A negative funding rate indicates more short sellers in the derivatives market than traders with long positions.
XRP still has $4.2 billion in open interest.
Why is XRP going down today? Let's check current technical analysis and XRP price predictions
XRP, the cryptocurrency supporting the Ripple blockchain, might experience bearish momentum as funding rates have turned negative on multiple derivatives exchanges today (Friday). Although the rates shifted into the positive region on many exchanges, some still show negative rates.
Bearish Movement Ahead?
XRP funding rates refer to the periodic payments exchanged between traders in a perpetual futures market, depending on the relative demand for long and short positions. These rates are used to maintain the price of XRP perpetual contracts close to the underlying spot price.
If the rates are negative, there are more short sellers in the market than traders taking long positions. Similarly, a positive funding rate indicates the dominance of long positions in the market.
XRP funding rates over time; Source: Coinglass
The average XRP funding rate hovers around the 0.01 per cent level. However, in the last 24 hours, it has flipped to the negative region, indicating a possible decline in the XRP price.
The dollar value of Ripple's XRP jumped significantly since November, following the election of Donald Trump as the 47th President of the United States. Further, the confirmation of the resignation of Gary Gensler as the Chair of the Securities and Exchange Commission (SEC) further boosted the cryptocurrency price.
XRP’s value peaked in mid-December, crossing $2.5 apiece compared to $0.54 only two months ago, an increase of 363 per cent. However, the value still remains much lower than the token’s all-time high value in January 2018.
Returning to the recent rally, sentiment is turning bearish, and analysts expect that the XRP price might test the $2.2 level. At the time of writing, the token is trading at $2.3.
Movement of XRP price in the last 1 month; Source: Coinmarketcap.com
Meanwhile, the long-term performance of XRP is projected to have significant upside potential, as some analysts believe it can reach $5 in 2025.
Developments around XRP
With the recent ongoing adoption of cryptocurrencies into mainstream financial markets, XRP is also showing promise. Multiple companies have filed for approval for the listing of XRP exchange-traded funds (ETFs), but the SEC has yet to approve any.
Furthermore, the adoption of Ripple is also anticipated to gain traction this year, particularly in Japan. SBI CEO Yoshitaka Kitao recently announced that every bank in Japan will use Ripple’s ledger by 2025 following the integration of the Interledger Protocol (ILP), which aims to streamline cross-border payments and simplify currency conversions.
XRP, the cryptocurrency supporting the Ripple blockchain, might experience bearish momentum as funding rates have turned negative on multiple derivatives exchanges today (Friday). Although the rates shifted into the positive region on many exchanges, some still show negative rates.
Bearish Movement Ahead?
XRP funding rates refer to the periodic payments exchanged between traders in a perpetual futures market, depending on the relative demand for long and short positions. These rates are used to maintain the price of XRP perpetual contracts close to the underlying spot price.
If the rates are negative, there are more short sellers in the market than traders taking long positions. Similarly, a positive funding rate indicates the dominance of long positions in the market.
XRP funding rates over time; Source: Coinglass
The average XRP funding rate hovers around the 0.01 per cent level. However, in the last 24 hours, it has flipped to the negative region, indicating a possible decline in the XRP price.
The dollar value of Ripple's XRP jumped significantly since November, following the election of Donald Trump as the 47th President of the United States. Further, the confirmation of the resignation of Gary Gensler as the Chair of the Securities and Exchange Commission (SEC) further boosted the cryptocurrency price.
XRP’s value peaked in mid-December, crossing $2.5 apiece compared to $0.54 only two months ago, an increase of 363 per cent. However, the value still remains much lower than the token’s all-time high value in January 2018.
Returning to the recent rally, sentiment is turning bearish, and analysts expect that the XRP price might test the $2.2 level. At the time of writing, the token is trading at $2.3.
Movement of XRP price in the last 1 month; Source: Coinmarketcap.com
Meanwhile, the long-term performance of XRP is projected to have significant upside potential, as some analysts believe it can reach $5 in 2025.
Developments around XRP
With the recent ongoing adoption of cryptocurrencies into mainstream financial markets, XRP is also showing promise. Multiple companies have filed for approval for the listing of XRP exchange-traded funds (ETFs), but the SEC has yet to approve any.
Furthermore, the adoption of Ripple is also anticipated to gain traction this year, particularly in Japan. SBI CEO Yoshitaka Kitao recently announced that every bank in Japan will use Ripple’s ledger by 2025 following the integration of the Interledger Protocol (ILP), which aims to streamline cross-border payments and simplify currency conversions.
Arnab is an electronics engineer-turned-financial editor. He entered the industry covering the cryptocurrency market for Finance Magnates and later expanded his reach to forex as well. He is passionate about the changing regulatory landscape on financial markets and keenly follows the disruptions in the industry with new-age technologies.
In this conversation, we speak with Aydin Bonabi, CEO and co-founder of Surveill, a firm focused on fraud detection and AI-driven compliance tools for financial institutions.
We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
He closes with a clear message: fraud is scaling, and so must the tools that stop it.
In this conversation, we speak with Aydin Bonabi, CEO and co-founder of Surveill, a firm focused on fraud detection and AI-driven compliance tools for financial institutions.
We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
He closes with a clear message: fraud is scaling, and so must the tools that stop it.
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Executive Interview | Jas Shah | FMLS:25
Executive Interview | Jas Shah | FMLS:25
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Vitalii Bulynin Talks About Versus Trade, New Pairs, and Big Plans
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In this interview, Versus Trade Co-Founder Vitalii Bulynin explains how the company got its license fast, why its trading pairs are fresh and fun, and what the team will build next.
He also discusses the most active pairs, the IB and MIB plans, and hiring needs for new markets.
Watch the whole talk to learn more about how Versus Trade works and where it is heading.
#financemagnates #VersusTrade #TradingPairs #BTCvsGold #goldtrading #innovation
In this interview, Versus Trade Co-Founder Vitalii Bulynin explains how the company got its license fast, why its trading pairs are fresh and fun, and what the team will build next.
He also discusses the most active pairs, the IB and MIB plans, and hiring needs for new markets.
Watch the whole talk to learn more about how Versus Trade works and where it is heading.
#financemagnates #VersusTrade #TradingPairs #BTCvsGold #goldtrading #innovation
Marketing in 2026 Audiences, Costs, and Smarter AI
Marketing in 2026 Audiences, Costs, and Smarter AI
As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
