The Standard DAO is Pioneering Stablecoins as the Calls for Regulation Grow Louder
Friday,16/09/2022|12:55GMTby
FM
What can innovators in the space do to avoid external regulation?
Regulated Stablecoins are Coming
The stablecoin space is a critical part of the cryptocurrency market’s infrastructure. It underpins the overwhelming majority of fiat denominated trades in the space as well as a significant portion of the volume of the space’s largest decentralized finance (DeFi) protocols. Yet, given its critical nature, it has continued to suffer from a lack of transparency (think USDT) and careless speculation, the latter of which saw one of the biggest algorithmic stablecoins, TerraUSD, collapse in mere weeks.
It is not a surprise then that regulators have taken an interest in seeing what can be done to stabilize the ironically unstable space. For example, in response to a question on stablecoin regulation in May 2022, US Treasury Secretary, Janet Yellen, specifically mentioned UST’s decoupling, calling for stablecoin legislation to be passed in the US by the end of 2022.
Since then, there have been proposals put forward including one which might require projects to create and maintain stablecoins, with conditions on how they function required to be met. This could completely eliminate algorithmic stablecoins from the market, and put significant pressure on centralized stablecoins. Whilst this specific example is US-based only, many other jurisdictions are looking to reign in the stablecoin space, and these voices will likely grow louder as demand for stablecoins increase.
So the question is, what can innovators in the space do to avoid external regulation?
Enter TheStandard.io
TheStandard.io proposes an over-collateralized model for crypto stability which incentivises its users to ‘lock-up’ digital assets in ‘Vaults’. These assets can then be used as collateral to acquire loans, at zero interest, by minting tokens pegged to specific fiat currencies such as the dollar or the euro. Borrowers using this framework will also be able to capitalize on inflation, as it will reduce their liability.
TheStandard.io will first launch the sEURO, a stablecoin pegged to the value of the Euro. Early participants will receive a 20% discount when purchasing sEURO as an incentive to launch and grow the stability pool . This special pool is also called the Protocol Controlled Value (PCV), which will be used as a reserve to always buy and sell the stablecoin at it’s pegged price. Initially, these early participants will be able to ‘lock-up’ EVM compatible tokens,ETH, PAX Gold, wrapped BTC and USDC and more.
Additionally, liquidity building for sEURO/USDC or another pegged stablecoin will begin, allowing users to deposit their newly minted sEURO and stablecoins into The Standard DAO’s bonding contract which will be locked in a Uniswap liquidity pool. This will be the initial tool for stabilizing sEURO whilst ensuring those early participants are rewarded. Once stabilized, protocol will change to allow the minting of stablecoins pegged to other fiat currencies.
Sea steading Pioneer and Charter City Visionary Patri Friedman recently joined the TheStandard.io as an Advisor to the project.'
Read a more detailed version of how this process will work in this paper.
Stablecoin Demand Continues to Increase
A framework like that proposed by TheStandard.io might just be what the cryptocurrency space needs for several reasons. Firstly, demand for cryptocurrencies and, in turn, stablecoins, continues to soar, with the top stablecoin, Tether USD (USDT) more than tripling in market capitalization since 2020. This has put USDT in an overwhelmingly dominant position in the market, accounting for over 90% of all stablecoin volume on any given day.
There are concerns that USDT could now be a single point of failure, and combined with its historic lack of transparency, many in the crypto space are understandably worried about the effect a potential collapse could have on the space.
Moreover, the space has seen, with the collapse of TerraUSD taking $14 billion out of the market, the effect of the under tested algorithmic stablecoin market can have on confidence in the space. As this is one of the fastest growing areas of the stablecoin space, countering it with a framework that has a solid basis in economics, might inspire experimentation on more grounded technologies.
This might also be the key to appeasing the ever-louder calls for stablecoin regulation.
Want to read more about The Standard? Read their blog here.
Regulated Stablecoins are Coming
The stablecoin space is a critical part of the cryptocurrency market’s infrastructure. It underpins the overwhelming majority of fiat denominated trades in the space as well as a significant portion of the volume of the space’s largest decentralized finance (DeFi) protocols. Yet, given its critical nature, it has continued to suffer from a lack of transparency (think USDT) and careless speculation, the latter of which saw one of the biggest algorithmic stablecoins, TerraUSD, collapse in mere weeks.
It is not a surprise then that regulators have taken an interest in seeing what can be done to stabilize the ironically unstable space. For example, in response to a question on stablecoin regulation in May 2022, US Treasury Secretary, Janet Yellen, specifically mentioned UST’s decoupling, calling for stablecoin legislation to be passed in the US by the end of 2022.
Since then, there have been proposals put forward including one which might require projects to create and maintain stablecoins, with conditions on how they function required to be met. This could completely eliminate algorithmic stablecoins from the market, and put significant pressure on centralized stablecoins. Whilst this specific example is US-based only, many other jurisdictions are looking to reign in the stablecoin space, and these voices will likely grow louder as demand for stablecoins increase.
So the question is, what can innovators in the space do to avoid external regulation?
Enter TheStandard.io
TheStandard.io proposes an over-collateralized model for crypto stability which incentivises its users to ‘lock-up’ digital assets in ‘Vaults’. These assets can then be used as collateral to acquire loans, at zero interest, by minting tokens pegged to specific fiat currencies such as the dollar or the euro. Borrowers using this framework will also be able to capitalize on inflation, as it will reduce their liability.
TheStandard.io will first launch the sEURO, a stablecoin pegged to the value of the Euro. Early participants will receive a 20% discount when purchasing sEURO as an incentive to launch and grow the stability pool . This special pool is also called the Protocol Controlled Value (PCV), which will be used as a reserve to always buy and sell the stablecoin at it’s pegged price. Initially, these early participants will be able to ‘lock-up’ EVM compatible tokens,ETH, PAX Gold, wrapped BTC and USDC and more.
Additionally, liquidity building for sEURO/USDC or another pegged stablecoin will begin, allowing users to deposit their newly minted sEURO and stablecoins into The Standard DAO’s bonding contract which will be locked in a Uniswap liquidity pool. This will be the initial tool for stabilizing sEURO whilst ensuring those early participants are rewarded. Once stabilized, protocol will change to allow the minting of stablecoins pegged to other fiat currencies.
Sea steading Pioneer and Charter City Visionary Patri Friedman recently joined the TheStandard.io as an Advisor to the project.'
Read a more detailed version of how this process will work in this paper.
Stablecoin Demand Continues to Increase
A framework like that proposed by TheStandard.io might just be what the cryptocurrency space needs for several reasons. Firstly, demand for cryptocurrencies and, in turn, stablecoins, continues to soar, with the top stablecoin, Tether USD (USDT) more than tripling in market capitalization since 2020. This has put USDT in an overwhelmingly dominant position in the market, accounting for over 90% of all stablecoin volume on any given day.
There are concerns that USDT could now be a single point of failure, and combined with its historic lack of transparency, many in the crypto space are understandably worried about the effect a potential collapse could have on the space.
Moreover, the space has seen, with the collapse of TerraUSD taking $14 billion out of the market, the effect of the under tested algorithmic stablecoin market can have on confidence in the space. As this is one of the fastest growing areas of the stablecoin space, countering it with a framework that has a solid basis in economics, might inspire experimentation on more grounded technologies.
This might also be the key to appeasing the ever-louder calls for stablecoin regulation.
Want to read more about The Standard? Read their blog here.
Marketing in 2026 Audiences, Costs, and Smarter AI
Marketing in 2026 Audiences, Costs, and Smarter AI
As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Much like their traders in the market, brokers must diversify to manage risk and stay resilient. But that can get costly, clunky, and lengthy.
This candid panel brings together builders across the trading infrastructure space to uncover the shifting dynamics behind tools, interfaces, and full-stack ambitions.
Attendees will hear:
-Why platform dependency has become one of the most overlooked risks in the trading business?
-Buy vs. build: What do hybrid models look like, and why are industry graveyards filled with failed ‘killer apps’?
-How AI is already changing execution, risk, and reporting—and what’s next?
-Which features, assets, and tools gain the most traction, and where brokers should look for tech-driven retention?
Speakers:
-Stephen Miles, Chief Revenue Officer at FYNXT
-John Morris, Co-Founder at FXBlue
-Matthew Smith, Group Chair & CEO at EC Markets
-Tom Higgins, Founder & CEO at Gold-i
-Gil Ben Hur, Founder at 5% Group
#fmls #fmls25 #fmevents #Brokers #Trading #Fintech #FintechInnovation #TradingTechnology #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Much like their traders in the market, brokers must diversify to manage risk and stay resilient. But that can get costly, clunky, and lengthy.
This candid panel brings together builders across the trading infrastructure space to uncover the shifting dynamics behind tools, interfaces, and full-stack ambitions.
Attendees will hear:
-Why platform dependency has become one of the most overlooked risks in the trading business?
-Buy vs. build: What do hybrid models look like, and why are industry graveyards filled with failed ‘killer apps’?
-How AI is already changing execution, risk, and reporting—and what’s next?
-Which features, assets, and tools gain the most traction, and where brokers should look for tech-driven retention?
Speakers:
-Stephen Miles, Chief Revenue Officer at FYNXT
-John Morris, Co-Founder at FXBlue
-Matthew Smith, Group Chair & CEO at EC Markets
-Tom Higgins, Founder & CEO at Gold-i
-Gil Ben Hur, Founder at 5% Group
#fmls #fmls25 #fmevents #Brokers #Trading #Fintech #FintechInnovation #TradingTechnology #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Educators, IBs, And Other Regional Growth Drivers
Educators, IBs, And Other Regional Growth Drivers
When acquisition costs rise and AI generated reviews are exactly as useful as they sound, performing and fair partners can make or break brokers.
This session looks at how these players are shaping access, trust and user engagement, and what the most effective partnership models look like in 2025.
Key Themes:
- Building trader communities through education and local expertise
- Aligning broker incentives with long-term regional strategies
- Regional regulation and the realities of compliant acquisition
- What’s next for performance-driven partnerships in online trading
Speakers:
-Adam Button, Chief Currency Analyst at investingLive
-Zander Van Der Merwe, Key Individual & Head of Sales at TD Markets
-Brunno Huertas, Regional Manager – Latin America at Tickmill
-Paul Chalmers, CEO at UK Trading Academy
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #BrokerGrowth #FintechPartnerships #RegionalMarkets
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
When acquisition costs rise and AI generated reviews are exactly as useful as they sound, performing and fair partners can make or break brokers.
This session looks at how these players are shaping access, trust and user engagement, and what the most effective partnership models look like in 2025.
Key Themes:
- Building trader communities through education and local expertise
- Aligning broker incentives with long-term regional strategies
- Regional regulation and the realities of compliant acquisition
- What’s next for performance-driven partnerships in online trading
Speakers:
-Adam Button, Chief Currency Analyst at investingLive
-Zander Van Der Merwe, Key Individual & Head of Sales at TD Markets
-Brunno Huertas, Regional Manager – Latin America at Tickmill
-Paul Chalmers, CEO at UK Trading Academy
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #BrokerGrowth #FintechPartnerships #RegionalMarkets
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
The Leap to Everything App: Are Brokers There Yet?
The Leap to Everything App: Are Brokers There Yet?
As the arms race to bundle investing, personal finance, and wallets under super apps grows fiercer, brokers are caught between a rock and a hard place.
This session explores unexpected ways for industry players to collaborate as consumer habits evolve, competitors eye the traffic, and regulation becomes more nuanced.
Speakers:
-Laura McCracken,CEO | Advisory Board Member at Blackheath Advisors | The Payments Association
-Slobodan Manojlović,Vice President | Lead Software Engineer at JP Morgan Chase & Co.
-Jordan Sinclair, President at Robinhood UK
-Simon Pelletier, Head of Product at Yuh
Gerald Perez, CEO at Interactive Brokers UK
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
As the arms race to bundle investing, personal finance, and wallets under super apps grows fiercer, brokers are caught between a rock and a hard place.
This session explores unexpected ways for industry players to collaborate as consumer habits evolve, competitors eye the traffic, and regulation becomes more nuanced.
Speakers:
-Laura McCracken,CEO | Advisory Board Member at Blackheath Advisors | The Payments Association
-Slobodan Manojlović,Vice President | Lead Software Engineer at JP Morgan Chase & Co.
-Jordan Sinclair, President at Robinhood UK
-Simon Pelletier, Head of Product at Yuh
Gerald Perez, CEO at Interactive Brokers UK
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Mind The Gap: Can Retail Investors Save the UK Stock Market?
Mind The Gap: Can Retail Investors Save the UK Stock Market?
As the dire state of listing and investment in the UK goes from a financial services problem to a national challenge, the retail investing industry is taken to task.
Join a host of executives and experts for a candid conversation about the future of millions of Brits, as seen from a financial services standpoint:
-Are they happy with the Leeds Reform, in principle and in practice?
-Is it the government’s job to affect the ‘saver’ mentality? Is it doing well?
-What can brokers and fintechs do to spur UK investment?
-How can the FCA balance greater flexibility with consumer protection?
Speakers:
-Adam Button, Chief Currency Analyst at investingLive
-Nicola Higgs, Partner at Latham & Watkins
-Dan Lane, Investment Content Lead at Robinhood UK
-Jack Crone, PR & Public Affairs Lead at IG
-David Belle, Founder at Fink Money
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #RetailInvesting #UKFinance
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
As the dire state of listing and investment in the UK goes from a financial services problem to a national challenge, the retail investing industry is taken to task.
Join a host of executives and experts for a candid conversation about the future of millions of Brits, as seen from a financial services standpoint:
-Are they happy with the Leeds Reform, in principle and in practice?
-Is it the government’s job to affect the ‘saver’ mentality? Is it doing well?
-What can brokers and fintechs do to spur UK investment?
-How can the FCA balance greater flexibility with consumer protection?
Speakers:
-Adam Button, Chief Currency Analyst at investingLive
-Nicola Higgs, Partner at Latham & Watkins
-Dan Lane, Investment Content Lead at Robinhood UK
-Jack Crone, PR & Public Affairs Lead at IG
-David Belle, Founder at Fink Money
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #RetailInvesting #UKFinance
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
