The company wants to add bond offering and social trading features.
It is also working on its own virtual wallet and multi-currency card.
XTB Headquarter in Warsaw, Poland
Following the close of Tuesday's session, the publicly traded fintech company XTB (WSE: XTB) unveiled its product roadmap 2024. It
indicates that the company, originating in the FX/CFD industry, is increasingly
focusing on passive investments, social trading, and the extensive use of AI
technology.
A Leap into Investment
Plans and Social Trading
Central to
XTB's 2024 vision is the expansion of its investment offerings. The company has
already made strides by integrating fractional shares and passive Investment Plans into
its app, a feature now available across multiple markets, including Poland,
Germany, Spain, Portugal, Romania, Czech Republic, Slovakia, the UK, Italy, and
the MENA region. This will
soon extend to the xStation platform in either the first or second quarter of
the year. The shift towards passive investing is evident, with the company
reporting significant growth in this area.
Omar Arnaout, the CEO of XTB
"At this stage, I
can already say that 2024 will be a historic year, in terms of the number of
new products in the XTB’s offer. We have been preparing for this moment for a
long time, as evidenced by our active efforts in developing the Product and
Technology Department," Omar Arnaout, the CEO of XTB, commented for Finance Magnates.
Furthermore,
XTB is set to present social trading products. The platform will allow users to
monitor the movements of top investors, offering rankings and categorizations
based on risk profiles. Real-time notifications about trading activities
complement this initiative.
"Social
Trading will be a new functionality within our trading platform helping
investors in making calculated investment," Arnaout explained.
Bonds and Virtual Wallets with Multi-Currency Card
The roadmap has revealed plans to broaden fixed-income offerings, particularly by making
bond investments more accessible. Utilizing a mechanism similar to fractional
shares, XTB aims to allow investments in fixed-rate bonds starting from EUR 10.
The portfolio will include a mix of government and corporate bonds, with a
focus on high ESG ratings and secure ratings ranging from AAA to BBB. Notable
issuers such as General Motors and Coca-Cola are part of this offering.
Another
major development is the introduction of a multi-currency virtual wallet
accompanied by a multi-currency card. This feature promises instant payments
between XTB accounts and real-time market settlements, including local instant
payments. The wallet will support over 100 currencies, providing users with
full control over their expenses and real-time notifications for all
transactions.
"Hopefully
by the end of the year,, we will introduce solutions aimed at further expanding
our customer base. The first will be a
virtual wallet with a multi-currency card. With the introduction of this
solution, XTB will become a comprehensive platform for managing finances," Arnaout added.
Asked who XTB is working with to release the card, the CEO did not answer directly. Arnaout only revealed that it will be a "renowned global player" that will allow the new product to be offered "in every part of the world."
Tax-Efficient Retirement
Products for Poles
Finally, XTB
is responding to client demand for tax-efficient retirement products in its
home markets, including local "IKE" and "IKZE" accounts. IKE
stands for "Individual Retirement Account" and is a personal pension
savings account offering tax advantages. IKZE can be referred to as the "Individual
Retirement Security Account," which is similar to IKE and is designed for
retirement savings, but it has different tax benefits.
The company has emphasized a commission-free approach for stock investments up to EUR 100,000
monthly, aligning with its broader fee structure. Data from the Polish
Financial Supervision Authority indicates a growing interest in these products,
despite their current underutilization in Poland.
However, brokerage
houses have seen substantial growth in assets under management in these
accounts. In the case of IKE, the largest increase in asset value was recorded
in accounts managed by brokerage houses (at the end of H1 2023, they amassed PLN
5.5 billion, which represents an increase of 24% compared to the end of 2022).
"XTB is a
global company so every product we introduce is analyzed from the global
perspective and our retirement offer will not differ so hopefully in every
country where such products exist we will think of dynamic implementation," Arnaout commented.
Participate in Our Fraud Survey: Your Opinion Matters!
We invite you to participate in our joint survey conducted by FXStreet and Finance Magnates Group, which explores prevalent online financial fraud types, platforms used for fraudulent activities, effectiveness of countermeasures, and challenges faced by companies in tackling such fraud. Your valuable insights will help inform future strategies and resource allocation in combating financial fraud.
Following the close of Tuesday's session, the publicly traded fintech company XTB (WSE: XTB) unveiled its product roadmap 2024. It
indicates that the company, originating in the FX/CFD industry, is increasingly
focusing on passive investments, social trading, and the extensive use of AI
technology.
A Leap into Investment
Plans and Social Trading
Central to
XTB's 2024 vision is the expansion of its investment offerings. The company has
already made strides by integrating fractional shares and passive Investment Plans into
its app, a feature now available across multiple markets, including Poland,
Germany, Spain, Portugal, Romania, Czech Republic, Slovakia, the UK, Italy, and
the MENA region. This will
soon extend to the xStation platform in either the first or second quarter of
the year. The shift towards passive investing is evident, with the company
reporting significant growth in this area.
Omar Arnaout, the CEO of XTB
"At this stage, I
can already say that 2024 will be a historic year, in terms of the number of
new products in the XTB’s offer. We have been preparing for this moment for a
long time, as evidenced by our active efforts in developing the Product and
Technology Department," Omar Arnaout, the CEO of XTB, commented for Finance Magnates.
Furthermore,
XTB is set to present social trading products. The platform will allow users to
monitor the movements of top investors, offering rankings and categorizations
based on risk profiles. Real-time notifications about trading activities
complement this initiative.
"Social
Trading will be a new functionality within our trading platform helping
investors in making calculated investment," Arnaout explained.
Bonds and Virtual Wallets with Multi-Currency Card
The roadmap has revealed plans to broaden fixed-income offerings, particularly by making
bond investments more accessible. Utilizing a mechanism similar to fractional
shares, XTB aims to allow investments in fixed-rate bonds starting from EUR 10.
The portfolio will include a mix of government and corporate bonds, with a
focus on high ESG ratings and secure ratings ranging from AAA to BBB. Notable
issuers such as General Motors and Coca-Cola are part of this offering.
Another
major development is the introduction of a multi-currency virtual wallet
accompanied by a multi-currency card. This feature promises instant payments
between XTB accounts and real-time market settlements, including local instant
payments. The wallet will support over 100 currencies, providing users with
full control over their expenses and real-time notifications for all
transactions.
"Hopefully
by the end of the year,, we will introduce solutions aimed at further expanding
our customer base. The first will be a
virtual wallet with a multi-currency card. With the introduction of this
solution, XTB will become a comprehensive platform for managing finances," Arnaout added.
Asked who XTB is working with to release the card, the CEO did not answer directly. Arnaout only revealed that it will be a "renowned global player" that will allow the new product to be offered "in every part of the world."
Tax-Efficient Retirement
Products for Poles
Finally, XTB
is responding to client demand for tax-efficient retirement products in its
home markets, including local "IKE" and "IKZE" accounts. IKE
stands for "Individual Retirement Account" and is a personal pension
savings account offering tax advantages. IKZE can be referred to as the "Individual
Retirement Security Account," which is similar to IKE and is designed for
retirement savings, but it has different tax benefits.
The company has emphasized a commission-free approach for stock investments up to EUR 100,000
monthly, aligning with its broader fee structure. Data from the Polish
Financial Supervision Authority indicates a growing interest in these products,
despite their current underutilization in Poland.
However, brokerage
houses have seen substantial growth in assets under management in these
accounts. In the case of IKE, the largest increase in asset value was recorded
in accounts managed by brokerage houses (at the end of H1 2023, they amassed PLN
5.5 billion, which represents an increase of 24% compared to the end of 2022).
"XTB is a
global company so every product we introduce is analyzed from the global
perspective and our retirement offer will not differ so hopefully in every
country where such products exist we will think of dynamic implementation," Arnaout commented.
Participate in Our Fraud Survey: Your Opinion Matters!
We invite you to participate in our joint survey conducted by FXStreet and Finance Magnates Group, which explores prevalent online financial fraud types, platforms used for fraudulent activities, effectiveness of countermeasures, and challenges faced by companies in tackling such fraud. Your valuable insights will help inform future strategies and resource allocation in combating financial fraud.
Damian's adventure with financial markets began at the Cracow University of Economics, where he obtained his MA in finance and accounting. Starting from the retail trader perspective, he collaborated with brokerage houses and financial portals in Poland as an independent editor and content manager. His adventure with Finance Magnates began in 2016, where he is working as a business intelligence analyst.
XTB Profit Drops 24% as Gold Rally Fails to Offset Soaring Marketing Spend
Hannah Hill on Innovation, Branding & Award-Winning Technology | Executive Interview | AXI
Hannah Hill on Innovation, Branding & Award-Winning Technology | Executive Interview | AXI
Recorded live at FMLS:25, this executive interview features Hannah Hill, Head of Brand and Sponsorship at AXI, in conversation with Finance Magnates, following AXI’s win for Most Innovative Broker of the Year 2025.
In this wide-ranging discussion, Hannah shares insights on:
🔹What winning the Finance Magnates award means for AXI’s credibility and innovation
🔹How the launch of AXI Select, the capital allocation program, is redefining industry standards
🔹The development and rollout of the AXI trading app across multiple markets
🔹Driving brand evolution alongside technological advancements
🔹Encouraging and recognizing teams behind the scenes
🔹The role of marketing, content, and social media in building product awareness
Hannah explains why standout products, strategic branding, and a focus on innovation are key to growing visibility and staying ahead in a competitive brokerage landscape.
🏆 Award Highlight: Most Innovative Broker of the Year 2025
👉 Subscribe to Finance Magnates for more executive interviews, industry insights, and exclusive coverage from the world’s leading financial events.
#FMLS25 #FinanceMagnates #MostInnovativeBroker #TradingTechnology #FinTech #Brokerage #ExecutiveInterview #AXI
Recorded live at FMLS:25, this executive interview features Hannah Hill, Head of Brand and Sponsorship at AXI, in conversation with Finance Magnates, following AXI’s win for Most Innovative Broker of the Year 2025.
In this wide-ranging discussion, Hannah shares insights on:
🔹What winning the Finance Magnates award means for AXI’s credibility and innovation
🔹How the launch of AXI Select, the capital allocation program, is redefining industry standards
🔹The development and rollout of the AXI trading app across multiple markets
🔹Driving brand evolution alongside technological advancements
🔹Encouraging and recognizing teams behind the scenes
🔹The role of marketing, content, and social media in building product awareness
Hannah explains why standout products, strategic branding, and a focus on innovation are key to growing visibility and staying ahead in a competitive brokerage landscape.
🏆 Award Highlight: Most Innovative Broker of the Year 2025
👉 Subscribe to Finance Magnates for more executive interviews, industry insights, and exclusive coverage from the world’s leading financial events.
#FMLS25 #FinanceMagnates #MostInnovativeBroker #TradingTechnology #FinTech #Brokerage #ExecutiveInterview #AXI
Executive Interview | Dor Eligula | Co-Founder & Chief Business Officer, BridgeWise | FMLS:25
Executive Interview | Dor Eligula | Co-Founder & Chief Business Officer, BridgeWise | FMLS:25
In this session, Jonathan Fine form Ultimate Group speaks with Dor Eligula from Bridgewise, a fast-growing AI-powered research and analytics firm supporting brokers and exchanges worldwide.
We start with Dor’s reaction to the Summit and then move to broker growth and the quick wins brokers often overlook. Dor shares where he sees “blue ocean” growth across Asian markets and how local client behaviour shapes demand.
We also discuss the rollout of AI across investment research. Dor gives real examples of how automation and human judgment meet at Bridgewise — including moments when analysts corrected AI output, and times when AI prevented an error.
We close with a practical question: how retail investors can actually use AI without falling into common traps.
In this session, Jonathan Fine form Ultimate Group speaks with Dor Eligula from Bridgewise, a fast-growing AI-powered research and analytics firm supporting brokers and exchanges worldwide.
We start with Dor’s reaction to the Summit and then move to broker growth and the quick wins brokers often overlook. Dor shares where he sees “blue ocean” growth across Asian markets and how local client behaviour shapes demand.
We also discuss the rollout of AI across investment research. Dor gives real examples of how automation and human judgment meet at Bridgewise — including moments when analysts corrected AI output, and times when AI prevented an error.
We close with a practical question: how retail investors can actually use AI without falling into common traps.
Brendan Callan joined us fresh off the Summit’s most anticipated debate: “Is Prop Trading Good for the Industry?” Brendan argued against the motion — and the audience voted him the winner.
In this interview, Brendan explains the reasoning behind his position. He walks through the message he believes many firms avoid: that the current prop trading model is too dependent on fees, too loose on risk, and too confusing for retail audiences.
We discuss why he thinks the model grew fast, why it may run into walls, and what he believes is needed for a cleaner, more responsible version of prop trading.
This is Brendan at his frankest — sharp, grounded, and very clear about what changes are overdue.
Brendan Callan joined us fresh off the Summit’s most anticipated debate: “Is Prop Trading Good for the Industry?” Brendan argued against the motion — and the audience voted him the winner.
In this interview, Brendan explains the reasoning behind his position. He walks through the message he believes many firms avoid: that the current prop trading model is too dependent on fees, too loose on risk, and too confusing for retail audiences.
We discuss why he thinks the model grew fast, why it may run into walls, and what he believes is needed for a cleaner, more responsible version of prop trading.
This is Brendan at his frankest — sharp, grounded, and very clear about what changes are overdue.
Elina Pedersen on Growth, Stability & Ultra-Low Latency | Executive Interview | Your Bourse
Elina Pedersen on Growth, Stability & Ultra-Low Latency | Executive Interview | Your Bourse
Recorded live at FMLS:25 London, this executive interview features Elina Pedersen, in conversation with Finance Magnates, following her company’s win for Best Connectivity 2025.
🔹In this wide-ranging discussion, Elina shares insights on:
🔹What winning a Finance Magnates award means for credibility and reputation
🔹How broker demand for stability and reliability is driving rapid growth
🔹The launch of a new trade server enabling flexible front-end integrations
🔹Why ultra-low latency must be proven with data, not buzzwords
🔹Common mistakes brokers make when scaling globally
🔹Educating the industry through a newly launched Dealers Academy
🔹Where AI fits into trading infrastructure and where it doesn’t
Elina explains why resilient back-end infrastructure, deep client partnerships, and disciplined focus are critical for brokers looking to scale sustainably in today’s competitive market.
🏆 Award Highlight: Best Connectivity 2025
👉 Subscribe to Finance Magnates for more executive interviews, industry insights, and exclusive coverage from the world’s leading financial events.
#FMLS25 #FinanceMagnates #BestConnectivity #TradingTechnology #UltraLowLatency #FinTech #Brokerage #ExecutiveInterview
Recorded live at FMLS:25 London, this executive interview features Elina Pedersen, in conversation with Finance Magnates, following her company’s win for Best Connectivity 2025.
🔹In this wide-ranging discussion, Elina shares insights on:
🔹What winning a Finance Magnates award means for credibility and reputation
🔹How broker demand for stability and reliability is driving rapid growth
🔹The launch of a new trade server enabling flexible front-end integrations
🔹Why ultra-low latency must be proven with data, not buzzwords
🔹Common mistakes brokers make when scaling globally
🔹Educating the industry through a newly launched Dealers Academy
🔹Where AI fits into trading infrastructure and where it doesn’t
Elina explains why resilient back-end infrastructure, deep client partnerships, and disciplined focus are critical for brokers looking to scale sustainably in today’s competitive market.
🏆 Award Highlight: Best Connectivity 2025
👉 Subscribe to Finance Magnates for more executive interviews, industry insights, and exclusive coverage from the world’s leading financial events.
#FMLS25 #FinanceMagnates #BestConnectivity #TradingTechnology #UltraLowLatency #FinTech #Brokerage #ExecutiveInterview
In this video, we take an in-depth look at @BlueberryMarketsForex , a forex and CFD broker operating since 2016, offering access to multiple trading platforms, over 1,000 instruments, and flexible account types for different trading styles.
We break down Blueberry’s regulatory structure, including its Australian Financial Services License (AFSL), as well as its authorisation and registrations in other jurisdictions. The review also covers supported platforms such as MetaTrader 4, MetaTrader 5, cTrader, TradingView, Blueberry.X, and web-based trading.
You’ll learn about available instruments across forex, commodities, indices, share CFDs, and crypto CFDs, along with leverage options, minimum and maximum trade sizes, and how Blueberry structures its Standard and Raw accounts.
We also explain spreads, commissions, swap rates, swap-free account availability, funding and withdrawal methods, processing times, and what traders can expect from customer support and additional services.
Watch the full review to see whether Blueberry’s trading setup aligns with your experience level, strategy, and risk tolerance.
📣 Stay up to date with the latest in finance and trading. Follow Finance Magnates for industry news, insights, and global event coverage.
Connect with us:
🔗 LinkedIn: /financemagnates
👍 Facebook: /financemagnates
📸 Instagram: https://www.instagram.com/financemagnates
🐦 X: https://x.com/financemagnates
🎥 TikTok: https://www.tiktok.com/tag/financemagnates
▶️ YouTube: /@financemagnates_official
#Blueberry #BlueberryMarkets #BrokerReview #ForexBroker #CFDTrading #OnlineTrading #FinanceMagnates #TradingPlatforms #MarketInsights
In this video, we take an in-depth look at @BlueberryMarketsForex , a forex and CFD broker operating since 2016, offering access to multiple trading platforms, over 1,000 instruments, and flexible account types for different trading styles.
We break down Blueberry’s regulatory structure, including its Australian Financial Services License (AFSL), as well as its authorisation and registrations in other jurisdictions. The review also covers supported platforms such as MetaTrader 4, MetaTrader 5, cTrader, TradingView, Blueberry.X, and web-based trading.
You’ll learn about available instruments across forex, commodities, indices, share CFDs, and crypto CFDs, along with leverage options, minimum and maximum trade sizes, and how Blueberry structures its Standard and Raw accounts.
We also explain spreads, commissions, swap rates, swap-free account availability, funding and withdrawal methods, processing times, and what traders can expect from customer support and additional services.
Watch the full review to see whether Blueberry’s trading setup aligns with your experience level, strategy, and risk tolerance.
📣 Stay up to date with the latest in finance and trading. Follow Finance Magnates for industry news, insights, and global event coverage.
Connect with us:
🔗 LinkedIn: /financemagnates
👍 Facebook: /financemagnates
📸 Instagram: https://www.instagram.com/financemagnates
🐦 X: https://x.com/financemagnates
🎥 TikTok: https://www.tiktok.com/tag/financemagnates
▶️ YouTube: /@financemagnates_official
#Blueberry #BlueberryMarkets #BrokerReview #ForexBroker #CFDTrading #OnlineTrading #FinanceMagnates #TradingPlatforms #MarketInsights
