Nearly half of the UK's online investors are feeling the pinch of increasing inflation.
Investors are increasingly moving to low-cost trading platforms.
Higher US CPI translated to higher Bitcoin price
The latest
UK inflation reading published yesterday (Wednesday) showed a fall in the
consumer price index (CPI) to its lowest level in more than a year. However,
this is no consolation for retail traders.
The newest
edition of the ‘UK Online Investing Report’ by Investment Trends reveals
that nearly 44% of the UK's online investors are grappling with the impacts of
escalating inflation and the cost of living. The report sheds light on various
facets of the retail online investing scene in the UK, from long-term investors
to frequent traders.
The
State of Online Investing in the UK
The study
indicates that around 2.66 million UK adults have unlisted funds or traded
listed investments online. Active listed equities investors have remained
fairly steady over the past year, with 1.23 million, which is a slight increase from
1.22 million in May 2022. This steady figure is largely due to the reactivation
of previously dormant clients.
Lorenzo Vignati, Associate Research Director at Investment Trends
According
to Lorenzo Vignati, the Associate Research Director at Investment Trends, the
adoption of cash products like fixed deposits and high-yield savings accounts
almost doubled in the past year. It reflects the global rise in interest rates.
“Nearly one
in two online investors admit to feeling the brunt of higher inflation – with
many reporting a drop in portfolio value and savings,” Vignati added.
Additionally, the UK is witnessing a growing trend of dependence on artificial intelligence (AI) for financial guidance, as revealed by the most recent edition of the annual Investor Index study. The survey highlights that 73% of investors in the UK place their trust in ChatGPT, an AI chatbot, to offer dependable financial advice in the coming years.
The Impact of High Fees
and Changing Preferences
Tough
market conditions and high fees have contributed to the stagnation of dormant
online investors and have led to increased platform-switching activity. About
11% of online investors are likely to open a new account with a different
platform over the next year.
In terms of
investment holdings, it is estimated that 42% of total investments are held in
stocks and shares ISAs, which is up from 39%, and 15% in (Self-Invested Personal Pensions)
SIPPs and down from 18%. When it comes to confidence in investment decisions,
particularly for SIPPs, pre-retirees report the highest levels, while Zoomers
and Millennials exhibit the lowest levels of confidence.
“With a
notable disparity in confidence to make investment decisions from one
generation to the next, platforms have a key opportunity to review their
engagement and support services and ensure they are meeting the needs of their
investors across the entire user journey,” Vignati commented.
Low-Cost Platforms Gaining
Popularity
Investment
Trends' report also
uncovers a shift from traditional investing platforms to lower-cost
alternatives. As of May 2023, 61% of UK online investors are either using a
disruptive commission-free or low-cost investing platform.
Pure-listed
equities investors predominantly choose disruptive platforms, while low-cost
platforms are gaining traction among those pursuing a mixed equities and funds
strategy.
Investment
Trends, a research firm in the wealth management industry across the UK and
Australia, based this report on a survey of 13,386 online investors conducted
between April and May 2023. In another recent study, the company reported that the United Arab Emirates' FX and CFDs traders population reached a record-breaking 49,000 in 2023.
The latest
UK inflation reading published yesterday (Wednesday) showed a fall in the
consumer price index (CPI) to its lowest level in more than a year. However,
this is no consolation for retail traders.
The newest
edition of the ‘UK Online Investing Report’ by Investment Trends reveals
that nearly 44% of the UK's online investors are grappling with the impacts of
escalating inflation and the cost of living. The report sheds light on various
facets of the retail online investing scene in the UK, from long-term investors
to frequent traders.
The
State of Online Investing in the UK
The study
indicates that around 2.66 million UK adults have unlisted funds or traded
listed investments online. Active listed equities investors have remained
fairly steady over the past year, with 1.23 million, which is a slight increase from
1.22 million in May 2022. This steady figure is largely due to the reactivation
of previously dormant clients.
Lorenzo Vignati, Associate Research Director at Investment Trends
According
to Lorenzo Vignati, the Associate Research Director at Investment Trends, the
adoption of cash products like fixed deposits and high-yield savings accounts
almost doubled in the past year. It reflects the global rise in interest rates.
“Nearly one
in two online investors admit to feeling the brunt of higher inflation – with
many reporting a drop in portfolio value and savings,” Vignati added.
Additionally, the UK is witnessing a growing trend of dependence on artificial intelligence (AI) for financial guidance, as revealed by the most recent edition of the annual Investor Index study. The survey highlights that 73% of investors in the UK place their trust in ChatGPT, an AI chatbot, to offer dependable financial advice in the coming years.
The Impact of High Fees
and Changing Preferences
Tough
market conditions and high fees have contributed to the stagnation of dormant
online investors and have led to increased platform-switching activity. About
11% of online investors are likely to open a new account with a different
platform over the next year.
In terms of
investment holdings, it is estimated that 42% of total investments are held in
stocks and shares ISAs, which is up from 39%, and 15% in (Self-Invested Personal Pensions)
SIPPs and down from 18%. When it comes to confidence in investment decisions,
particularly for SIPPs, pre-retirees report the highest levels, while Zoomers
and Millennials exhibit the lowest levels of confidence.
“With a
notable disparity in confidence to make investment decisions from one
generation to the next, platforms have a key opportunity to review their
engagement and support services and ensure they are meeting the needs of their
investors across the entire user journey,” Vignati commented.
Low-Cost Platforms Gaining
Popularity
Investment
Trends' report also
uncovers a shift from traditional investing platforms to lower-cost
alternatives. As of May 2023, 61% of UK online investors are either using a
disruptive commission-free or low-cost investing platform.
Pure-listed
equities investors predominantly choose disruptive platforms, while low-cost
platforms are gaining traction among those pursuing a mixed equities and funds
strategy.
Investment
Trends, a research firm in the wealth management industry across the UK and
Australia, based this report on a survey of 13,386 online investors conducted
between April and May 2023. In another recent study, the company reported that the United Arab Emirates' FX and CFDs traders population reached a record-breaking 49,000 in 2023.
Damian's adventure with financial markets began at the Cracow University of Economics, where he obtained his MA in finance and accounting. Starting from the retail trader perspective, he collaborated with brokerage houses and financial portals in Poland as an independent editor and content manager. His adventure with Finance Magnates began in 2016, where he is working as a business intelligence analyst.
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You’ll learn about available instruments across forex, commodities, indices, share CFDs, and crypto CFDs, along with leverage options, minimum and maximum trade sizes, and how Blueberry structures its Standard and Raw accounts.
We also explain spreads, commissions, swap rates, swap-free account availability, funding and withdrawal methods, processing times, and what traders can expect from customer support and additional services.
Watch the full review to see whether Blueberry’s trading setup aligns with your experience level, strategy, and risk tolerance.
📣 Stay up to date with the latest in finance and trading. Follow Finance Magnates for industry news, insights, and global event coverage.
Connect with us:
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#Blueberry #BlueberryMarkets #BrokerReview #ForexBroker #CFDTrading #OnlineTrading #FinanceMagnates #TradingPlatforms #MarketInsights
In this video, we take an in-depth look at @BlueberryMarketsForex , a forex and CFD broker operating since 2016, offering access to multiple trading platforms, over 1,000 instruments, and flexible account types for different trading styles.
We break down Blueberry’s regulatory structure, including its Australian Financial Services License (AFSL), as well as its authorisation and registrations in other jurisdictions. The review also covers supported platforms such as MetaTrader 4, MetaTrader 5, cTrader, TradingView, Blueberry.X, and web-based trading.
You’ll learn about available instruments across forex, commodities, indices, share CFDs, and crypto CFDs, along with leverage options, minimum and maximum trade sizes, and how Blueberry structures its Standard and Raw accounts.
We also explain spreads, commissions, swap rates, swap-free account availability, funding and withdrawal methods, processing times, and what traders can expect from customer support and additional services.
Watch the full review to see whether Blueberry’s trading setup aligns with your experience level, strategy, and risk tolerance.
📣 Stay up to date with the latest in finance and trading. Follow Finance Magnates for industry news, insights, and global event coverage.
Connect with us:
🔗 LinkedIn: /financemagnates
👍 Facebook: /financemagnates
📸 Instagram: https://www.instagram.com/financemagnates
🐦 X: https://x.com/financemagnates
🎥 TikTok: https://www.tiktok.com/tag/financemagnates
▶️ YouTube: /@financemagnates_official
#Blueberry #BlueberryMarkets #BrokerReview #ForexBroker #CFDTrading #OnlineTrading #FinanceMagnates #TradingPlatforms #MarketInsights
Exness CMO Alfonso Cardalda on Cape Town office launch, Africa growth, and marketing strategy
Exness CMO Alfonso Cardalda on Cape Town office launch, Africa growth, and marketing strategy
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- Exness’s marketing approach in South Africa
- What makes their trading product stand out
- Customer retention vs. acquisition strategies
- The role of local influencers
- Managing growth across emerging markets
👉 Watch the full interview for fundamental insights into the future of trading in Africa.
#Exness #Forex #Trading #SouthAfrica #CapeTown #Finance #FinanceMagnates
Exness is expanding its presence in Africa, and in this exclusive interview, CMO Alfonso Cardalda shares how.
Filmed during the grand opening of Exness’s new Cape Town office, Alfonso sits down with Andrea Badiola Mateos from Finance Magnates to discuss:
- Exness’s marketing approach in South Africa
- What makes their trading product stand out
- Customer retention vs. acquisition strategies
- The role of local influencers
- Managing growth across emerging markets
👉 Watch the full interview for fundamental insights into the future of trading in Africa.
#Exness #Forex #Trading #SouthAfrica #CapeTown #Finance #FinanceMagnates
How does the Finance Magnates newsroom handle sensitive updates that may affect a brand?
How does the Finance Magnates newsroom handle sensitive updates that may affect a brand?
Yam Yehoshua, Editor-in-Chief at Finance Magnates, explains the approach: reaching out before publication, hearing all sides, and making careful, case-by-case decisions with balance and responsibility.
⚖ Balanced reporting
📞 Right of response
📰 Responsible journalism
#FinanceMagnates #FinancialJournalism #ResponsibleReporting #FinanceNews #EditorialStandards
Yam Yehoshua, Editor-in-Chief at Finance Magnates, explains the approach: reaching out before publication, hearing all sides, and making careful, case-by-case decisions with balance and responsibility.
⚖ Balanced reporting
📞 Right of response
📰 Responsible journalism
#FinanceMagnates #FinancialJournalism #ResponsibleReporting #FinanceNews #EditorialStandards
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Kieran explains where Darwinex sits on the CFDs-broker-meets-funding spectrum, and how the model differs from the typical setups seen across the market.
We finish with a look at how he uses AI in his daily workflow — both inside the brokerage and in his own trading.
Here is our conversation with Kieran Duff, who brings a rare dual view of the market as both a broker and a trader at Darwinex.
We begin with his take on the Summit and then turn to broker growth. Kieran shares one quick, practical tip brokers can use right now to improve performance. We also cover the rising spotlight on prop trading and whether it is good or bad for the trading industry.
Kieran explains where Darwinex sits on the CFDs-broker-meets-funding spectrum, and how the model differs from the typical setups seen across the market.
We finish with a look at how he uses AI in his daily workflow — both inside the brokerage and in his own trading.
Why does trust matter in financial news? #TrustedNews #FinanceNews #CapitalMarkets
Why does trust matter in financial news? #TrustedNews #FinanceNews #CapitalMarkets
According to Yam Yehoshua, Editor-in-Chief at Finance Magnates, in a world flooded with information, the difference lies in rigorous cross-checking, human scrutiny, and a commitment to publishing only factual, trustworthy reporting.
📰 Verified reporting
🔎 Human-led scrutiny
✅ Facts over noise
According to Yam Yehoshua, Editor-in-Chief at Finance Magnates, in a world flooded with information, the difference lies in rigorous cross-checking, human scrutiny, and a commitment to publishing only factual, trustworthy reporting.
📰 Verified reporting
🔎 Human-led scrutiny
✅ Facts over noise
