Chinese Robo-Advisor XUANJI Launched by PINTEC Group in Beijing
- Xuanji is the latest robo-advisor out of China, launched by PINTEC Group.

Beijing-based PINTEC Group, an emerging Fintech Fintech Financial Technology (fintech) is defined as ay technology that is geared towards automating and enhancing the delivery and application of financial services. The origin of the term fintechs can be traced back to the 1990s where it was primarily used as a back-end system technology for renowned financial institutions. However, it has since grown outside the business sector with an increased focus upon consumer services.What Purpose Do Fintechs Serve?The main purpose of fintechs would be to supply a technological service that not only simplifies but also aids consumers, business operators, and networks.This is done by optimizing business processes and financial operations through the implementation of specialized software, algorithms, and automated computing processes. Transitioning from the roots of the financial sector, fintech providers can be found through a multitude of industries such as retail banking, education, cryptocurrencies, insurance, nonprofit, and more. While fintechs cover a vast array of business sectors, it can be broken down into four classifications which are as followed: Business-to-business for banks, Business-to-business for banking business clients, business-to-consumers for small businesses, and consumers. More recently, fintechs presence has become increasingly apparent within the trading sector, primarily for cryptocurrencies and blockchain technology.The creation and use of Bitcoin can also be contributed to innovations brought upon by fintechs while smart contracts through blockchain technology have simplified and automated contracts between buyers and sellers. As a whole, fintechs applications are growing more diverse with a consumer-centric focus while its applications continue to innovate the trading and cryptocurrency sectors through automated technologies and business practices. Financial Technology (fintech) is defined as ay technology that is geared towards automating and enhancing the delivery and application of financial services. The origin of the term fintechs can be traced back to the 1990s where it was primarily used as a back-end system technology for renowned financial institutions. However, it has since grown outside the business sector with an increased focus upon consumer services.What Purpose Do Fintechs Serve?The main purpose of fintechs would be to supply a technological service that not only simplifies but also aids consumers, business operators, and networks.This is done by optimizing business processes and financial operations through the implementation of specialized software, algorithms, and automated computing processes. Transitioning from the roots of the financial sector, fintech providers can be found through a multitude of industries such as retail banking, education, cryptocurrencies, insurance, nonprofit, and more. While fintechs cover a vast array of business sectors, it can be broken down into four classifications which are as followed: Business-to-business for banks, Business-to-business for banking business clients, business-to-consumers for small businesses, and consumers. More recently, fintechs presence has become increasingly apparent within the trading sector, primarily for cryptocurrencies and blockchain technology.The creation and use of Bitcoin can also be contributed to innovations brought upon by fintechs while smart contracts through blockchain technology have simplified and automated contracts between buyers and sellers. As a whole, fintechs applications are growing more diverse with a consumer-centric focus while its applications continue to innovate the trading and cryptocurrency sectors through automated technologies and business practices. Read this Term platform in China that owns subsidiaries including Dumiao, Hongdian Fund, Jimubox and 76hui, today announced the launch of a robo-advisor platform dubbed ‘XUANJI’ for Chinese investors.
The robo advisor solution is also available in a white-labeled version for the company's B2B offering with the platform branded for brokers. The offshore USD asset version provides trading of ETFs on the US stock markets, whereas the onshore RMB versions provides investors access to a diversified basket of Chinese mutual funds via PINTEC’s distribution license for mutual funds.
XUANJI aims to bring professional investment advice to individual investors, and to foster healthy asset allocation strategies.

Robo strategies
The robo-advisor offering within the platform uses modern portfolio theory and big data algorithms including Markowitz's Modern Portfolio Theory, and XUANJI's asset allocation solution adds quantitative modeling and machine learning to programmed trading, as explained in an official announcement.
Commenting in a statement, PINTEC Group CEO Allen Dong said: "PINTEC hopes to become the engine that drives China finance into the future, leveraging technology to advance financial services and leveling the playing field."
XUANJI CEO, Zheng Yudong, said in a statement regarding the launch: "XUANJI aims to bring professional investment advice to individual investors, and to foster healthy asset allocation strategies."
Earlier last month, PINTEC Group made a series of appointments including the CEO role that Mr. Yudong assumed for the group's robo investment advisory business.
The news follows after Finance Magnates coverage of Kavout launching its A.I. driven investment platform last week, and after a group of major financial companies in China joined to create a blockchain consortium in Shenzen.
Beijing-based PINTEC Group, an emerging Fintech Fintech Financial Technology (fintech) is defined as ay technology that is geared towards automating and enhancing the delivery and application of financial services. The origin of the term fintechs can be traced back to the 1990s where it was primarily used as a back-end system technology for renowned financial institutions. However, it has since grown outside the business sector with an increased focus upon consumer services.What Purpose Do Fintechs Serve?The main purpose of fintechs would be to supply a technological service that not only simplifies but also aids consumers, business operators, and networks.This is done by optimizing business processes and financial operations through the implementation of specialized software, algorithms, and automated computing processes. Transitioning from the roots of the financial sector, fintech providers can be found through a multitude of industries such as retail banking, education, cryptocurrencies, insurance, nonprofit, and more. While fintechs cover a vast array of business sectors, it can be broken down into four classifications which are as followed: Business-to-business for banks, Business-to-business for banking business clients, business-to-consumers for small businesses, and consumers. More recently, fintechs presence has become increasingly apparent within the trading sector, primarily for cryptocurrencies and blockchain technology.The creation and use of Bitcoin can also be contributed to innovations brought upon by fintechs while smart contracts through blockchain technology have simplified and automated contracts between buyers and sellers. As a whole, fintechs applications are growing more diverse with a consumer-centric focus while its applications continue to innovate the trading and cryptocurrency sectors through automated technologies and business practices. Financial Technology (fintech) is defined as ay technology that is geared towards automating and enhancing the delivery and application of financial services. The origin of the term fintechs can be traced back to the 1990s where it was primarily used as a back-end system technology for renowned financial institutions. However, it has since grown outside the business sector with an increased focus upon consumer services.What Purpose Do Fintechs Serve?The main purpose of fintechs would be to supply a technological service that not only simplifies but also aids consumers, business operators, and networks.This is done by optimizing business processes and financial operations through the implementation of specialized software, algorithms, and automated computing processes. Transitioning from the roots of the financial sector, fintech providers can be found through a multitude of industries such as retail banking, education, cryptocurrencies, insurance, nonprofit, and more. While fintechs cover a vast array of business sectors, it can be broken down into four classifications which are as followed: Business-to-business for banks, Business-to-business for banking business clients, business-to-consumers for small businesses, and consumers. More recently, fintechs presence has become increasingly apparent within the trading sector, primarily for cryptocurrencies and blockchain technology.The creation and use of Bitcoin can also be contributed to innovations brought upon by fintechs while smart contracts through blockchain technology have simplified and automated contracts between buyers and sellers. As a whole, fintechs applications are growing more diverse with a consumer-centric focus while its applications continue to innovate the trading and cryptocurrency sectors through automated technologies and business practices. Read this Term platform in China that owns subsidiaries including Dumiao, Hongdian Fund, Jimubox and 76hui, today announced the launch of a robo-advisor platform dubbed ‘XUANJI’ for Chinese investors.
The robo advisor solution is also available in a white-labeled version for the company's B2B offering with the platform branded for brokers. The offshore USD asset version provides trading of ETFs on the US stock markets, whereas the onshore RMB versions provides investors access to a diversified basket of Chinese mutual funds via PINTEC’s distribution license for mutual funds.
XUANJI aims to bring professional investment advice to individual investors, and to foster healthy asset allocation strategies.

Robo strategies
The robo-advisor offering within the platform uses modern portfolio theory and big data algorithms including Markowitz's Modern Portfolio Theory, and XUANJI's asset allocation solution adds quantitative modeling and machine learning to programmed trading, as explained in an official announcement.
Commenting in a statement, PINTEC Group CEO Allen Dong said: "PINTEC hopes to become the engine that drives China finance into the future, leveraging technology to advance financial services and leveling the playing field."
XUANJI CEO, Zheng Yudong, said in a statement regarding the launch: "XUANJI aims to bring professional investment advice to individual investors, and to foster healthy asset allocation strategies."
Earlier last month, PINTEC Group made a series of appointments including the CEO role that Mr. Yudong assumed for the group's robo investment advisory business.
The news follows after Finance Magnates coverage of Kavout launching its A.I. driven investment platform last week, and after a group of major financial companies in China joined to create a blockchain consortium in Shenzen.