NACHA reports ACH has grown to $38.7 billion in 2013
ACH bank transfers have grown by 4% this past year resulting in a total of 22 billion electronic payments being

ACH bank transfers have grown by 4% this past year resulting in a total of 22 billion electronic payments being placed in 2013.
NACHA just recently released the numbers showing a total of $38.7 billion was transferred over the ACH network over 2013, 5% more than the year prior. These transactions represent personal and corporate related transfers.
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“Originally started more than 40 years ago as a system to replace paper checks, the ACH Network has grown into a robust payments system facilitating the adoption and advancement of electronic payments. The continued growth and increased use of the Network attests to its ability to continually adapt and evolve to meet the changing needs of the industry,” said Janet O. Estep, president and CEO of NACHA.
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Now, native electronic payments, payments which originate electronically, make up the majority of ACH based transactions. 2013 also saw native electronic payments increase, with a 7.1% increase when compared to 2012.
The top catagories for native electronic payments in 2013 were 2013 include online payments (WEB transactions), business-to-business (B2B) payments (CTX and CCD transactions), consumer-initiated payments (CIE transactions), and recurring payments (PPD transactions), such as Direct Deposit via ACH.
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