Rome, Italy — Stablecoins are increasingly being positioned as a foundational settlement layer rather than a peripheral digital asset. In the first seven months of 2025, global stablecoin transaction volumes exceeded $4 trillion, marking an 83% year-on-year rise and placing stablecoin flows on a comparable scale with legacy payment systems.
Regulatory frameworks are evolving in tandem. In the United States, approval pathways for multiple spot Bitcoin exchange-traded funds have progressed, while large custodians such as BNY Mellon, State Street, and DBS have expanded their digital-asset service offerings. These developments are gradually narrowing the gap between traditional finance and digital-asset ecosystems.
White-Label Solutions as a Strategic Bridge
Industry participants increasingly view white-label crypto payment platforms as a pragmatic solution for expanding service offerings without large-scale internal development.
One example is B2BINPAY, a European payment infrastructure provider focused on crypto payment orchestration. Headquartered in Rome, the company operates an institutional-grade platform that supports numerous digital assets across multiple blockchains and processes significant transaction volumes for its merchant base.
In recent months, B2BINPAY has expanded its white-label suite to better serve banks, EMIs, and payment service providers looking to add digital-asset capabilities. Rather than building blockchain support and compliance tooling from scratch, institutions can integrate B2BINPAY’s stack under their own brand, enabling crypto payments and digital wallets within their existing ecosystems.
According to publicly available figures, the underlying infrastructure supports hundreds of digital tokens and processes transaction flows in the billions annually — indicators of both market demand and the scaling of specialised crypto infrastructure. These metrics provide context for how third-party solutions are increasingly used to bridge operational gaps within regulated financial environments.
Where Institutions Capture Value
The White Label Solution functions both as a technical layer and a business enabler. Institutions can generate revenue through:
Tiered fees on deposits and withdrawals;
Configurable mark-ups on swaps and conversions;
Hedging and risk-management tools that support internal spread capture.
This setup allows banks, EMIs and PSPs to retain ownership of the client relationship and economics while relying on an established provider for the underlying operations.
A Transitional Phase for Digital Payments
While adoption of crypto payments within regulated financial institutions is still emerging, the growth of stablecoin usage and the availability of modular, provider-agnostic infrastructure solutions suggest that the market is entering a transitional phase.
For some institutions, white-label orchestration platforms offer a pathway to experiment with digital-asset rails while managing compliance and client relationships internally. Whether these solutions serve as long-term fixtures or stages toward fully native infrastructure remains to be seen.
B2BINPAY’s expanded capabilities underscore how established payment infrastructure providers are positioning themselves amid evolving demand — offering context, not just technology, for how crypto payments may integrate with broader financial services in the coming years.
This article is neither produced by nor contributed to by any editorial team member of Finance Magnates, nor does it necessarily reflect the views of the editors from Finance Magnates.
