Rentberry is working on a decentralized blockchain platform that will dramatically alter the rental landscape
One of Uber’s most incredible accomplishments is how it standardized the ride sharing industry in the United States. Need a ride from New Jersey to New York City? Use the Uber app to find a ride. Need to take a trip from San Jose to San Francisco? Find an Uber driver. By standardizing the ride sharing economy, Uber has created a profitable enterprise where user experience is paramount.
The same can’t be said for the apartment and home rental industry. Unfortunately, each state has its own rules and regulations, which can make it difficult to find a place to live, especially when moving in from another state. What’s more, landlords sometimes require ludicrous security deposits, on top of paying first and last month’s rent.
When combined, initial expenses are easily several thousand dollars. The best way to address these issues is to standardize the rental application process.
Rentberry is currently working on a decentralized blockchain platform that will dramatically alter the long-term rental landscape. Their goal is to create a tokenized rental marketplace whereby landlords and tenants can interact directly and transparently. This will foster trust between the parties and standardize the rental process. Additionally, Rentberry’s platform will introduce a way to minimize the security deposit liability.
How to Standardize the Renting Process
In a traditional apartment rental setting, a landlord and a tenant are connected through a third party. This is usually a listing agent, ad agency, or online rental website like Zillow or Rent.com. Once the third party agent makes the connection, the tenants are required to fill out paper applications, mail in or scan the appropriate I.D. documents, and then wait while the landlord or apartment complex owner makes the decision.
What’s more, there isn’t a lot of consistency between states, let alone apartment complexes. To some, credit scores matter more than personal recommendations. Other apartments value personality and likeability over fiscal responsibility. The lack of uniformity hurts both tenants and landlords, as the process disincentivizes applicants from finding the right match.
To standardize the process, the Rentberry platform will host the entire application process through the decentralized platform. This includes e-documents, e-contracts, and a proprietary scoring system based upon publicly available information (credit reports, background checks, etc.) and applicant profiles, including past rental history.
The score allows landlords and tenants to evaluate each other beyond user reviews and single-focused credit scores. The standardization of the rental process will encourage landlords to compete for tenants and vice versa, encouraging competitive pricing and transparent interactions.
How Blockchain Technology Can Mitigate Security Deposit Sticker Shock
Let’s use an individual who wants to move to San Francisco as an example. This young woman wants to get a one bedroom apartment, which in San Francisco costs an average of $3377 a month. The landlord is also charging a security deposit equal to two times rent, which isn’t unheard of. The upfront move-in cost, excluding moving expenses and rental applications, is an astounding $10,000. This represents a 10% down payment on a house in most states.
How can blockchain technology help minimize the completely understandable sticker shock? Blockchain platforms like Rentberry allow the community (tenants, landlords, friends, family, etc.) to cover a portion of the security deposit with the platform's tokens. The helping community is therefore rewarded with the platform’s token as a result of fronting the security deposit. In essence, the Rentberry community has formed a decentralized loan for the tenant in question.
Taking the example above, the woman will only have to pay 10% of the down payment--the equivalent of $1,000 in platform tokens. The other $9,000 is fronted by security deposit backers, who are then paid monthly by the tenant with a combination of principal and interest over the course of the lease. The interest rate will be lower through the platform than through a traditional loan with a bank, mostly because there isn’t a loan broker or bank that receives commissions.
The crowdsourcing feature will allow landlords to rent more apartments to otherwise qualified applicants. It will also allow tenants to get the housing they deserve, but may not have the immediate funding for.
One of Uber’s most incredible accomplishments is how it standardized the ride sharing industry in the United States. Need a ride from New Jersey to New York City? Use the Uber app to find a ride. Need to take a trip from San Jose to San Francisco? Find an Uber driver. By standardizing the ride sharing economy, Uber has created a profitable enterprise where user experience is paramount.
The same can’t be said for the apartment and home rental industry. Unfortunately, each state has its own rules and regulations, which can make it difficult to find a place to live, especially when moving in from another state. What’s more, landlords sometimes require ludicrous security deposits, on top of paying first and last month’s rent.
When combined, initial expenses are easily several thousand dollars. The best way to address these issues is to standardize the rental application process.
Rentberry is currently working on a decentralized blockchain platform that will dramatically alter the long-term rental landscape. Their goal is to create a tokenized rental marketplace whereby landlords and tenants can interact directly and transparently. This will foster trust between the parties and standardize the rental process. Additionally, Rentberry’s platform will introduce a way to minimize the security deposit liability.
How to Standardize the Renting Process
In a traditional apartment rental setting, a landlord and a tenant are connected through a third party. This is usually a listing agent, ad agency, or online rental website like Zillow or Rent.com. Once the third party agent makes the connection, the tenants are required to fill out paper applications, mail in or scan the appropriate I.D. documents, and then wait while the landlord or apartment complex owner makes the decision.
What’s more, there isn’t a lot of consistency between states, let alone apartment complexes. To some, credit scores matter more than personal recommendations. Other apartments value personality and likeability over fiscal responsibility. The lack of uniformity hurts both tenants and landlords, as the process disincentivizes applicants from finding the right match.
To standardize the process, the Rentberry platform will host the entire application process through the decentralized platform. This includes e-documents, e-contracts, and a proprietary scoring system based upon publicly available information (credit reports, background checks, etc.) and applicant profiles, including past rental history.
The score allows landlords and tenants to evaluate each other beyond user reviews and single-focused credit scores. The standardization of the rental process will encourage landlords to compete for tenants and vice versa, encouraging competitive pricing and transparent interactions.
How Blockchain Technology Can Mitigate Security Deposit Sticker Shock
Let’s use an individual who wants to move to San Francisco as an example. This young woman wants to get a one bedroom apartment, which in San Francisco costs an average of $3377 a month. The landlord is also charging a security deposit equal to two times rent, which isn’t unheard of. The upfront move-in cost, excluding moving expenses and rental applications, is an astounding $10,000. This represents a 10% down payment on a house in most states.
How can blockchain technology help minimize the completely understandable sticker shock? Blockchain platforms like Rentberry allow the community (tenants, landlords, friends, family, etc.) to cover a portion of the security deposit with the platform's tokens. The helping community is therefore rewarded with the platform’s token as a result of fronting the security deposit. In essence, the Rentberry community has formed a decentralized loan for the tenant in question.
Taking the example above, the woman will only have to pay 10% of the down payment--the equivalent of $1,000 in platform tokens. The other $9,000 is fronted by security deposit backers, who are then paid monthly by the tenant with a combination of principal and interest over the course of the lease. The interest rate will be lower through the platform than through a traditional loan with a bank, mostly because there isn’t a loan broker or bank that receives commissions.
The crowdsourcing feature will allow landlords to rent more apartments to otherwise qualified applicants. It will also allow tenants to get the housing they deserve, but may not have the immediate funding for.
DailyForex Releases its 2024 Guide to Top Forex Platforms
Featured Videos
Hannelé De Necker, CEO, IFX Brokers | FMAS:24
Hannelé De Necker, CEO, IFX Brokers | FMAS:24
Hannelé De Necker, CEO, IFX Brokers | FMAS:24
Hannelé De Necker, CEO, IFX Brokers | FMAS:24
1 week to go until FMAS:24 kicks off and we couldn't skip our interviews with some of this year's sponsors 🤩 Starting off strong with Hannelé De Necker, CEO OF IFX Brokers.
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1 week to go until FMAS:24 kicks off and we couldn't skip our interviews with some of this year's sponsors 🤩 Starting off strong with Hannelé De Necker, CEO OF IFX Brokers.
See you there!
#fmas24 #fmas #fmevents #financeinafrica #traders #investors #affiliates #forexTraders #investmentOpportunities #B2BNetworking #finTech #Innovations #TradingCommunity #BusinessOpportunities #AfricanBusiness #Johannesburg #southafrica
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1 week to go until FMAS:24 kicks off and we couldn't skip our interviews with some of this year's sponsors 🤩 Starting off strong with Hannelé De Necker, CEO OF IFX Brokers.
See you there!
#fmas24 #fmas #fmevents #financeinafrica #traders #investors #affiliates #forexTraders #investmentOpportunities #B2BNetworking #finTech #Innovations #TradingCommunity #BusinessOpportunities #AfricanBusiness #Johannesburg #southafrica
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1 week to go until FMAS:24 kicks off and we couldn't skip our interviews with some of this year's sponsors 🤩 Starting off strong with Hannelé De Necker, CEO OF IFX Brokers.
See you there!
#fmas24 #fmas #fmevents #financeinafrica #traders #investors #affiliates #forexTraders #investmentOpportunities #B2BNetworking #finTech #Innovations #TradingCommunity #BusinessOpportunities #AfricanBusiness #Johannesburg #southafrica
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FMAS:24 | Sneak Peak
FMAS:24 | Sneak Peak
FMAS:24 | Sneak Peak
FMAS:24 | Sneak Peak
FMAS:24 | Sneak Peak
FMAS:24 | Sneak Peak
Here's a sneak peek into the FMAS:24 vibrant atmosphere! Join us at Africa’s premium financial event for a transformative experience that combines the best of finance and technology.
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From May 20-22, 2024, the Sandton Convention Centre in Sandton, South Africa, will be the hub for over 3,500 attendees to engage in unparalleled networking opportunities, learn from over 150 industry-leading speakers, and explore innovations from 120+ exhibitors.
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Here's a sneak peek into the FMAS:24 vibrant atmosphere! Join us at Africa’s premium financial event for a transformative experience that combines the best of finance and technology.
From May 20-22, 2024, the Sandton Convention Centre in Sandton, South Africa, will be the hub for over 3,500 attendees to engage in unparalleled networking opportunities, learn from over 150 industry-leading speakers, and explore innovations from 120+ exhibitors.
Secure your free ticket now 🔗 https://events.financemagnates.com/yQx0l?utm_source=youtube&utm_campaign=fmas-is-back&utm_medium=video&RefId=FMAS24+Video+Ad+%5B1%5D
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Here's a sneak peek into the FMAS:24 vibrant atmosphere! Join us at Africa’s premium financial event for a transformative experience that combines the best of finance and technology.
From May 20-22, 2024, the Sandton Convention Centre in Sandton, South Africa, will be the hub for over 3,500 attendees to engage in unparalleled networking opportunities, learn from over 150 industry-leading speakers, and explore innovations from 120+ exhibitors.
Secure your free ticket now 🔗 https://events.financemagnates.com/yQx0l?utm_source=youtube&utm_campaign=fmas-is-back&utm_medium=video&RefId=FMAS24+Video+Ad+%5B1%5D
#fmas24 #fmas #fmevents #financeinafrica #traders #investors #affiliates #forexTraders #investmentOpportunities #B2BNetworking #finTech #Innovations #TradingCommunity #BusinessOpportunities #AfricanBusiness #Johannesburg #southafrica
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Here's a sneak peek into the FMAS:24 vibrant atmosphere! Join us at Africa’s premium financial event for a transformative experience that combines the best of finance and technology.
From May 20-22, 2024, the Sandton Convention Centre in Sandton, South Africa, will be the hub for over 3,500 attendees to engage in unparalleled networking opportunities, learn from over 150 industry-leading speakers, and explore innovations from 120+ exhibitors.
Secure your free ticket now 🔗 https://events.financemagnates.com/yQx0l?utm_source=youtube&utm_campaign=fmas-is-back&utm_medium=video&RefId=FMAS24+Video+Ad+%5B1%5D
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Join 3500+ Attendees at FMAS:24 | Africa's Premium Financial Event
Join 3500+ Attendees at FMAS:24 | Africa's Premium Financial Event
Join 3500+ Attendees at FMAS:24 | Africa's Premium Financial Event
Join 3500+ Attendees at FMAS:24 | Africa's Premium Financial Event
Join 3500+ Attendees at FMAS:24 | Africa's Premium Financial Event
Join 3500+ Attendees at FMAS:24 | Africa's Premium Financial Event
Looking to expand your network in #Africa? Join 3500+ attendees at FMAS:24, where online trading, fintech, payments, and crypto meet! Connect with industry leaders and innovators for an unmatched networking experience.
20-22 MAY 2024
Sandton Convention Center, Sandton, South Africa
Register now to secure your spot: https://bit.ly/3JbUpCK
#fmas #fmas24 #fmevents #networking #finance #africa
📣 Stay updated with the latest in finance and trading!
Follow Finance Magnates for news, insights, and event updates across our social media platforms. Connect with us today:
🔗 LinkedIn: https://www.linkedin.com/company/financemagnates/
👍 Facebook: https://www.facebook.com/financemagnates/
📸 Instagram: https://www.instagram.com/financemagnates_official
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Don't miss out on our latest videos, interviews, and event coverage.
🔔 Subscribe to our YouTube channel for more!🔔
Looking to expand your network in #Africa? Join 3500+ attendees at FMAS:24, where online trading, fintech, payments, and crypto meet! Connect with industry leaders and innovators for an unmatched networking experience.
20-22 MAY 2024
Sandton Convention Center, Sandton, South Africa
Register now to secure your spot: https://bit.ly/3JbUpCK
#fmas #fmas24 #fmevents #networking #finance #africa
📣 Stay updated with the latest in finance and trading!
Follow Finance Magnates for news, insights, and event updates across our social media platforms. Connect with us today:
🔗 LinkedIn: https://www.linkedin.com/company/financemagnates/
👍 Facebook: https://www.facebook.com/financemagnates/
📸 Instagram: https://www.instagram.com/financemagnates_official
🐦 X (Twitter): https://twitter.com/financemagnates/
📡 RSS Feed: https://www.financemagnates.com/feed/
▶️ Telegram: https://t.me/financemagnatesnews
Don't miss out on our latest videos, interviews, and event coverage.
🔔 Subscribe to our YouTube channel for more!🔔
Looking to expand your network in #Africa? Join 3500+ attendees at FMAS:24, where online trading, fintech, payments, and crypto meet! Connect with industry leaders and innovators for an unmatched networking experience.
20-22 MAY 2024
Sandton Convention Center, Sandton, South Africa
Register now to secure your spot: https://bit.ly/3JbUpCK
#fmas #fmas24 #fmevents #networking #finance #africa
📣 Stay updated with the latest in finance and trading!
Follow Finance Magnates for news, insights, and event updates across our social media platforms. Connect with us today:
🔗 LinkedIn: https://www.linkedin.com/company/financemagnates/
👍 Facebook: https://www.facebook.com/financemagnates/
📸 Instagram: https://www.instagram.com/financemagnates_official
🐦 X (Twitter): https://twitter.com/financemagnates/
📡 RSS Feed: https://www.financemagnates.com/feed/
▶️ Telegram: https://t.me/financemagnatesnews
Don't miss out on our latest videos, interviews, and event coverage.
🔔 Subscribe to our YouTube channel for more!🔔
Looking to expand your network in #Africa? Join 3500+ attendees at FMAS:24, where online trading, fintech, payments, and crypto meet! Connect with industry leaders and innovators for an unmatched networking experience.
20-22 MAY 2024
Sandton Convention Center, Sandton, South Africa
Register now to secure your spot: https://bit.ly/3JbUpCK
#fmas #fmas24 #fmevents #networking #finance #africa
📣 Stay updated with the latest in finance and trading!
Follow Finance Magnates for news, insights, and event updates across our social media platforms. Connect with us today:
🔗 LinkedIn: https://www.linkedin.com/company/financemagnates/
👍 Facebook: https://www.facebook.com/financemagnates/
📸 Instagram: https://www.instagram.com/financemagnates_official
🐦 X (Twitter): https://twitter.com/financemagnates/
📡 RSS Feed: https://www.financemagnates.com/feed/
▶️ Telegram: https://t.me/financemagnatesnews
Don't miss out on our latest videos, interviews, and event coverage.
🔔 Subscribe to our YouTube channel for more!🔔
Looking to expand your network in #Africa? Join 3500+ attendees at FMAS:24, where online trading, fintech, payments, and crypto meet! Connect with industry leaders and innovators for an unmatched networking experience.
20-22 MAY 2024
Sandton Convention Center, Sandton, South Africa
Register now to secure your spot: https://bit.ly/3JbUpCK
#fmas #fmas24 #fmevents #networking #finance #africa
📣 Stay updated with the latest in finance and trading!
Follow Finance Magnates for news, insights, and event updates across our social media platforms. Connect with us today:
🔗 LinkedIn: https://www.linkedin.com/company/financemagnates/
👍 Facebook: https://www.facebook.com/financemagnates/
📸 Instagram: https://www.instagram.com/financemagnates_official
🐦 X (Twitter): https://twitter.com/financemagnates/
📡 RSS Feed: https://www.financemagnates.com/feed/
▶️ Telegram: https://t.me/financemagnatesnews
Don't miss out on our latest videos, interviews, and event coverage.
🔔 Subscribe to our YouTube channel for more!🔔
Looking to expand your network in #Africa? Join 3500+ attendees at FMAS:24, where online trading, fintech, payments, and crypto meet! Connect with industry leaders and innovators for an unmatched networking experience.
20-22 MAY 2024
Sandton Convention Center, Sandton, South Africa
Register now to secure your spot: https://bit.ly/3JbUpCK
#fmas #fmas24 #fmevents #networking #finance #africa
📣 Stay updated with the latest in finance and trading!
Follow Finance Magnates for news, insights, and event updates across our social media platforms. Connect with us today:
🔗 LinkedIn: https://www.linkedin.com/company/financemagnates/
👍 Facebook: https://www.facebook.com/financemagnates/
📸 Instagram: https://www.instagram.com/financemagnates_official
🐦 X (Twitter): https://twitter.com/financemagnates/
📡 RSS Feed: https://www.financemagnates.com/feed/
▶️ Telegram: https://t.me/financemagnatesnews
Don't miss out on our latest videos, interviews, and event coverage.
🔔 Subscribe to our YouTube channel for more!🔔
Join 3500+ Attendees at FMAS:24 - Africa's Premium Financial Event
Join 3500+ Attendees at FMAS:24 - Africa's Premium Financial Event
Join 3500+ Attendees at FMAS:24 - Africa's Premium Financial Event
Join 3500+ Attendees at FMAS:24 - Africa's Premium Financial Event
Join 3500+ Attendees at FMAS:24 - Africa's Premium Financial Event
Join 3500+ Attendees at FMAS:24 - Africa's Premium Financial Event
Looking to expand your network in #Africa?
Join 3500+ attendees at FMAS:24, where online trading, fintech, payments, and crypto meet! Connect with industry leaders and innovators for an unmatched networking experience.
20-22 MAY 2024
Sandton Convention Center, Sandton, South Africa
Register now to secure your spot: https://bit.ly/3JbUpCK
#fmas #fmas24 #fmevents #networking #finance #africa
Looking to expand your network in #Africa?
Join 3500+ attendees at FMAS:24, where online trading, fintech, payments, and crypto meet! Connect with industry leaders and innovators for an unmatched networking experience.
20-22 MAY 2024
Sandton Convention Center, Sandton, South Africa
Register now to secure your spot: https://bit.ly/3JbUpCK
#fmas #fmas24 #fmevents #networking #finance #africa
Looking to expand your network in #Africa?
Join 3500+ attendees at FMAS:24, where online trading, fintech, payments, and crypto meet! Connect with industry leaders and innovators for an unmatched networking experience.
20-22 MAY 2024
Sandton Convention Center, Sandton, South Africa
Register now to secure your spot: https://bit.ly/3JbUpCK
#fmas #fmas24 #fmevents #networking #finance #africa
Looking to expand your network in #Africa?
Join 3500+ attendees at FMAS:24, where online trading, fintech, payments, and crypto meet! Connect with industry leaders and innovators for an unmatched networking experience.
20-22 MAY 2024
Sandton Convention Center, Sandton, South Africa
Register now to secure your spot: https://bit.ly/3JbUpCK
#fmas #fmas24 #fmevents #networking #finance #africa
Looking to expand your network in #Africa?
Join 3500+ attendees at FMAS:24, where online trading, fintech, payments, and crypto meet! Connect with industry leaders and innovators for an unmatched networking experience.
20-22 MAY 2024
Sandton Convention Center, Sandton, South Africa
Register now to secure your spot: https://bit.ly/3JbUpCK
#fmas #fmas24 #fmevents #networking #finance #africa
Looking to expand your network in #Africa?
Join 3500+ attendees at FMAS:24, where online trading, fintech, payments, and crypto meet! Connect with industry leaders and innovators for an unmatched networking experience.
20-22 MAY 2024
Sandton Convention Center, Sandton, South Africa
Register now to secure your spot: https://bit.ly/3JbUpCK
#fmas #fmas24 #fmevents #networking #finance #africa