Fintokei said today (Tuesday) it has cut the time traders wait for their money down to a matter of seconds, becoming the latest prop trading firm to turn payout speed into a marketing point.

The Czech company, owned by Purple Group, declared its new automated system can move funds from a withdrawal request into a trader's wallet within seconds, using its proprietary Walletory e-wallet to bypass traditional banking rails.

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How the New Fintokei’s System Works

Rather than running compliance checks after a payout request comes in, Fintokei said it now monitors accounts continuously while traders are active. By the time a withdrawal is submitted, the firm said, validation has already been completed.

The company put its approval rate at 99.9 percent, although that figure has not been independently verified.

"Payout speed has become a key measure of trust," CEO and co-founder David Varga said in a statement. "For many traders, it is the defining moment that determines whether a trading platform delivers on its promises."

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The latest update builds on a similar push last August, when Fintokei moved to a same-day approval model and reported a 118 percent jump in payout volume in the first half of 2025.

Walletory API Provides the Plumbing

The transfer mechanism runs on Walletory, a regulated payment institution based in Singapore that Fintokei describes as a partner rather than an in-house platform. Fintokei said it uses Walletory to collect funds via local bank transfers, presenting it as an alternative to card and crypto rails.

"We are now opening our business API to Fintokei, allowing customers to receive their funds faster than ever and eliminating any concerns about payment reliability," said Marek Bočánek, director of Walletory.

He added that funds arrive in a dedicated wallet and "will soon be available for use via card at favorite merchants, for topping up brokerage accounts, or for further scaling successful trading strategies."

Rivals Split on Independent Verification

The announcement lands a day after Hola Prime disclosed an independent Deloitte review of its own payout processing. The Big Four firm certified that 98.35 percent of withdrawals between October 15, 2025 and March 15, 2026 cleared within Hola Prime's one-hour target, with none rejected over the five-month window.

That puts the two firms on different footings. Hola Prime, founded in 2024, has commissioned third-party verification of its one-hour model. Fintokei is now claiming sub-second processing, but the numbers underpinning that claim remain self-reported, as is the case across most of the prop industry.

The contrast matters in a sector where marketing claims have been routine and outside verification rare. Most prop firms publish internal dashboards or on-chain crypto transfers as evidence of payouts, with no auditor reviewing the books.

The Funded Trader has been working through delayed withdrawals since 2024, while True Forex Funds shut down the same year after losing its MetaTrader licenses.

Hola Prime's audit was the first commissioned by a prop firm in the segment, leaving Fintokei's bigger speed claim resting on its own books.

Payouts Top €29 Million as Japan Drives Volume

Fintokei said it has paid out more than €29 million to traders over the past year, with an average payout of around €2,545. The single largest payout topped €60,000 and went to a trader based in Japan, now the firm's most active market since it entered the country in early 2023.

"By addressing payout speed and reliability, it is targeting a core source of trader dissatisfaction and turning it into a competitive advantage," said Martin Kuchynka, chief growth officer at Fintokei.

"Instant payouts should become the new baseline for the industry."