Polish online trading platform XTB announced this week it has appointed Bartosz Osiński as Management Board Member for Risk, pending approval from the country's financial regulator.

XTB Names Bartosz Osiński to Management Board Risk Role

The appointment comes as XTB, one of Europe's largest retail trading platforms, looks to strengthen its risk management capabilities amid increased regulatory scrutiny of the online trading sector. Osiński's background working directly for Poland's financial watchdog could prove valuable as the company navigates evolving compliance Compliance In finance, banking, investing, and insurance compliance refers to following the rules or orders set down by the government regulatory authority, either as providing a service or processing a transaction. Compliance concerning finance would also be a state of being following established guidelines or specifications. This designation can also encompass efforts to ensure that organizations are abiding by both industry regulations and government legislation. Understanding ComplianceCompliance is a In finance, banking, investing, and insurance compliance refers to following the rules or orders set down by the government regulatory authority, either as providing a service or processing a transaction. Compliance concerning finance would also be a state of being following established guidelines or specifications. This designation can also encompass efforts to ensure that organizations are abiding by both industry regulations and government legislation. Understanding ComplianceCompliance is a Read this Term requirements.

XTB's supervisory board approved Osiński's appointment on August 26, though he won't officially take the role until Poland's Financial Supervision Authority (KNF) gives its green light under financial services regulations.

XTB last reported on staffing changes earlier this year, when legal expert Aleksander Chłopecki joined the Supervisory Board as Chairman.

From Regulator to Industry

What makes Osiński's appointment particularly noteworthy is his early career stint at KNF itself. He started his professional journey in 2008 as a specialist at the Polish Financial Supervision Authority's Licensing and Functional Supervision Department, which gave him insider knowledge of how regulators think and operate.

“Having someone who understands the regulator's perspective from the inside can be incredibly valuable for a company like XTB,” said Arkadiusz Jóźwiak, a Polish journalist and financial markets analyst.

After leaving KNF in 2010, Osiński built his career across several major Polish financial firms. He spent multiple periods at TMS Brokers (now TMS OANDA), working as a risk specialist, then later as manager overseeing risk, financial planning, and client capital management.

His resume also includes a stint at Alior Bank, where he specialized in capital requirements – the complex calculations that determine how much money banks and brokers must set aside to cover potential losses.

Current Role and Expertise

Before the move to XTB, Osiński worked as both a board member and Head of Financial Risk at OANDA TMS, positions he's held since 2021. He's scheduled to leave that company on August 31 to join XTB's management board in the same position.

His educational background includes a master's degree in informatics and econometrics from Poznan University of Economics, with coursework in risk modeling and insurance. He's also passed the CFA Level 1 exam and completed various specialized training programs.

The 17-year veteran has worked across multiple jurisdictions, including a nearly two-year stint in Malta as Risk Manager and Director at TMS Brokers Europe Limited. That international experience could prove useful as XTB continues expanding across European markets.

Timing and Market Context

The appointment comes at a time when retail trading Retail Trading In finance, retail trading refers to individual traders, trading through a broker, or on a platform. This can include novice traders and experienced traders. Trading and investing are divided into two categories, retail and institutional. Institutions include investment banks like JP Morgan or Citibank and global central banks like the US Federal Reserve and the European Central Bank. When we talk about retail trading however, we usually are referring to forex trading, but there are retail trade In finance, retail trading refers to individual traders, trading through a broker, or on a platform. This can include novice traders and experienced traders. Trading and investing are divided into two categories, retail and institutional. Institutions include investment banks like JP Morgan or Citibank and global central banks like the US Federal Reserve and the European Central Bank. When we talk about retail trading however, we usually are referring to forex trading, but there are retail trade Read this Term platforms face heightened regulatory attention across Europe. Authorities have been tightening rules around leverage, client money protection, and marketing practices following concerns about retail investor losses.

XTB operates in over a dozen countries and serves more than 1 million clients. The company has been expanding aggressively, particularly in markets like Germany and France, making strong risk management capabilities essential.

Once approved, Osiński will be responsible for supervising XTB's risk management system as a board-level position. The company said it would provide additional details about his appointment and KNF's approval in a separate announcement.