Bitcoin and other cryptocurrency investments are well-known for yielding huge profits at high risk. Almost every investor understands the volatility of cryptocurrency, whether they invest with personal assets or retirement funds. If you are going to dabble in crypto investing, you must be informed of your acceptable loss.
Should you include bitcoin in your 401(k)?
Begman of IRA Financial stated - “Just like stocks, Bitcoin can be purchased in an IRA or 401(k). However, from a practical standpoint, an employer-adopted 401(k) plan with employees will likely not allow for any alternative investment options because of ERISAfiduciary rules.”
Even so, people who want to add cryptocurrency to their 401(k) should think about a few things first.
According to Leanna Haakons, the Founder of Black Hawk Financial, the biggest benefit would be that people interested in crypto could invest pre-tax money, something they cannot do through a brokerage account at this time. This is something long-term investors will benefit from. However, some self-directed IRAs do offer bitcoin as an investment option.
In addition, Haakons added that because retirement plan providers cap crypto contributions at 5% of an account's total value, it is a smart way to get engaged in crypto investing without risking too much of your money, as you might if you invested on your own and went all in.
Lyle D Solomon
Haakons added that the at-home investor who is not going to be monitoring the market every day is a better option. They should be given the exposure and the chance to make some of those big potential gains but restrict them to follow the guidelines.
Cryptocurrencies, like bitcoin, are extraordinarily volatile assets. A 401(k) or individual retirement plan should be made up of stable, low-cost investments you feel will grow in value over time. That means index funds are one of the best choices for most average investors.
With a few exceptions, you will not be able to take money out of your 401(k) until you are above the age of 59, at which point you will be subject to taxes and penalties.
So, according to Haakons, you need to think about your investment timeframe and priorities. Bitcoin's value could skyrocket tomorrow, but it will not help you if you are decades away from retirement. If you are thinking of a short-term investment, a brokerage account with more buying and selling flexibility might be a better choice.
It is also important to understand where you are investing your money. Dan Kemp, Chief Investment Officer of Morningstar Investment Management, recently cautioned against buying bitcoin or any digital currency just because it is what your friends are talking about.
Understand the differences between crypto-assets and bitcoin, and why they are seen as superior long-term prospects by some investors. Also, keep in mind that there is always some hot new investment that promises to turn the average person into a millionaire quickly. But, practically, things are not always so easy.
According to Haakons, investing in safe bets like index funds, and committing only 5% of your portfolio to bitcoin wagers are not always a bad idea. It all boils down to how much you are willing to take a chance. You should only invest money you can afford to lose in something unproven like bitcoin or other cryptocurrencies.
Haakons commented that it will not be a massive risk if you keep it to the maximum of 5% of your retirement savings unless you have a lot of money in there. You will still have a strong foundation thanks to mutual funds and exchange-traded funds (ETFs). an investment that promises to turn the regular individual into a millionaire quickly. But, practically, things are not so easy after all.
How Much Is It Worth to Invest in Bitcoin IRAs?
The Internal Revenue Service (IRS) does not have a cryptocurrency-specific account. As a result, when investors talk about 'Bitcoin IRA', they're referring to an IRA that contains bitcoin or other digital currency within its holdings.
A self-directed IRA is sometimes known as a Bitcoin IRA. Self-directed individual retirement accounts (SDIRAs) allow you to invest in assets such as real estate, precious metals and cryptocurrency that are not allowed in traditional IRAs.
Investing in Bitcoin for retirement may increase your investment returns and diversify your portfolio, but it also adds a significant amount of risk to your retirement portfolio. If you are self-employed or operate a small business, SEP and Simple IRAs, as well as solo 401(k)s, offer significantly larger contribution limits.
Additionally, you can transfer money from a traditional IRA to a self-directed IRA. The IRS has treated bitcoin and other cryptocurrencies in retirement plans as property since 2014, which means coins are taxed similarly to equities and bonds.
According to the Retirement Industry Trust Association (RITA), between 2 and 5% of all IRAs are currently invested in alternative assets.
You will need to keep three things in mind:
Your IRA is held by a custodian, who handles its safekeeping as well as ensuring that your account complies with IRS and government rules. With traditional IRAs, banks and other financial entities often fulfil this function.
Your cryptocurrency trades are managed by an exchange. A crypto exchange (sometimes referred to as a DCE or digital currency exchange) is equivalent to a stock exchange. It is a marketplace for digital currencies, and it is where you will get your Bitcoin, Ethereum, or any cryptocurrency.
Your cryptocurrency is safe with a secure storage solution. Most Bitcoin IRA providers feature patented secure storage mechanisms to help protect your digital assets from theft after you buy them.
A custodian is required for IRA participants who want to include digital tokens in their retirement funds. Many investors have discovered that finding a custodian who accepts bitcoin in an IRA might be difficult. Custodians and other companies that let investors include bitcoin in their IRAs have grown in popularity recently.
Self-directed IRAs (SDIRAs) are increasingly allowing for alternative assets like cryptocurrencies, which is beneficial for consumers who want to include bitcoin in their IRAs. Some of the early leaders in this area are companies like BitIRA, Equity Trust, and Bitcoin IRA.
Let’s analyze the pros and cons of Bitcoin IRA:
Pros:
Tax benefits - Tracking trades and calculating taxes owed is the single biggest problem for Bitcoin investors. Because you owe taxes every time you sell cryptocurrencies for a profit, keeping track of multiple purchase prices and gains can be an accounting problem. Investing in a tax-advantaged account, such as a regular or Roth IRA, relieves this burden because it does not tax you on anything as long as the funds and assets remain in the account. Furthermore, you will benefit from the compounding growth of value that you will not lose due to taxes.
High-return potential - Bitcoin is extremely volatile, yet with volatility comes the potential for massive gains. For example, the value of Bitcoin was at $5,200 on March 15, 2020, and completed the year at $30,000, while Ethereum, the second most popular cryptocurrency, increased by almost 400% in 2020. Bitcoin's massive potential is definitely worth the risk, especially if you are only investing a small portion of your IRA's total value.
Diversification - Cryptocurrency is an asset class that is different from stocks and bonds, which are the most commonly held assets in retirement accounts in the United States. Even while crypto is risky in its own way, this could help secure your retirement funds.
Cons:
Volatility - The price of Bitcoin has fluctuated from close to $20,000 in December 2017 to as low as $3,400 in December 2018. Such volatility poses significant danger to an IRA, particularly for those nearing retirement.
Fees - Unlike traditional IRAs, self-directed IRAs usually have a higher charge structure. Make sure you understand all the charges associated with investing in cryptocurrency for retirement, from setup fees to trading and account administration fees.
Exchange restrictions - Some Bitcoin IRA providers will only let you trade on affiliated currency exchanges. Others provide you with the option of selecting your favorite exchange. If you want to invest with a certain crypto exchange, make sure your Bitcoin IRA provider enables it.
Complexity - When you invest in a Bitcoin IRA, you will almost certainly need to maintain at least one additional retirement account in addition to dealing with the moving parts of custodians, exchanges and secure storage. This is because Bitcoin IRAs are not set up to allow traditional assets like equities, bonds and mutual funds. This can make retirement planning even more difficult.
Final Takeaway - Should You Include Bitcoin in Your Retirement Portfolio?
Diversification is an important factor. Bitcoin is a very volatile investment, but some industry professionals believe it is an excellent one to have in your portfolio.
Before including it, though, you must be aware of the risk. Consult your financial advisor about the percentage of your portfolio that you should allocate to Bitcoin.
Bitcoin's price decreased by about 85% between December 2017 and December 2018. However, it has increased tenfold since that low point, showing that volatility cuts both ways.
If you decide to invest in Bitcoin, be sure you are in it for the long haul and that you know you could lose all of your money. This is what experts refer to as an 'acceptable loss'.
You do not have to buy coins directly because there are crypto-focused mutual funds. You should not invest in these types of assets if you do not understand how premiums and discounts work. Also, keep in mind the tax implications for this form of investment in the funds where you put it.
Given the volatility of cryptocurrencies, it is probably not the best idea for individuals closer to retirement to incorporate Bitcoin in their portfolio. On the other hand, those with a longer time frame and a higher risk tolerance may find that investing a modest portion of their retirement savings in alternative assets, such as Bitcoin or other cryptos, might provide an upside and protect them from losses in their traditional holdings.
Make sure you understand the fees structure before investing. Lastly, and perhaps most significantly, consider using Bitcoin and other cryptocurrencies as a minor portion of your total retirement plan, rather than the entire strategy.
Lyle Solomon serves as a principal attorney for the Oak View Law Group in Los Altos, California.
Bitcoin and other cryptocurrency investments are well-known for yielding huge profits at high risk. Almost every investor understands the volatility of cryptocurrency, whether they invest with personal assets or retirement funds. If you are going to dabble in crypto investing, you must be informed of your acceptable loss.
Should you include bitcoin in your 401(k)?
Begman of IRA Financial stated - “Just like stocks, Bitcoin can be purchased in an IRA or 401(k). However, from a practical standpoint, an employer-adopted 401(k) plan with employees will likely not allow for any alternative investment options because of ERISAfiduciary rules.”
Even so, people who want to add cryptocurrency to their 401(k) should think about a few things first.
According to Leanna Haakons, the Founder of Black Hawk Financial, the biggest benefit would be that people interested in crypto could invest pre-tax money, something they cannot do through a brokerage account at this time. This is something long-term investors will benefit from. However, some self-directed IRAs do offer bitcoin as an investment option.
In addition, Haakons added that because retirement plan providers cap crypto contributions at 5% of an account's total value, it is a smart way to get engaged in crypto investing without risking too much of your money, as you might if you invested on your own and went all in.
Lyle D Solomon
Haakons added that the at-home investor who is not going to be monitoring the market every day is a better option. They should be given the exposure and the chance to make some of those big potential gains but restrict them to follow the guidelines.
Cryptocurrencies, like bitcoin, are extraordinarily volatile assets. A 401(k) or individual retirement plan should be made up of stable, low-cost investments you feel will grow in value over time. That means index funds are one of the best choices for most average investors.
With a few exceptions, you will not be able to take money out of your 401(k) until you are above the age of 59, at which point you will be subject to taxes and penalties.
So, according to Haakons, you need to think about your investment timeframe and priorities. Bitcoin's value could skyrocket tomorrow, but it will not help you if you are decades away from retirement. If you are thinking of a short-term investment, a brokerage account with more buying and selling flexibility might be a better choice.
It is also important to understand where you are investing your money. Dan Kemp, Chief Investment Officer of Morningstar Investment Management, recently cautioned against buying bitcoin or any digital currency just because it is what your friends are talking about.
Understand the differences between crypto-assets and bitcoin, and why they are seen as superior long-term prospects by some investors. Also, keep in mind that there is always some hot new investment that promises to turn the average person into a millionaire quickly. But, practically, things are not always so easy.
According to Haakons, investing in safe bets like index funds, and committing only 5% of your portfolio to bitcoin wagers are not always a bad idea. It all boils down to how much you are willing to take a chance. You should only invest money you can afford to lose in something unproven like bitcoin or other cryptocurrencies.
Haakons commented that it will not be a massive risk if you keep it to the maximum of 5% of your retirement savings unless you have a lot of money in there. You will still have a strong foundation thanks to mutual funds and exchange-traded funds (ETFs). an investment that promises to turn the regular individual into a millionaire quickly. But, practically, things are not so easy after all.
How Much Is It Worth to Invest in Bitcoin IRAs?
The Internal Revenue Service (IRS) does not have a cryptocurrency-specific account. As a result, when investors talk about 'Bitcoin IRA', they're referring to an IRA that contains bitcoin or other digital currency within its holdings.
A self-directed IRA is sometimes known as a Bitcoin IRA. Self-directed individual retirement accounts (SDIRAs) allow you to invest in assets such as real estate, precious metals and cryptocurrency that are not allowed in traditional IRAs.
Investing in Bitcoin for retirement may increase your investment returns and diversify your portfolio, but it also adds a significant amount of risk to your retirement portfolio. If you are self-employed or operate a small business, SEP and Simple IRAs, as well as solo 401(k)s, offer significantly larger contribution limits.
Additionally, you can transfer money from a traditional IRA to a self-directed IRA. The IRS has treated bitcoin and other cryptocurrencies in retirement plans as property since 2014, which means coins are taxed similarly to equities and bonds.
According to the Retirement Industry Trust Association (RITA), between 2 and 5% of all IRAs are currently invested in alternative assets.
You will need to keep three things in mind:
Your IRA is held by a custodian, who handles its safekeeping as well as ensuring that your account complies with IRS and government rules. With traditional IRAs, banks and other financial entities often fulfil this function.
Your cryptocurrency trades are managed by an exchange. A crypto exchange (sometimes referred to as a DCE or digital currency exchange) is equivalent to a stock exchange. It is a marketplace for digital currencies, and it is where you will get your Bitcoin, Ethereum, or any cryptocurrency.
Your cryptocurrency is safe with a secure storage solution. Most Bitcoin IRA providers feature patented secure storage mechanisms to help protect your digital assets from theft after you buy them.
A custodian is required for IRA participants who want to include digital tokens in their retirement funds. Many investors have discovered that finding a custodian who accepts bitcoin in an IRA might be difficult. Custodians and other companies that let investors include bitcoin in their IRAs have grown in popularity recently.
Self-directed IRAs (SDIRAs) are increasingly allowing for alternative assets like cryptocurrencies, which is beneficial for consumers who want to include bitcoin in their IRAs. Some of the early leaders in this area are companies like BitIRA, Equity Trust, and Bitcoin IRA.
Let’s analyze the pros and cons of Bitcoin IRA:
Pros:
Tax benefits - Tracking trades and calculating taxes owed is the single biggest problem for Bitcoin investors. Because you owe taxes every time you sell cryptocurrencies for a profit, keeping track of multiple purchase prices and gains can be an accounting problem. Investing in a tax-advantaged account, such as a regular or Roth IRA, relieves this burden because it does not tax you on anything as long as the funds and assets remain in the account. Furthermore, you will benefit from the compounding growth of value that you will not lose due to taxes.
High-return potential - Bitcoin is extremely volatile, yet with volatility comes the potential for massive gains. For example, the value of Bitcoin was at $5,200 on March 15, 2020, and completed the year at $30,000, while Ethereum, the second most popular cryptocurrency, increased by almost 400% in 2020. Bitcoin's massive potential is definitely worth the risk, especially if you are only investing a small portion of your IRA's total value.
Diversification - Cryptocurrency is an asset class that is different from stocks and bonds, which are the most commonly held assets in retirement accounts in the United States. Even while crypto is risky in its own way, this could help secure your retirement funds.
Cons:
Volatility - The price of Bitcoin has fluctuated from close to $20,000 in December 2017 to as low as $3,400 in December 2018. Such volatility poses significant danger to an IRA, particularly for those nearing retirement.
Fees - Unlike traditional IRAs, self-directed IRAs usually have a higher charge structure. Make sure you understand all the charges associated with investing in cryptocurrency for retirement, from setup fees to trading and account administration fees.
Exchange restrictions - Some Bitcoin IRA providers will only let you trade on affiliated currency exchanges. Others provide you with the option of selecting your favorite exchange. If you want to invest with a certain crypto exchange, make sure your Bitcoin IRA provider enables it.
Complexity - When you invest in a Bitcoin IRA, you will almost certainly need to maintain at least one additional retirement account in addition to dealing with the moving parts of custodians, exchanges and secure storage. This is because Bitcoin IRAs are not set up to allow traditional assets like equities, bonds and mutual funds. This can make retirement planning even more difficult.
Final Takeaway - Should You Include Bitcoin in Your Retirement Portfolio?
Diversification is an important factor. Bitcoin is a very volatile investment, but some industry professionals believe it is an excellent one to have in your portfolio.
Before including it, though, you must be aware of the risk. Consult your financial advisor about the percentage of your portfolio that you should allocate to Bitcoin.
Bitcoin's price decreased by about 85% between December 2017 and December 2018. However, it has increased tenfold since that low point, showing that volatility cuts both ways.
If you decide to invest in Bitcoin, be sure you are in it for the long haul and that you know you could lose all of your money. This is what experts refer to as an 'acceptable loss'.
You do not have to buy coins directly because there are crypto-focused mutual funds. You should not invest in these types of assets if you do not understand how premiums and discounts work. Also, keep in mind the tax implications for this form of investment in the funds where you put it.
Given the volatility of cryptocurrencies, it is probably not the best idea for individuals closer to retirement to incorporate Bitcoin in their portfolio. On the other hand, those with a longer time frame and a higher risk tolerance may find that investing a modest portion of their retirement savings in alternative assets, such as Bitcoin or other cryptos, might provide an upside and protect them from losses in their traditional holdings.
Make sure you understand the fees structure before investing. Lastly, and perhaps most significantly, consider using Bitcoin and other cryptocurrencies as a minor portion of your total retirement plan, rather than the entire strategy.
Lyle Solomon serves as a principal attorney for the Oak View Law Group in Los Altos, California.
Lyle Solomon has considerable litigation experience as well as substantial hands-on knowledge and expertise in legal analysis and writing. Since 2003, he has been a member of the State Bar of California. In 1998, he graduated from the University of the Pacific’s McGeorge School of Law in Sacramento, California, and now serves as a principal attorney for the Oak View Law Group in California. He has contributed to publications such as Entrepreneur, All Business, US Chamber, Finance Magnates, Next Avenue, and many more.
Dormant Silk Road-Linked Crypto Wallets Come Back to Life With $3M in Bitcoin Transfers
Featured Videos
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Interview with Jas Shah
Builder | Adviser | Fintech Writer | Product Strategist
In this episode, Jonathan Fine sat down with Jas Shah, one of the most thoughtful voices in global fintech. Known for his work across advisory, product, stablecoins, and his widely read writing, Jas brings a rare combination of industry insight and plain-spoken clarity.
We talk about his first impression of the Summit, the projects that keep him busy today, and how they connect to the stablecoin panel he joined. Jas shares his view on the link between fintech, wealthtech and retail brokers, especially as firms like Revolut, eToro and Trading212 blur long-standing lines in the market.
We also explore what stablecoin adoption might look like for retail investment platforms, including a few product and UX angles that are not obvious at first glance.
To close, Jas explains how he thinks about writing, and how he approaches “shipping” pieces that spark debate across the industry.
Vitalii Bulynin Talks About Versus Trade, New Pairs, and Big Plans
Vitalii Bulynin Talks About Versus Trade, New Pairs, and Big Plans
Vitalii Bulynin Talks About Versus Trade, New Pairs, and Big Plans
Vitalii Bulynin Talks About Versus Trade, New Pairs, and Big Plans
Vitalii Bulynin Talks About Versus Trade, New Pairs, and Big Plans
Vitalii Bulynin Talks About Versus Trade, New Pairs, and Big Plans
In this interview, Versus Trade Co-Founder Vitalii Bulynin explains how the company got its license fast, why its trading pairs are fresh and fun, and what the team will build next.
He also discusses the most active pairs, the IB and MIB plans, and hiring needs for new markets.
Watch the whole talk to learn more about how Versus Trade works and where it is heading.
#financemagnates #VersusTrade #TradingPairs #BTCvsGold #goldtrading #innovation
In this interview, Versus Trade Co-Founder Vitalii Bulynin explains how the company got its license fast, why its trading pairs are fresh and fun, and what the team will build next.
He also discusses the most active pairs, the IB and MIB plans, and hiring needs for new markets.
Watch the whole talk to learn more about how Versus Trade works and where it is heading.
#financemagnates #VersusTrade #TradingPairs #BTCvsGold #goldtrading #innovation
In this interview, Versus Trade Co-Founder Vitalii Bulynin explains how the company got its license fast, why its trading pairs are fresh and fun, and what the team will build next.
He also discusses the most active pairs, the IB and MIB plans, and hiring needs for new markets.
Watch the whole talk to learn more about how Versus Trade works and where it is heading.
#financemagnates #VersusTrade #TradingPairs #BTCvsGold #goldtrading #innovation
In this interview, Versus Trade Co-Founder Vitalii Bulynin explains how the company got its license fast, why its trading pairs are fresh and fun, and what the team will build next.
He also discusses the most active pairs, the IB and MIB plans, and hiring needs for new markets.
Watch the whole talk to learn more about how Versus Trade works and where it is heading.
#financemagnates #VersusTrade #TradingPairs #BTCvsGold #goldtrading #innovation
In this interview, Versus Trade Co-Founder Vitalii Bulynin explains how the company got its license fast, why its trading pairs are fresh and fun, and what the team will build next.
He also discusses the most active pairs, the IB and MIB plans, and hiring needs for new markets.
Watch the whole talk to learn more about how Versus Trade works and where it is heading.
#financemagnates #VersusTrade #TradingPairs #BTCvsGold #goldtrading #innovation
In this interview, Versus Trade Co-Founder Vitalii Bulynin explains how the company got its license fast, why its trading pairs are fresh and fun, and what the team will build next.
He also discusses the most active pairs, the IB and MIB plans, and hiring needs for new markets.
Watch the whole talk to learn more about how Versus Trade works and where it is heading.
#financemagnates #VersusTrade #TradingPairs #BTCvsGold #goldtrading #innovation
Marketing in 2026 Audiences, Costs, and Smarter AI
Marketing in 2026 Audiences, Costs, and Smarter AI
Marketing in 2026 Audiences, Costs, and Smarter AI
Marketing in 2026 Audiences, Costs, and Smarter AI
Marketing in 2026 Audiences, Costs, and Smarter AI
Marketing in 2026 Audiences, Costs, and Smarter AI
As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
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📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Fail Better Trading Tech to Tackle Industry Risks
Fail Better Trading Tech to Tackle Industry Risks
Fail Better Trading Tech to Tackle Industry Risks
Fail Better Trading Tech to Tackle Industry Risks
Fail Better Trading Tech to Tackle Industry Risks
Fail Better Trading Tech to Tackle Industry Risks
Much like their traders in the market, brokers must diversify to manage risk and stay resilient. But that can get costly, clunky, and lengthy.
This candid panel brings together builders across the trading infrastructure space to uncover the shifting dynamics behind tools, interfaces, and full-stack ambitions.
Attendees will hear:
-Why platform dependency has become one of the most overlooked risks in the trading business?
-Buy vs. build: What do hybrid models look like, and why are industry graveyards filled with failed ‘killer apps’?
-How AI is already changing execution, risk, and reporting—and what’s next?
-Which features, assets, and tools gain the most traction, and where brokers should look for tech-driven retention?
Speakers:
-Stephen Miles, Chief Revenue Officer at FYNXT
-John Morris, Co-Founder at FXBlue
-Matthew Smith, Group Chair & CEO at EC Markets
-Tom Higgins, Founder & CEO at Gold-i
-Gil Ben Hur, Founder at 5% Group
#fmls #fmls25 #fmevents #Brokers #Trading #Fintech #FintechInnovation #TradingTechnology #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Much like their traders in the market, brokers must diversify to manage risk and stay resilient. But that can get costly, clunky, and lengthy.
This candid panel brings together builders across the trading infrastructure space to uncover the shifting dynamics behind tools, interfaces, and full-stack ambitions.
Attendees will hear:
-Why platform dependency has become one of the most overlooked risks in the trading business?
-Buy vs. build: What do hybrid models look like, and why are industry graveyards filled with failed ‘killer apps’?
-How AI is already changing execution, risk, and reporting—and what’s next?
-Which features, assets, and tools gain the most traction, and where brokers should look for tech-driven retention?
Speakers:
-Stephen Miles, Chief Revenue Officer at FYNXT
-John Morris, Co-Founder at FXBlue
-Matthew Smith, Group Chair & CEO at EC Markets
-Tom Higgins, Founder & CEO at Gold-i
-Gil Ben Hur, Founder at 5% Group
#fmls #fmls25 #fmevents #Brokers #Trading #Fintech #FintechInnovation #TradingTechnology #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Much like their traders in the market, brokers must diversify to manage risk and stay resilient. But that can get costly, clunky, and lengthy.
This candid panel brings together builders across the trading infrastructure space to uncover the shifting dynamics behind tools, interfaces, and full-stack ambitions.
Attendees will hear:
-Why platform dependency has become one of the most overlooked risks in the trading business?
-Buy vs. build: What do hybrid models look like, and why are industry graveyards filled with failed ‘killer apps’?
-How AI is already changing execution, risk, and reporting—and what’s next?
-Which features, assets, and tools gain the most traction, and where brokers should look for tech-driven retention?
Speakers:
-Stephen Miles, Chief Revenue Officer at FYNXT
-John Morris, Co-Founder at FXBlue
-Matthew Smith, Group Chair & CEO at EC Markets
-Tom Higgins, Founder & CEO at Gold-i
-Gil Ben Hur, Founder at 5% Group
#fmls #fmls25 #fmevents #Brokers #Trading #Fintech #FintechInnovation #TradingTechnology #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Much like their traders in the market, brokers must diversify to manage risk and stay resilient. But that can get costly, clunky, and lengthy.
This candid panel brings together builders across the trading infrastructure space to uncover the shifting dynamics behind tools, interfaces, and full-stack ambitions.
Attendees will hear:
-Why platform dependency has become one of the most overlooked risks in the trading business?
-Buy vs. build: What do hybrid models look like, and why are industry graveyards filled with failed ‘killer apps’?
-How AI is already changing execution, risk, and reporting—and what’s next?
-Which features, assets, and tools gain the most traction, and where brokers should look for tech-driven retention?
Speakers:
-Stephen Miles, Chief Revenue Officer at FYNXT
-John Morris, Co-Founder at FXBlue
-Matthew Smith, Group Chair & CEO at EC Markets
-Tom Higgins, Founder & CEO at Gold-i
-Gil Ben Hur, Founder at 5% Group
#fmls #fmls25 #fmevents #Brokers #Trading #Fintech #FintechInnovation #TradingTechnology #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Much like their traders in the market, brokers must diversify to manage risk and stay resilient. But that can get costly, clunky, and lengthy.
This candid panel brings together builders across the trading infrastructure space to uncover the shifting dynamics behind tools, interfaces, and full-stack ambitions.
Attendees will hear:
-Why platform dependency has become one of the most overlooked risks in the trading business?
-Buy vs. build: What do hybrid models look like, and why are industry graveyards filled with failed ‘killer apps’?
-How AI is already changing execution, risk, and reporting—and what’s next?
-Which features, assets, and tools gain the most traction, and where brokers should look for tech-driven retention?
Speakers:
-Stephen Miles, Chief Revenue Officer at FYNXT
-John Morris, Co-Founder at FXBlue
-Matthew Smith, Group Chair & CEO at EC Markets
-Tom Higgins, Founder & CEO at Gold-i
-Gil Ben Hur, Founder at 5% Group
#fmls #fmls25 #fmevents #Brokers #Trading #Fintech #FintechInnovation #TradingTechnology #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Much like their traders in the market, brokers must diversify to manage risk and stay resilient. But that can get costly, clunky, and lengthy.
This candid panel brings together builders across the trading infrastructure space to uncover the shifting dynamics behind tools, interfaces, and full-stack ambitions.
Attendees will hear:
-Why platform dependency has become one of the most overlooked risks in the trading business?
-Buy vs. build: What do hybrid models look like, and why are industry graveyards filled with failed ‘killer apps’?
-How AI is already changing execution, risk, and reporting—and what’s next?
-Which features, assets, and tools gain the most traction, and where brokers should look for tech-driven retention?
Speakers:
-Stephen Miles, Chief Revenue Officer at FYNXT
-John Morris, Co-Founder at FXBlue
-Matthew Smith, Group Chair & CEO at EC Markets
-Tom Higgins, Founder & CEO at Gold-i
-Gil Ben Hur, Founder at 5% Group
#fmls #fmls25 #fmevents #Brokers #Trading #Fintech #FintechInnovation #TradingTechnology #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
