The Only Card You Need to Carry, Curve Emerges from Stealth Mode

Emerging from stealth mode to public beta this week is Curve with their all encompassing bank card that connects to

Emerging from stealth mode to public beta this week is Curve. Creating the ‘Curve card’, the firm wants to consolidate all of your different bank cards within one card and mobile app. The result is a system that allows users to transact all of their payments from one card without the need to travel with multiple cards.

Being offered in the UK and partnering with MasterCard, Curve issues users a bank card for transacting payments. Users then connect their existing bank cards by taking an image using the Curve app on their phones. Once connected, users choose on the app which card to process payments on. Interestingly, although the Curve card is issued by MasterCard, customers who connect cards from other providers such as American Express, can still make payments at merchants even if they accept MasterCard but not American Express.

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For users, one of the benefits of Curve’s approach as both a physical card and app is that the service supports a wider range of payment types such as traditional magnetic swipe, chip and PIN and contactless via the card’s chip or mobile app. In addition, as part of its mission to offer the only card you need to carry, the firm is offering a streamlined approach to costs for foreign currency payments by eliminating exchange fees.

The current launch comes after having closed $2 million in funding in December. Composed of individual investors and venture firms, the funding round included co-founder of TransferWise, Taavet Hinrikus, BetFair co-founder Ed Wray, SeedCamp and the Mayor of London’s London Co-Investment Fund.

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