The German fintech company rolls out payment and trading platform while expanding AI features ahead of Q4 release.
It joins growing competition from Coinbase, Robinhood and others racing to build comprehensive platforms that could replace traditional banking relationships.
The NAGA
Group (XETR: N4G)
launched its next-generation financial platform today (Tuesday), joining a
growing field of companies racing to build comprehensive "super apps"
that combine banking, trading and payment services.
The
Hamburg-based firm said its NAGA ONE platform will unify payments, investing
and trading functions when it becomes available for download in the fourth
quarter. The app replaces NAGA's existing payment service and includes personal
bank accounts, debit cards and instant trading account funding.
NAGA Launches Financial “Super
App” as Fintech Race Intensifies
The initial
NAGA ONE rollout focuses on core payment features from the company's NAGA Pay
app, which is being discontinued. Users will access personal IBAN accounts,
virtual and physical debit cards, and SEPA transfers through the unified
platform.
The company
said it will add cryptocurrency services in later updates, including digital
wallets, spot trading and staking options. NAGA operates in over 100 countries
and offers trading services for stocks and digital assets.
Octavian Patrascu, CEO of The NAGA Group AG; Source: LinkedIn
"We're
not just launching another financial app," said CEO Octavian Patrascu.
"We are delivering on our vision of a truly unified platform where
payments, trading, and investing come together seamlessly."
The modular
approach allows NAGA to expand features gradually while supporting
international growth plans. Future versions will include multi-currency
accounts and rewards programs.
NAGA is
simultaneously expanding
artificial intelligence capabilities across its platform. AI-powered social
agents already provide market insights on the company's NAGA Feed, with plans
for interactive Q&A features and personalized commentary.
The firm
aims to introduce a "Trading Super Assistant" by 2026 that would
guide users through the entire trading process, from onboarding to execution.
AI also powers marketing campaigns across WhatsApp, email and social media
platforms.
The
technology integration extends to operational functions, with AI-driven
automation improving customer support and back-office efficiency, according to
the company.
The newest announcement,
however, did not spark much enthusiasm among shareholders, as NAGA’s shares on
Tuesday remained at EUR 0.65, down more than 90 percent from their pandemic-era
highs.
Super App Competition
Heats Up
The
financial super app concept has gained momentum as companies seek to expand
beyond their core services. PayPal
has offered integrated savings, shopping and cryptocurrency features since
2021, while Warsaw-based broker XTB positions itself as
an "all-in-one" fintech platform.
Regulatory
support has boosted the trend, particularly in cryptocurrency. SEC Chairman
Paul Atkins recently endorsed
"super-app" trading platforms that combine multiple services,
calling for rules that "increase choice for market participants."
The push
faces resistance from traditional banks concerned about losing customers to
comprehensive digital platforms. However, partnerships between crypto companies
and established financial institutions suggest parts of the banking sector are
adapting to the shift.
Last month,
NAGA
reported revenues of EUR 32.2 million for the six months ended June 30, an
increase of 2 percent from EUR 31.6 million a year earlier. Net revenues rose 3
percent to EUR 28.9 million, while EBITDA advanced 8 percent to EUR 3.0
million, despite higher marketing expenses.
The NAGA
Group (XETR: N4G)
launched its next-generation financial platform today (Tuesday), joining a
growing field of companies racing to build comprehensive "super apps"
that combine banking, trading and payment services.
The
Hamburg-based firm said its NAGA ONE platform will unify payments, investing
and trading functions when it becomes available for download in the fourth
quarter. The app replaces NAGA's existing payment service and includes personal
bank accounts, debit cards and instant trading account funding.
NAGA Launches Financial “Super
App” as Fintech Race Intensifies
The initial
NAGA ONE rollout focuses on core payment features from the company's NAGA Pay
app, which is being discontinued. Users will access personal IBAN accounts,
virtual and physical debit cards, and SEPA transfers through the unified
platform.
The company
said it will add cryptocurrency services in later updates, including digital
wallets, spot trading and staking options. NAGA operates in over 100 countries
and offers trading services for stocks and digital assets.
Octavian Patrascu, CEO of The NAGA Group AG; Source: LinkedIn
"We're
not just launching another financial app," said CEO Octavian Patrascu.
"We are delivering on our vision of a truly unified platform where
payments, trading, and investing come together seamlessly."
The modular
approach allows NAGA to expand features gradually while supporting
international growth plans. Future versions will include multi-currency
accounts and rewards programs.
NAGA is
simultaneously expanding
artificial intelligence capabilities across its platform. AI-powered social
agents already provide market insights on the company's NAGA Feed, with plans
for interactive Q&A features and personalized commentary.
The firm
aims to introduce a "Trading Super Assistant" by 2026 that would
guide users through the entire trading process, from onboarding to execution.
AI also powers marketing campaigns across WhatsApp, email and social media
platforms.
The
technology integration extends to operational functions, with AI-driven
automation improving customer support and back-office efficiency, according to
the company.
The newest announcement,
however, did not spark much enthusiasm among shareholders, as NAGA’s shares on
Tuesday remained at EUR 0.65, down more than 90 percent from their pandemic-era
highs.
Super App Competition
Heats Up
The
financial super app concept has gained momentum as companies seek to expand
beyond their core services. PayPal
has offered integrated savings, shopping and cryptocurrency features since
2021, while Warsaw-based broker XTB positions itself as
an "all-in-one" fintech platform.
Regulatory
support has boosted the trend, particularly in cryptocurrency. SEC Chairman
Paul Atkins recently endorsed
"super-app" trading platforms that combine multiple services,
calling for rules that "increase choice for market participants."
The push
faces resistance from traditional banks concerned about losing customers to
comprehensive digital platforms. However, partnerships between crypto companies
and established financial institutions suggest parts of the banking sector are
adapting to the shift.
Last month,
NAGA
reported revenues of EUR 32.2 million for the six months ended June 30, an
increase of 2 percent from EUR 31.6 million a year earlier. Net revenues rose 3
percent to EUR 28.9 million, while EBITDA advanced 8 percent to EUR 3.0
million, despite higher marketing expenses.
Damian's adventure with financial markets began at the Cracow University of Economics, where he obtained his MA in finance and accounting. Starting from the retail trader perspective, he collaborated with brokerage houses and financial portals in Poland as an independent editor and content manager. His adventure with Finance Magnates began in 2016, where he is working as a business intelligence analyst.
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We break down Blueberry’s regulatory structure, including its Australian Financial Services License (AFSL), as well as its authorisation and registrations in other jurisdictions. The review also covers supported platforms such as MetaTrader 4, MetaTrader 5, cTrader, TradingView, Blueberry.X, and web-based trading.
You’ll learn about available instruments across forex, commodities, indices, share CFDs, and crypto CFDs, along with leverage options, minimum and maximum trade sizes, and how Blueberry structures its Standard and Raw accounts.
We also explain spreads, commissions, swap rates, swap-free account availability, funding and withdrawal methods, processing times, and what traders can expect from customer support and additional services.
Watch the full review to see whether Blueberry’s trading setup aligns with your experience level, strategy, and risk tolerance.
📣 Stay up to date with the latest in finance and trading. Follow Finance Magnates for industry news, insights, and global event coverage.
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#Blueberry #BlueberryMarkets #BrokerReview #ForexBroker #CFDTrading #OnlineTrading #FinanceMagnates #TradingPlatforms #MarketInsights
In this video, we take an in-depth look at @BlueberryMarketsForex , a forex and CFD broker operating since 2016, offering access to multiple trading platforms, over 1,000 instruments, and flexible account types for different trading styles.
We break down Blueberry’s regulatory structure, including its Australian Financial Services License (AFSL), as well as its authorisation and registrations in other jurisdictions. The review also covers supported platforms such as MetaTrader 4, MetaTrader 5, cTrader, TradingView, Blueberry.X, and web-based trading.
You’ll learn about available instruments across forex, commodities, indices, share CFDs, and crypto CFDs, along with leverage options, minimum and maximum trade sizes, and how Blueberry structures its Standard and Raw accounts.
We also explain spreads, commissions, swap rates, swap-free account availability, funding and withdrawal methods, processing times, and what traders can expect from customer support and additional services.
Watch the full review to see whether Blueberry’s trading setup aligns with your experience level, strategy, and risk tolerance.
📣 Stay up to date with the latest in finance and trading. Follow Finance Magnates for industry news, insights, and global event coverage.
Connect with us:
🔗 LinkedIn: /financemagnates
👍 Facebook: /financemagnates
📸 Instagram: https://www.instagram.com/financemagnates
🐦 X: https://x.com/financemagnates
🎥 TikTok: https://www.tiktok.com/tag/financemagnates
▶️ YouTube: /@financemagnates_official
#Blueberry #BlueberryMarkets #BrokerReview #ForexBroker #CFDTrading #OnlineTrading #FinanceMagnates #TradingPlatforms #MarketInsights
Exness CMO Alfonso Cardalda on Cape Town office launch, Africa growth, and marketing strategy
Exness CMO Alfonso Cardalda on Cape Town office launch, Africa growth, and marketing strategy
Exness is expanding its presence in Africa, and in this exclusive interview, CMO Alfonso Cardalda shares how.
Filmed during the grand opening of Exness’s new Cape Town office, Alfonso sits down with Andrea Badiola Mateos from Finance Magnates to discuss:
- Exness’s marketing approach in South Africa
- What makes their trading product stand out
- Customer retention vs. acquisition strategies
- The role of local influencers
- Managing growth across emerging markets
👉 Watch the full interview for fundamental insights into the future of trading in Africa.
#Exness #Forex #Trading #SouthAfrica #CapeTown #Finance #FinanceMagnates
Exness is expanding its presence in Africa, and in this exclusive interview, CMO Alfonso Cardalda shares how.
Filmed during the grand opening of Exness’s new Cape Town office, Alfonso sits down with Andrea Badiola Mateos from Finance Magnates to discuss:
- Exness’s marketing approach in South Africa
- What makes their trading product stand out
- Customer retention vs. acquisition strategies
- The role of local influencers
- Managing growth across emerging markets
👉 Watch the full interview for fundamental insights into the future of trading in Africa.
#Exness #Forex #Trading #SouthAfrica #CapeTown #Finance #FinanceMagnates
How does the Finance Magnates newsroom handle sensitive updates that may affect a brand?
How does the Finance Magnates newsroom handle sensitive updates that may affect a brand?
Yam Yehoshua, Editor-in-Chief at Finance Magnates, explains the approach: reaching out before publication, hearing all sides, and making careful, case-by-case decisions with balance and responsibility.
⚖ Balanced reporting
📞 Right of response
📰 Responsible journalism
#FinanceMagnates #FinancialJournalism #ResponsibleReporting #FinanceNews #EditorialStandards
Yam Yehoshua, Editor-in-Chief at Finance Magnates, explains the approach: reaching out before publication, hearing all sides, and making careful, case-by-case decisions with balance and responsibility.
⚖ Balanced reporting
📞 Right of response
📰 Responsible journalism
#FinanceMagnates #FinancialJournalism #ResponsibleReporting #FinanceNews #EditorialStandards
Executive Interview | Kieran Duff | Head of UK Growth & Business Development, Darwinex | FMLS:25
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We begin with his take on the Summit and then turn to broker growth. Kieran shares one quick, practical tip brokers can use right now to improve performance. We also cover the rising spotlight on prop trading and whether it is good or bad for the trading industry.
Kieran explains where Darwinex sits on the CFDs-broker-meets-funding spectrum, and how the model differs from the typical setups seen across the market.
We finish with a look at how he uses AI in his daily workflow — both inside the brokerage and in his own trading.
Here is our conversation with Kieran Duff, who brings a rare dual view of the market as both a broker and a trader at Darwinex.
We begin with his take on the Summit and then turn to broker growth. Kieran shares one quick, practical tip brokers can use right now to improve performance. We also cover the rising spotlight on prop trading and whether it is good or bad for the trading industry.
Kieran explains where Darwinex sits on the CFDs-broker-meets-funding spectrum, and how the model differs from the typical setups seen across the market.
We finish with a look at how he uses AI in his daily workflow — both inside the brokerage and in his own trading.
Why does trust matter in financial news? #TrustedNews #FinanceNews #CapitalMarkets
Why does trust matter in financial news? #TrustedNews #FinanceNews #CapitalMarkets
According to Yam Yehoshua, Editor-in-Chief at Finance Magnates, in a world flooded with information, the difference lies in rigorous cross-checking, human scrutiny, and a commitment to publishing only factual, trustworthy reporting.
📰 Verified reporting
🔎 Human-led scrutiny
✅ Facts over noise
According to Yam Yehoshua, Editor-in-Chief at Finance Magnates, in a world flooded with information, the difference lies in rigorous cross-checking, human scrutiny, and a commitment to publishing only factual, trustworthy reporting.
📰 Verified reporting
🔎 Human-led scrutiny
✅ Facts over noise