Rentberry is working on a decentralized blockchain platform that will dramatically alter the rental landscape
Bloomberg
One of Uber’s most incredible accomplishments is how it standardized the ride sharing industry in the United States. Need a ride from New Jersey to New York City? Use the Uber app to find a ride. Need to take a trip from San Jose to San Francisco? Find an Uber driver. By standardizing the ride sharing economy, Uber has created a profitable enterprise where user experience is paramount.
The same can’t be said for the apartment and home rental industry. Unfortunately, each state has its own rules and regulations, which can make it difficult to find a place to live, especially when moving in from another state. What’s more, landlords sometimes require ludicrous security deposits, on top of paying first and last month’s rent.
When combined, initial expenses are easily several thousand dollars. The best way to address these issues is to standardize the rental application process.
Rentberry is currently working on a decentralized blockchain platform that will dramatically alter the long-term rental landscape. Their goal is to create a tokenized rental marketplace whereby landlords and tenants can interact directly and transparently. This will foster trust between the parties and standardize the rental process. Additionally, Rentberry’s platform will introduce a way to minimize the security deposit liability.
How to Standardize the Renting Process
In a traditional apartment rental setting, a landlord and a tenant are connected through a third party. This is usually a listing agent, ad agency, or online rental website like Zillow or Rent.com. Once the third party agent makes the connection, the tenants are required to fill out paper applications, mail in or scan the appropriate I.D. documents, and then wait while the landlord or apartment complex owner makes the decision.
What’s more, there isn’t a lot of consistency between states, let alone apartment complexes. To some, credit scores matter more than personal recommendations. Other apartments value personality and likeability over fiscal responsibility. The lack of uniformity hurts both tenants and landlords, as the process disincentivizes applicants from finding the right match.
RentBerry
To standardize the process, the Rentberry platform will host the entire application process through the decentralized platform. This includes e-documents, e-contracts, and a proprietary scoring system based upon publicly available information (credit reports, background checks, etc.) and applicant profiles, including past rental history.
The score allows landlords and tenants to evaluate each other beyond user reviews and single-focused credit scores. The standardization of the rental process will encourage landlords to compete for tenants and vice versa, encouraging competitive pricing and transparent interactions.
How Blockchain Technology Can Mitigate Security Deposit Sticker Shock
Let’s use an individual who wants to move to San Francisco as an example. This young woman wants to get a one bedroom apartment, which in San Francisco costs an average of $3377 a month. The landlord is also charging a security deposit equal to two times rent, which isn’t unheard of. The upfront move-in cost, excluding moving expenses and rental applications, is an astounding $10,000. This represents a 10% down payment on a house in most states.
How can blockchain technology help minimize the completely understandable sticker shock? Blockchain platforms like Rentberry allow the community (tenants, landlords, friends, family, etc.) to cover a portion of the security deposit with the platform's tokens. The helping community is therefore rewarded with the platform’s token as a result of fronting the security deposit. In essence, the Rentberry community has formed a decentralized loan for the tenant in question.
Taking the example above, the woman will only have to pay 10% of the down payment--the equivalent of $1,000 in platform tokens. The other $9,000 is fronted by security deposit backers, who are then paid monthly by the tenant with a combination of principal and interest over the course of the lease. The interest rate will be lower through the platform than through a traditional loan with a bank, mostly because there isn’t a loan broker or bank that receives commissions.
The crowdsourcing feature will allow landlords to rent more apartments to otherwise qualified applicants. It will also allow tenants to get the housing they deserve, but may not have the immediate funding for.
One of Uber’s most incredible accomplishments is how it standardized the ride sharing industry in the United States. Need a ride from New Jersey to New York City? Use the Uber app to find a ride. Need to take a trip from San Jose to San Francisco? Find an Uber driver. By standardizing the ride sharing economy, Uber has created a profitable enterprise where user experience is paramount.
The same can’t be said for the apartment and home rental industry. Unfortunately, each state has its own rules and regulations, which can make it difficult to find a place to live, especially when moving in from another state. What’s more, landlords sometimes require ludicrous security deposits, on top of paying first and last month’s rent.
When combined, initial expenses are easily several thousand dollars. The best way to address these issues is to standardize the rental application process.
Rentberry is currently working on a decentralized blockchain platform that will dramatically alter the long-term rental landscape. Their goal is to create a tokenized rental marketplace whereby landlords and tenants can interact directly and transparently. This will foster trust between the parties and standardize the rental process. Additionally, Rentberry’s platform will introduce a way to minimize the security deposit liability.
How to Standardize the Renting Process
In a traditional apartment rental setting, a landlord and a tenant are connected through a third party. This is usually a listing agent, ad agency, or online rental website like Zillow or Rent.com. Once the third party agent makes the connection, the tenants are required to fill out paper applications, mail in or scan the appropriate I.D. documents, and then wait while the landlord or apartment complex owner makes the decision.
What’s more, there isn’t a lot of consistency between states, let alone apartment complexes. To some, credit scores matter more than personal recommendations. Other apartments value personality and likeability over fiscal responsibility. The lack of uniformity hurts both tenants and landlords, as the process disincentivizes applicants from finding the right match.
RentBerry
To standardize the process, the Rentberry platform will host the entire application process through the decentralized platform. This includes e-documents, e-contracts, and a proprietary scoring system based upon publicly available information (credit reports, background checks, etc.) and applicant profiles, including past rental history.
The score allows landlords and tenants to evaluate each other beyond user reviews and single-focused credit scores. The standardization of the rental process will encourage landlords to compete for tenants and vice versa, encouraging competitive pricing and transparent interactions.
How Blockchain Technology Can Mitigate Security Deposit Sticker Shock
Let’s use an individual who wants to move to San Francisco as an example. This young woman wants to get a one bedroom apartment, which in San Francisco costs an average of $3377 a month. The landlord is also charging a security deposit equal to two times rent, which isn’t unheard of. The upfront move-in cost, excluding moving expenses and rental applications, is an astounding $10,000. This represents a 10% down payment on a house in most states.
How can blockchain technology help minimize the completely understandable sticker shock? Blockchain platforms like Rentberry allow the community (tenants, landlords, friends, family, etc.) to cover a portion of the security deposit with the platform's tokens. The helping community is therefore rewarded with the platform’s token as a result of fronting the security deposit. In essence, the Rentberry community has formed a decentralized loan for the tenant in question.
Taking the example above, the woman will only have to pay 10% of the down payment--the equivalent of $1,000 in platform tokens. The other $9,000 is fronted by security deposit backers, who are then paid monthly by the tenant with a combination of principal and interest over the course of the lease. The interest rate will be lower through the platform than through a traditional loan with a bank, mostly because there isn’t a loan broker or bank that receives commissions.
The crowdsourcing feature will allow landlords to rent more apartments to otherwise qualified applicants. It will also allow tenants to get the housing they deserve, but may not have the immediate funding for.
SMX's 1900% Surge Since November Is Not a Momentum Trade; It's Based on Transformative and Deliverable Techology
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We also cover the state of payments ahead of her appearance on the payments roundtable: the blockages financial firms face, the areas that still need fixing, and what a realistic solution looks like in 2026.
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Charlotte reflects on the Summit so far and talks about the culture inside fintech banks today. We look at the pressures that come with scaling, and how firms can hold onto the nimble approach that made them stand out early on.
We also cover the state of payments ahead of her appearance on the payments roundtable: the blockages financial firms face, the areas that still need fixing, and what a realistic solution looks like in 2026.
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We speak about market structure, the institutional view on liquidity, and the sharp rise of prop trading, a sector Drew has been commenting on in recent months. Drew explains why he once dismissed prop trading, why his view changed, and what he now thinks the model means for brokers, clients and risk managers.
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We speak about market structure, the institutional view on liquidity, and the sharp rise of prop trading, a sector Drew has been commenting on in recent months. Drew explains why he once dismissed prop trading, why his view changed, and what he now thinks the model means for brokers, clients and risk managers.
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We speak about market structure, the institutional view on liquidity, and the sharp rise of prop trading, a sector Drew has been commenting on in recent months. Drew explains why he once dismissed prop trading, why his view changed, and what he now thinks the model means for brokers, clients and risk managers.
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We speak about market structure, the institutional view on liquidity, and the sharp rise of prop trading, a sector Drew has been commenting on in recent months. Drew explains why he once dismissed prop trading, why his view changed, and what he now thinks the model means for brokers, clients and risk managers.
We explore subscription-fee dependency, the high reneging rate, and the long-term challenge: how brokers can build a more stable and honest version of the model. Drew also talks about the traffic advantage standalone prop firms have built and why brokers may still win in the long run if they take the right approach.
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He closes with a clear message: fraud is scaling, and so must the tools that stop it.
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We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
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Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
