Bankera, the blockchain-based initiative for banking services, has announced the start of its pre-ICO campaign which is to raise funds for the further development of its platform and scaling of its services globally. The presale will take place on SpectroCoin, a cryptocurrency exchange that provides payment processing and other financial services.
Bankera, which claims to have secured all regulatory and IT provisions, will provide an opportunity for customers to incorporate blockchain technology into traditional banking products and services. More specifically, they will be able to get “payment accounts with personal IBANs, interbank foreign exchange rates, debit cards, and payment processing solutions,” according to the startup.
The blockchain ecosystem will include these functions will support digital currencies such as Bitcoin, Ethereum, DASH, NEM, in addition to fiat currencies.
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In the future, the platform will become a base for digital banking, where participants will enjoy all the advantages of blockchain technology with traditional transactions. This includes instant payment settlements using advanced proprietary know-your-client (KYC) and fraud detection solutions to collect information about incoming payments and automatically settle transactions which could otherwise take weeks.
In the pre-ICO process, investors were invited effective yesterday to buy 10% of the Banker tokens. Technically, the pre-ICO campaign is tailored for determining the hard cap for ICO smart tokens.
At this stage, Bankers were priced at 1 euro cent per token, which entitles holders to a weekly referral commission, constituted of 20% of Bankera’s net transaction revenue.
The company explained the process in its statement: “For example, if Bankera’s weekly net revenue stands at EUR 10,000,000, then 20% of it (EUR 2,000,000) will be the referral commission sent to a smart contract. If the total number of BNK tokens stand at 50 billion and a token holder is in possession of 1 million BNK tokens, he/she stands to receive EUR 40 worth of cryptocurrency.”