly
30% growth potential, and from the vicinity of my designated support zone and
200 EMA almost 45%.
On-Chain Analysis:
Critical Support Zones
Glassnode Cost Basis
Reveals Key Level
Glassnode's
cost basis analysis identifies the most critical support zone for XRP.
The largest supply cluster sits between $2.81-$2.82, where 1.71
billion XRP were acquired. With XRP trading just below this zone at $2.75, the
breakdown has likely triggered profit-taking as holders see their gains
vanish.
Source: Glassnode.com
Whale Accumulation vs.
Institutional Selling
Despite the
technical breakdown, whale wallets holding 10-100 million XRP accumulated
340 million tokens over the past two weeks, bringing their total holdings
to 7.84 billion XRP. This massive accumulation occurred primarily in
the $3.20-$3.30 range, suggesting institutional confidence despite short-term
weakness.
The
divergence is stark: $1.9 billion in institutional liquidations since July contrasts
sharply with whale buying, indicating different time horizons and risk
appetites among large holders.
XRP Price Predictions
September 2025: Expert Consensus
Conservative
Forecasts
Changelly's
September 2025 predictions show:
Minimum
price: $2.74
Average
price: $2.96
Maximum
price: $3.17
Potential
ROI: 12.8%
Binance's
forecast remains more conservative with September ending around $2.80,
suggesting limited recovery potential.
Bullish Scenarios
Elon Musk's
Grok AI projects XRP could reach $3.50-$4.20 in September 2025, with
potential for $5+ if spot ETF approval materializes. The AI bases this on
regulatory clarity following the Ripple case and growing institutional
adoption.
September Headwinds:
Multiple Risk Factors for XRP
Historical September
Unlike
Bitcoin, which
I discussed in the context of “Red September” here, XRP has historically
performed well in September. The average for this month is a gain of nearly 87
percent, and the last time it declined in September was in 2021.
Source: Barchart
Regulatory Uncertainty
Persists
Despite
progress in the Ripple-SEC case, ongoing regulatory pressure in the U.S. keeps
institutions cautious. However, 15 XRP ETF applications filed with
the SEC provide potential upside catalysts.
Technical Breakdown
Signals
Key
momentum indicators confirm bearish pressure:
MACD bearish crossover imminent
on weekly charts
RSI shows oversold conditions in mid-40s
Volume spike at $2.80 breakdown
confirms distribution
Institutional Adoption
Provides Floor
ETF
Momentum Building - ProShares
Ultra XRP ETF attracted $1.2 billion in its first month, while CME
XRP futures crossed $1 billion, becoming the fastest-growing product
on the platform.
Liquidity
Maps Show Upside Potential - On-chain data reveals liquidity concentrations up to $4.00 that
could amplify any recovery move, with technical patterns suggesting $5-$13
upside potential if resistance breaks.
FAQ: XRP September 2025
Outlook
How low can XRP
realistically go in September 2025?
Technical
analysis suggests maximum 10% decline to $2.50-$2.60 range, with 200-day EMA
providing strong support near current levels.
Why is XRP going down
despite whale accumulation?
$1.9B
institutional liquidations since July outweigh 340M tokens of whale buying,
creating short-term selling pressure despite long-term confidence.
What would trigger an XRP
recovery in September?
Breaking
above $2.87 resistance could flip sentiment toward $3.30, while XRP ETF
approval could spark significant upside.
Is the $2.80 level
significant for XRP?
Yes. Glassnode
shows 1.71B XRP acquired at $2.81-$2.82, making this the largest cost basis
cluster and critical support zone.
The urgent
question "How low can XRP go in September 2025?" has
intensified as the cryptocurrency trades at $2.75, down 4% in the past 24 hours
and testing critical support levels that could determine its trajectory through
the historically challenging month. Why is XRP going down reflects
both seasonal headwinds and technical breakdown from the $2.80-$2.87 resistance
zone.
My
technical analysis indicates that this may not be the end of the decline. The
rejection of a bullish flag pattern suggests that XRP could fall by 10% in
September, testing two-month lows.
XRP Price September 2025: Market
Dynamics Today
XRP enters
September facing significant pressure after breaking below the crucial
$2.80 support level during heavy selling, when volume spiked to 76.87M, nearly
triple the daily average. The cryptocurrency today, Monday, 1 September 2025,
trades at $2.75, having moved across a $0.12 (4%) range in the past
24 hours.
Key XRP
metrics for September 1, 2025:
Current price: $2.75 (down 4% in 24
hours)
Critical
support test: $2.80 level breached
Institutional
liquidations: $1.9 billion since July
Whale accumulation: 340 million XRP in two
weeks
Total
whale holdings: 7.84 billion XRP
The price
action reveals a stark divergence between short-term liquidators selling and long-term
holders accumulating, creating conflicting signals for September's direction.
What is the XRP current price? Source: CoinMarketCap
According
to my technical analysis of the XRP/USDT chart, the recent declines
observed since August 27 have now extended to the sixth consecutive session.
The bullish scenario I had previously assumed
within a flag formation framework has been invalidated as the
price broke below the formation range.
Given
that XRP has exited the flag formation to the downside, I now expect that
XRP notations during September may correct downward rather than rise
dynamically. However, there isn't much room for further declines at this
moment. It's worth noting that local support remains in play, defined by
levels from July and August in the range of $2.80 to $2.75, which is also
being tested today on September 1, 2025.
Although
the price briefly fell to $2.70, at the time of writing it has already
rebounded by 7 cents to $2.77. On the daily chart, a bullish pin bar
candle is forming since morning. If the local support fails to hold, XRP
could decline toward a confluence of support levels drawn at the height of
peaks from March and May of this year in the $2.60 range. This zone is
capped by the $2.50 level where the 200-day exponential moving
average (200 EMA) runs.
Answering
the question of how low XRP can fall in September 2025, I believe that from
current levels it will not be more than 10% or 26 cents maximum. I
will continue to maintain the principle that any corrections in this range
are opportunities for accumulation, chances to buy XRP at more attractive
prices.
While we
can forget about the flag formation, in the medium term I would still
expect a return to around $3.60, which from current levels means nearly
30% growth potential, and from the vicinity of my designated support zone and
200 EMA almost 45%.
On-Chain Analysis:
Critical Support Zones
Glassnode Cost Basis
Reveals Key Level
Glassnode's
cost basis analysis identifies the most critical support zone for XRP.
The largest supply cluster sits between $2.81-$2.82, where 1.71
billion XRP were acquired. With XRP trading just below this zone at $2.75, the
breakdown has likely triggered profit-taking as holders see their gains
vanish.
Source: Glassnode.com
Whale Accumulation vs.
Institutional Selling
Despite the
technical breakdown, whale wallets holding 10-100 million XRP accumulated
340 million tokens over the past two weeks, bringing their total holdings
to 7.84 billion XRP. This massive accumulation occurred primarily in
the $3.20-$3.30 range, suggesting institutional confidence despite short-term
weakness.
The
divergence is stark: $1.9 billion in institutional liquidations since July contrasts
sharply with whale buying, indicating different time horizons and risk
appetites among large holders.
XRP Price Predictions
September 2025: Expert Consensus
Conservative
Forecasts
Changelly's
September 2025 predictions show:
Minimum
price: $2.74
Average
price: $2.96
Maximum
price: $3.17
Potential
ROI: 12.8%
Binance's
forecast remains more conservative with September ending around $2.80,
suggesting limited recovery potential.
Bullish Scenarios
Elon Musk's
Grok AI projects XRP could reach $3.50-$4.20 in September 2025, with
potential for $5+ if spot ETF approval materializes. The AI bases this on
regulatory clarity following the Ripple case and growing institutional
adoption.
September Headwinds:
Multiple Risk Factors for XRP
Historical September
Unlike
Bitcoin, which
I discussed in the context of “Red September” here, XRP has historically
performed well in September. The average for this month is a gain of nearly 87
percent, and the last time it declined in September was in 2021.
Source: Barchart
Regulatory Uncertainty
Persists
Despite
progress in the Ripple-SEC case, ongoing regulatory pressure in the U.S. keeps
institutions cautious. However, 15 XRP ETF applications filed with
the SEC provide potential upside catalysts.
Technical Breakdown
Signals
Key
momentum indicators confirm bearish pressure:
MACD bearish crossover imminent
on weekly charts
RSI shows oversold conditions in mid-40s
Volume spike at $2.80 breakdown
confirms distribution
Institutional Adoption
Provides Floor
ETF
Momentum Building - ProShares
Ultra XRP ETF attracted $1.2 billion in its first month, while CME
XRP futures crossed $1 billion, becoming the fastest-growing product
on the platform.
Liquidity
Maps Show Upside Potential - On-chain data reveals liquidity concentrations up to $4.00 that
could amplify any recovery move, with technical patterns suggesting $5-$13
upside potential if resistance breaks.
FAQ: XRP September 2025
Outlook
How low can XRP
realistically go in September 2025?
Technical
analysis suggests maximum 10% decline to $2.50-$2.60 range, with 200-day EMA
providing strong support near current levels.
Why is XRP going down
despite whale accumulation?
$1.9B
institutional liquidations since July outweigh 340M tokens of whale buying,
creating short-term selling pressure despite long-term confidence.
What would trigger an XRP
recovery in September?
Breaking
above $2.87 resistance could flip sentiment toward $3.30, while XRP ETF
approval could spark significant upside.
Is the $2.80 level
significant for XRP?
Yes. Glassnode
shows 1.71B XRP acquired at $2.81-$2.82, making this the largest cost basis
cluster and critical support zone.
Damian's adventure with financial markets began at the Cracow University of Economics, where he obtained his MA in finance and accounting. Starting from the retail trader perspective, he collaborated with brokerage houses and financial portals in Poland as an independent editor and content manager. His adventure with Finance Magnates began in 2016, where he is working as a business intelligence analyst.
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Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
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As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
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This candid panel brings together builders across the trading infrastructure space to uncover the shifting dynamics behind tools, interfaces, and full-stack ambitions.
Attendees will hear:
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Speakers:
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#fmls #fmls25 #fmevents #Brokers #Trading #Fintech #FintechInnovation #TradingTechnology #Innovation
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Much like their traders in the market, brokers must diversify to manage risk and stay resilient. But that can get costly, clunky, and lengthy.
This candid panel brings together builders across the trading infrastructure space to uncover the shifting dynamics behind tools, interfaces, and full-stack ambitions.
Attendees will hear:
-Why platform dependency has become one of the most overlooked risks in the trading business?
-Buy vs. build: What do hybrid models look like, and why are industry graveyards filled with failed ‘killer apps’?
-How AI is already changing execution, risk, and reporting—and what’s next?
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Speakers:
-Stephen Miles, Chief Revenue Officer at FYNXT
-John Morris, Co-Founder at FXBlue
-Matthew Smith, Group Chair & CEO at EC Markets
-Tom Higgins, Founder & CEO at Gold-i
-Gil Ben Hur, Founder at 5% Group
#fmls #fmls25 #fmevents #Brokers #Trading #Fintech #FintechInnovation #TradingTechnology #Innovation
Connect with us at:
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This session looks at how these players are shaping access, trust and user engagement, and what the most effective partnership models look like in 2025.
Key Themes:
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#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #BrokerGrowth #FintechPartnerships #RegionalMarkets
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When acquisition costs rise and AI generated reviews are exactly as useful as they sound, performing and fair partners can make or break brokers.
This session looks at how these players are shaping access, trust and user engagement, and what the most effective partnership models look like in 2025.
Key Themes:
- Building trader communities through education and local expertise
- Aligning broker incentives with long-term regional strategies
- Regional regulation and the realities of compliant acquisition
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Speakers:
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-Paul Chalmers, CEO at UK Trading Academy
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #BrokerGrowth #FintechPartnerships #RegionalMarkets
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Gerald Perez, CEO at Interactive Brokers UK
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #Innovation
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As the arms race to bundle investing, personal finance, and wallets under super apps grows fiercer, brokers are caught between a rock and a hard place.
This session explores unexpected ways for industry players to collaborate as consumer habits evolve, competitors eye the traffic, and regulation becomes more nuanced.
Speakers:
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-Simon Pelletier, Head of Product at Yuh
Gerald Perez, CEO at Interactive Brokers UK
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #Innovation
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-Jack Crone, PR & Public Affairs Lead at IG
-David Belle, Founder at Fink Money
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #RetailInvesting #UKFinance
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As the dire state of listing and investment in the UK goes from a financial services problem to a national challenge, the retail investing industry is taken to task.
Join a host of executives and experts for a candid conversation about the future of millions of Brits, as seen from a financial services standpoint:
-Are they happy with the Leeds Reform, in principle and in practice?
-Is it the government’s job to affect the ‘saver’ mentality? Is it doing well?
-What can brokers and fintechs do to spur UK investment?
-How can the FCA balance greater flexibility with consumer protection?
Speakers:
-Adam Button, Chief Currency Analyst at investingLive
-Nicola Higgs, Partner at Latham & Watkins
-Dan Lane, Investment Content Lead at Robinhood UK
-Jack Crone, PR & Public Affairs Lead at IG
-David Belle, Founder at Fink Money
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #RetailInvesting #UKFinance
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