Malaysia has been slated as a country with the potential to become a global fintech hub. Why is this?
Malaysia (Bloomberg)
Singapore, Sweden, the UK, the Netherlands, Canada--over the past several years, all of these countries have been increasingly identified as the world's most prominent fintech hubs.
However, the fintech industry is growing so quickly that there is a need to continuously expand the network of industry's epicenters, particularly in the Association of Southeast Asian Nations (ASEAN) region.
As such, Malaysia--though it has played a rather minor role on the global fintech stage--has been identified as a possible location for the fintech industry to further establish itself.
Of course, the country isn't there yet-- "I don't think that Malaysia has established itself as a global fintech hub yet, but it has become an increasingly attractive destination for fintech companies in ASEAN," wrote Ella Qiang, a manager of the Bitcoin Association's Southeast Asia operations.
Ella Qiang, the Southeast Asia Manager for the Bitcoin Association.
What does Malaysia have going for it? And how can the country continue to grow?
Rated highly for "business dynamism" and
The country, which sits just above Singapore's northernmost border, was ranked as the 27th most competitive country in the world in the World Economic Forum's 2019 Global Competitiveness Report. The country also ranked as having the 15th-best financial system in the world, and was rated 18th in terms of "business dynamism."
The country is also ranked 32nd out of 139 countries on the World Economic Forum's Network Readiness Index (NRI), which ranks countries in terms o how ready they are to transition to a digitized economy and society.
While the GDP per capita of a Singaporean citizen is roughly six times that of a Malaysian citizen, the growth of the tech industry in Malaysia is said to have spurred a large portion of the country's GDP per capita growth, particularly over the last several years (although it should be noted that COVID-19 has been predicted to slow the growth of Malaysia's GDP.)
These high rankings and the increase in GDP growth seem to be very closely linked to the growth of Malaysia's tech sector: Ibrahim Rohman, a research fellow at the United Nations University, wrote in mid-2018 that a 5.8% spike in the country's GDP in 2017 was "the direct result of Malaysia's 20-year investment in the information and communication technology sector."
And spending is slated to increase: the New Straits Times reported in October 2019 that "[Malaysia's] 2020 Budget demonstrates that the local technology industry is continuing to get much attention from the government, which is intent on further boosting the capabilities of local SMEs and start-ups, strengthening digital content, embracing digitization, enhancing e-commerce, and adopting 5G technology."
Malaysia is well-positioned to leverage global connections into a local market
But the government's investment in Malaysia's tech sector isn't the only reason for the country's upward movement.
Some analysts have also theorized that part of the reason for Malaysia's growing tech industry could be the country's geographical position--sitting just above Singapore, Malaysia sits in the heart of the APAC region. Therefore, Zico Law writes that the location is "ideal for international business and financial centre...due to it being geographically close and within similar time zones with most Asian countries," and that "it is also easily accessible through flights."
Ram Krishnna Rao, chief executive and co-founder of blockchain-based gold jewelry platform MarketOrders.
Rao also pointed out that the country is also becoming increasingly attractive to Western countries who have an interest in finding a low-cost workforce: "We are seeing an increasing number of western companies utilising the tech talent in Asian countries where the population is increasingly becoming English fluent and the tech pool is growing and cheaper to employ," he said.
An untapped local market?
Indeed, "as a Malaysian myself, I have seen the country as a whole and its people start to become aware of the Fintech opportunities available to them," Rao commented.
This also goes for potential users of fintech products and platforms--data from German statistics company Statista shows that mobile phone usage in Malaysia has steadily climbed each year, with roughly two-thirds of the country's population carrying at least one mobile phone. Therefore, the potential for the use of payment apps and other kinds of fintech applications seems to be growing stronger each year.
Additionally, the International Monetary Fund (IMF) recently reported that internet banking in Malaysia has quadrupled in the last decade, reaching over the 90 percent-range in usage in 2018. The publication also said that "mobile banking is also booming, supported by near-universal 4G network coverage, affordable data, and 5G is in the works."
According to the IMF, ost of the country's fintech usage is on digital payment platforms and mobile wallets, while "insurtech," lending, cryptocurrency, digital remittances, crowdfunding, digital Know-Your-Customer processes, and other forms of financial technology follow.
Of course, technological advances are also boosting business in Malaysia--" the infrastructure is also being developed with an increasing number of co-working spaces, good internet connectivity and the introduction of Digital Free Trade Zone ('DFTZ') by the Malaysian Government in 2017 to help local businesses export goods printing those in e-commerce," Rao said.
Indeed, according to the Malaysian government's website, the DFTZ is "initiative to capitalize on the confluence and exponential growth of the internet economy and cross-border eCommerce activities."
"The DFTZ is set up to facilitate seamless cross-border trade and enable local businesses to export their goods with a priority for eCommerce," the website explains.
Ella Qiang pointed out that "Bank Negara Malaysia, the central bank of Malaysia, launched a financial technology regulatory sandbox framework that provides a safe environment for fintech companies to test and grow" in 2016.
At the time that the sandbox was launched, Aznan Abdul Aziz, Chairman of Financial Technology Enabler Group, said that "the Framework reflects the Bank's long-standing policy in striking an optimal balance between promoting innovation whilst preserving financial stability and protecting consumer interest."
Qiang explained that through the sandbox, "admitted fintech companies are able to deploy products and services that are not well addressed under prevailing laws, doing so within a controlled environment and with regulatory guidance."
Additionally, she pointed out that Malaysia has introduced legislation that is specific to the cryptocurrency sector: "the Capital Market and Services Order was issued by the Securities Commission of Malaysia last year, providing a regulatory framework for digital currency and tokens. Licensing schemes were set up for digital assets trading platforms in Malaysia too, in order to further regulate digital asset trading activities."
A rising star in Islamic Finance fintech?
Both Qiang and Rao also pointed out that Malaysia has the potential to become a global hub for Islamic finance.
In fact, "Malaysia has [already] been the center of innovation for Islamic finance," Qiang told Finance Magnates. "With the growing Islamic population domestically, in addition to that of its neighboring country Indonesia, Malaysia has a particular geopolitical advantage to be the fintech hub for Sharia-compliant finance infrastructure and products."
Indeed, in 2018, Thomson Reuters' Islamic Finance Development Report showed that Malaysia was a leader among Islamic finance institutions in 56 countries, a title that it had earned in the past as well.
While the Islamic Finance market may seem rather "niche" to much of the world, the Islamic financial industry is continuously growing. The industry follows principles that are written in sharia law. According to Forbes, modern Sharia business practices began to take shape in the mid-20th century, encouraged by the independence and increasing prosperity of majority-Muslim nations.
For example, in 2018, Reutersreported that Malaysia remains the world's largest market for "Sukuk," or Islamic bonds." And the market is large--outstanding Sukuk deals added up to $426 billion in 2017 alone.
And the demand for Sukuk, as well as other Islamic Financial products, is continuously growing: Forbes reported that Sharia-compliant assets worldwide were recently pegged at over $2.4 trillion, compared to just $200 billion in 2003. Thomson Reuters predicts that by 2022, that figure is projected to grow to $3.8 trillion, with fintech ventures expected to drive much of the growth.
Indeed, the International Monetary Fund reported in February that "Islamic bank loan growth in the country expanded by 8.9 percent in 2018, compared to 2.5 percent for conventional banks."
There are already some prominent Islamic Finance fintech providers in the ASEAN region, including Singapore-based Ethis, which runs a number of Sharia-compliant crowdfunding platforms. Two other Indonesia-based platforms, Investree and Ammana, offer solutions for business financing needs.
If Malaysia can manage to beef up its fintech offerings for Islamic Finance, the country could come much closer to its goals of becoming a higher-income nation: not only are roughly 19.5 million of Malaysia's approximately 30.5 million people Muslim, but more than 87% of neighboring Indonesia's 270 million-person population is also Muslim; he vast majority of which own a cell phone, and two-thirds of which are unbanked.
What do you think about Malaysia's potential to become a global fintech hub? Let us know in the comments below.
Singapore, Sweden, the UK, the Netherlands, Canada--over the past several years, all of these countries have been increasingly identified as the world's most prominent fintech hubs.
However, the fintech industry is growing so quickly that there is a need to continuously expand the network of industry's epicenters, particularly in the Association of Southeast Asian Nations (ASEAN) region.
As such, Malaysia--though it has played a rather minor role on the global fintech stage--has been identified as a possible location for the fintech industry to further establish itself.
Of course, the country isn't there yet-- "I don't think that Malaysia has established itself as a global fintech hub yet, but it has become an increasingly attractive destination for fintech companies in ASEAN," wrote Ella Qiang, a manager of the Bitcoin Association's Southeast Asia operations.
Ella Qiang, the Southeast Asia Manager for the Bitcoin Association.
What does Malaysia have going for it? And how can the country continue to grow?
Rated highly for "business dynamism" and
The country, which sits just above Singapore's northernmost border, was ranked as the 27th most competitive country in the world in the World Economic Forum's 2019 Global Competitiveness Report. The country also ranked as having the 15th-best financial system in the world, and was rated 18th in terms of "business dynamism."
The country is also ranked 32nd out of 139 countries on the World Economic Forum's Network Readiness Index (NRI), which ranks countries in terms o how ready they are to transition to a digitized economy and society.
While the GDP per capita of a Singaporean citizen is roughly six times that of a Malaysian citizen, the growth of the tech industry in Malaysia is said to have spurred a large portion of the country's GDP per capita growth, particularly over the last several years (although it should be noted that COVID-19 has been predicted to slow the growth of Malaysia's GDP.)
These high rankings and the increase in GDP growth seem to be very closely linked to the growth of Malaysia's tech sector: Ibrahim Rohman, a research fellow at the United Nations University, wrote in mid-2018 that a 5.8% spike in the country's GDP in 2017 was "the direct result of Malaysia's 20-year investment in the information and communication technology sector."
And spending is slated to increase: the New Straits Times reported in October 2019 that "[Malaysia's] 2020 Budget demonstrates that the local technology industry is continuing to get much attention from the government, which is intent on further boosting the capabilities of local SMEs and start-ups, strengthening digital content, embracing digitization, enhancing e-commerce, and adopting 5G technology."
Malaysia is well-positioned to leverage global connections into a local market
But the government's investment in Malaysia's tech sector isn't the only reason for the country's upward movement.
Some analysts have also theorized that part of the reason for Malaysia's growing tech industry could be the country's geographical position--sitting just above Singapore, Malaysia sits in the heart of the APAC region. Therefore, Zico Law writes that the location is "ideal for international business and financial centre...due to it being geographically close and within similar time zones with most Asian countries," and that "it is also easily accessible through flights."
Ram Krishnna Rao, chief executive and co-founder of blockchain-based gold jewelry platform MarketOrders.
Rao also pointed out that the country is also becoming increasingly attractive to Western countries who have an interest in finding a low-cost workforce: "We are seeing an increasing number of western companies utilising the tech talent in Asian countries where the population is increasingly becoming English fluent and the tech pool is growing and cheaper to employ," he said.
An untapped local market?
Indeed, "as a Malaysian myself, I have seen the country as a whole and its people start to become aware of the Fintech opportunities available to them," Rao commented.
This also goes for potential users of fintech products and platforms--data from German statistics company Statista shows that mobile phone usage in Malaysia has steadily climbed each year, with roughly two-thirds of the country's population carrying at least one mobile phone. Therefore, the potential for the use of payment apps and other kinds of fintech applications seems to be growing stronger each year.
Additionally, the International Monetary Fund (IMF) recently reported that internet banking in Malaysia has quadrupled in the last decade, reaching over the 90 percent-range in usage in 2018. The publication also said that "mobile banking is also booming, supported by near-universal 4G network coverage, affordable data, and 5G is in the works."
According to the IMF, ost of the country's fintech usage is on digital payment platforms and mobile wallets, while "insurtech," lending, cryptocurrency, digital remittances, crowdfunding, digital Know-Your-Customer processes, and other forms of financial technology follow.
Of course, technological advances are also boosting business in Malaysia--" the infrastructure is also being developed with an increasing number of co-working spaces, good internet connectivity and the introduction of Digital Free Trade Zone ('DFTZ') by the Malaysian Government in 2017 to help local businesses export goods printing those in e-commerce," Rao said.
Indeed, according to the Malaysian government's website, the DFTZ is "initiative to capitalize on the confluence and exponential growth of the internet economy and cross-border eCommerce activities."
"The DFTZ is set up to facilitate seamless cross-border trade and enable local businesses to export their goods with a priority for eCommerce," the website explains.
Ella Qiang pointed out that "Bank Negara Malaysia, the central bank of Malaysia, launched a financial technology regulatory sandbox framework that provides a safe environment for fintech companies to test and grow" in 2016.
At the time that the sandbox was launched, Aznan Abdul Aziz, Chairman of Financial Technology Enabler Group, said that "the Framework reflects the Bank's long-standing policy in striking an optimal balance between promoting innovation whilst preserving financial stability and protecting consumer interest."
Qiang explained that through the sandbox, "admitted fintech companies are able to deploy products and services that are not well addressed under prevailing laws, doing so within a controlled environment and with regulatory guidance."
Additionally, she pointed out that Malaysia has introduced legislation that is specific to the cryptocurrency sector: "the Capital Market and Services Order was issued by the Securities Commission of Malaysia last year, providing a regulatory framework for digital currency and tokens. Licensing schemes were set up for digital assets trading platforms in Malaysia too, in order to further regulate digital asset trading activities."
A rising star in Islamic Finance fintech?
Both Qiang and Rao also pointed out that Malaysia has the potential to become a global hub for Islamic finance.
In fact, "Malaysia has [already] been the center of innovation for Islamic finance," Qiang told Finance Magnates. "With the growing Islamic population domestically, in addition to that of its neighboring country Indonesia, Malaysia has a particular geopolitical advantage to be the fintech hub for Sharia-compliant finance infrastructure and products."
Indeed, in 2018, Thomson Reuters' Islamic Finance Development Report showed that Malaysia was a leader among Islamic finance institutions in 56 countries, a title that it had earned in the past as well.
While the Islamic Finance market may seem rather "niche" to much of the world, the Islamic financial industry is continuously growing. The industry follows principles that are written in sharia law. According to Forbes, modern Sharia business practices began to take shape in the mid-20th century, encouraged by the independence and increasing prosperity of majority-Muslim nations.
For example, in 2018, Reutersreported that Malaysia remains the world's largest market for "Sukuk," or Islamic bonds." And the market is large--outstanding Sukuk deals added up to $426 billion in 2017 alone.
And the demand for Sukuk, as well as other Islamic Financial products, is continuously growing: Forbes reported that Sharia-compliant assets worldwide were recently pegged at over $2.4 trillion, compared to just $200 billion in 2003. Thomson Reuters predicts that by 2022, that figure is projected to grow to $3.8 trillion, with fintech ventures expected to drive much of the growth.
Indeed, the International Monetary Fund reported in February that "Islamic bank loan growth in the country expanded by 8.9 percent in 2018, compared to 2.5 percent for conventional banks."
There are already some prominent Islamic Finance fintech providers in the ASEAN region, including Singapore-based Ethis, which runs a number of Sharia-compliant crowdfunding platforms. Two other Indonesia-based platforms, Investree and Ammana, offer solutions for business financing needs.
If Malaysia can manage to beef up its fintech offerings for Islamic Finance, the country could come much closer to its goals of becoming a higher-income nation: not only are roughly 19.5 million of Malaysia's approximately 30.5 million people Muslim, but more than 87% of neighboring Indonesia's 270 million-person population is also Muslim; he vast majority of which own a cell phone, and two-thirds of which are unbanked.
What do you think about Malaysia's potential to become a global fintech hub? Let us know in the comments below.
Rachel is a self-taught crypto geek and a passionate writer. She believes in the power that the written word has to educate, connect and empower individuals to make positive and powerful financial choices. She is the Podcast Host and a Cryptocurrency Editor at Finance Magnates.
In this conversation, we sit down with Drew Niv, CSO at ATFX Connect and one of the most influential figures in modern FX.
We speak about market structure, the institutional view on liquidity, and the sharp rise of prop trading, a sector Drew has been commenting on in recent months. Drew explains why he once dismissed prop trading, why his view changed, and what he now thinks the model means for brokers, clients and risk managers.
We explore subscription-fee dependency, the high reneging rate, and the long-term challenge: how brokers can build a more stable and honest version of the model. Drew also talks about the traffic advantage standalone prop firms have built and why brokers may still win in the long run if they take the right approach.
In this conversation, we sit down with Drew Niv, CSO at ATFX Connect and one of the most influential figures in modern FX.
We speak about market structure, the institutional view on liquidity, and the sharp rise of prop trading, a sector Drew has been commenting on in recent months. Drew explains why he once dismissed prop trading, why his view changed, and what he now thinks the model means for brokers, clients and risk managers.
We explore subscription-fee dependency, the high reneging rate, and the long-term challenge: how brokers can build a more stable and honest version of the model. Drew also talks about the traffic advantage standalone prop firms have built and why brokers may still win in the long run if they take the right approach.
In this conversation, we sit down with Drew Niv, CSO at ATFX Connect and one of the most influential figures in modern FX.
We speak about market structure, the institutional view on liquidity, and the sharp rise of prop trading, a sector Drew has been commenting on in recent months. Drew explains why he once dismissed prop trading, why his view changed, and what he now thinks the model means for brokers, clients and risk managers.
We explore subscription-fee dependency, the high reneging rate, and the long-term challenge: how brokers can build a more stable and honest version of the model. Drew also talks about the traffic advantage standalone prop firms have built and why brokers may still win in the long run if they take the right approach.
In this conversation, we sit down with Drew Niv, CSO at ATFX Connect and one of the most influential figures in modern FX.
We speak about market structure, the institutional view on liquidity, and the sharp rise of prop trading, a sector Drew has been commenting on in recent months. Drew explains why he once dismissed prop trading, why his view changed, and what he now thinks the model means for brokers, clients and risk managers.
We explore subscription-fee dependency, the high reneging rate, and the long-term challenge: how brokers can build a more stable and honest version of the model. Drew also talks about the traffic advantage standalone prop firms have built and why brokers may still win in the long run if they take the right approach.
Executive Interview | Remonda Z. Kirketerp Møller| CEO & Founder Muinmos | FMLS:25
Executive Interview | Remonda Z. Kirketerp Møller| CEO & Founder Muinmos | FMLS:25
Executive Interview | Remonda Z. Kirketerp Møller| CEO & Founder Muinmos | FMLS:25
Executive Interview | Remonda Z. Kirketerp Møller| CEO & Founder Muinmos | FMLS:25
Executive Interview | Remonda Z. Kirketerp Møller| CEO & Founder Muinmos | FMLS:25
Executive Interview | Remonda Z. Kirketerp Møller| CEO & Founder Muinmos | FMLS:25
In this interview, Remonda Z. Kirketerp Møller, founder of Muinmos, breaks down the state of AI in regtech and what responsible adoption really looks like for brokers. We talk about rising fragmentation, the pressures around compliance accuracy, and why most firms are still in the early stages of AI maturity.
Ramanda also shares insights on regulator sandboxes, shifting expectations around accountability, and the current reality of MiCA licensing and passporting in Europe.
A concise look at where compliance, onboarding, and AI-driven processes are heading next.
In this interview, Remonda Z. Kirketerp Møller, founder of Muinmos, breaks down the state of AI in regtech and what responsible adoption really looks like for brokers. We talk about rising fragmentation, the pressures around compliance accuracy, and why most firms are still in the early stages of AI maturity.
Ramanda also shares insights on regulator sandboxes, shifting expectations around accountability, and the current reality of MiCA licensing and passporting in Europe.
A concise look at where compliance, onboarding, and AI-driven processes are heading next.
In this interview, Remonda Z. Kirketerp Møller, founder of Muinmos, breaks down the state of AI in regtech and what responsible adoption really looks like for brokers. We talk about rising fragmentation, the pressures around compliance accuracy, and why most firms are still in the early stages of AI maturity.
Ramanda also shares insights on regulator sandboxes, shifting expectations around accountability, and the current reality of MiCA licensing and passporting in Europe.
A concise look at where compliance, onboarding, and AI-driven processes are heading next.
In this interview, Remonda Z. Kirketerp Møller, founder of Muinmos, breaks down the state of AI in regtech and what responsible adoption really looks like for brokers. We talk about rising fragmentation, the pressures around compliance accuracy, and why most firms are still in the early stages of AI maturity.
Ramanda also shares insights on regulator sandboxes, shifting expectations around accountability, and the current reality of MiCA licensing and passporting in Europe.
A concise look at where compliance, onboarding, and AI-driven processes are heading next.
In this interview, Remonda Z. Kirketerp Møller, founder of Muinmos, breaks down the state of AI in regtech and what responsible adoption really looks like for brokers. We talk about rising fragmentation, the pressures around compliance accuracy, and why most firms are still in the early stages of AI maturity.
Ramanda also shares insights on regulator sandboxes, shifting expectations around accountability, and the current reality of MiCA licensing and passporting in Europe.
A concise look at where compliance, onboarding, and AI-driven processes are heading next.
In this interview, Remonda Z. Kirketerp Møller, founder of Muinmos, breaks down the state of AI in regtech and what responsible adoption really looks like for brokers. We talk about rising fragmentation, the pressures around compliance accuracy, and why most firms are still in the early stages of AI maturity.
Ramanda also shares insights on regulator sandboxes, shifting expectations around accountability, and the current reality of MiCA licensing and passporting in Europe.
A concise look at where compliance, onboarding, and AI-driven processes are heading next.
In this conversation, we speak with Aydin Bonabi, CEO and co-founder of Surveill, a firm focused on fraud detection and AI-driven compliance tools for financial institutions.
We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
He closes with a clear message: fraud is scaling, and so must the tools that stop it.
In this conversation, we speak with Aydin Bonabi, CEO and co-founder of Surveill, a firm focused on fraud detection and AI-driven compliance tools for financial institutions.
We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
He closes with a clear message: fraud is scaling, and so must the tools that stop it.
In this conversation, we speak with Aydin Bonabi, CEO and co-founder of Surveill, a firm focused on fraud detection and AI-driven compliance tools for financial institutions.
We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
He closes with a clear message: fraud is scaling, and so must the tools that stop it.
In this conversation, we speak with Aydin Bonabi, CEO and co-founder of Surveill, a firm focused on fraud detection and AI-driven compliance tools for financial institutions.
We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
He closes with a clear message: fraud is scaling, and so must the tools that stop it.
In this conversation, we speak with Aydin Bonabi, CEO and co-founder of Surveill, a firm focused on fraud detection and AI-driven compliance tools for financial institutions.
We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
He closes with a clear message: fraud is scaling, and so must the tools that stop it.
In this conversation, we speak with Aydin Bonabi, CEO and co-founder of Surveill, a firm focused on fraud detection and AI-driven compliance tools for financial institutions.
We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
He closes with a clear message: fraud is scaling, and so must the tools that stop it.
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Executive Interview | Jas Shah | FMLS:25
Executive Interview | Jas Shah | FMLS:25
Executive Interview | Jas Shah | FMLS:25
Executive Interview | Jas Shah | FMLS:25
Executive Interview | Jas Shah | FMLS:25
Executive Interview | Jas Shah | FMLS:25
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
