Whilst this may appear to be a bold statement, let’s look at some of the treaty obligations and legislation underpinning regulations.
AML/CFT
There is a complex interaction of AML treaties and laws including EU, FATF and MONEYVAL obligations, on the UK and Cyprus respectively.
Whilst the 3AMLD and 4AMLD harmonise the way that all EU member states approach money laundering and counter funding of terrorism, it is important to note that only the original western EU countries are direct signatories to FATF – including the UK but excluding Cyprus.
Cyprus is a member of the MONEYVAL group, which includes the ‘Eastern’ EU member states, together with the Ukraine, and Russia which is also a FATF member. However, the joint MONEYVAL and EU members, including Cyprus and the Eastern EU states including Estonia, Latvia, Lithuania, Poland, Czech, Hungary, Romania, Bulgaria, Croatia and Slovakia, are bound by the 3AMLD and the 4AMLD, which have both been written to meet the FATF 40 recommendations.
I can’t see the UK moving away from the 4AMLD for a number of reasons, including its obligations to FATF outside of any EU based obligations, the attractiveness of being harmonised with the EU, as well as the fact that the implementation date of 4AMLD is next June – which is well within the period where the UK must continue to adhere to EU regulation, even during a Brexit.
Political Aspects
What is likely to change is the ability for UK regulated firms to operate in the EU. This will no doubt take a similar form of discussion as banking and financial services access for UK companies into the EU. For CIFs that currently also operate in the UK, it may pose the reverse challenge. These however are political issues, and not regulatory ones, noting that the regulations themselves are there to meet overarching obligations to FATF and MONEYVAL.
The directive also raises the bar with regard to CDD requirements by CIFs, with documents needing to be either original, certified, or used in support of and together with other remote verification elements.
Whilst the directive introduces electronic verification, it is an updated 2016 version of the 2004 approach that UK operators would be familiar with, due to the requirements with respect to real time, alerting, quality and updates of the reference data.
Documents
CySEC has confirmed that documents must be either original or certified as true copies in their physical form – directly addressing the current practice of some CIFs who have been using uncertified copies uploaded by end customers as the sole or primary basis for identity verification.
Remote Verification Elements
The following methods can be used to verify a customer's identity, with CIFs needing to assess each on a risk based approach, together with the quality and reliability of the source data or information. CySEC still requires (uploaded) copies of documents to be collected when using any of the below remote verification elements, which provide support in identification and verification of a customer.
- An authenticated transaction from an EU or equivalency financial institution drawn from an account in the customer's name.
- Confirmatory evidence from a financial institution of the customer's name, address and passport (or presumably other identification) details. This is a letter of introduction from the customer's bank, and it needs to be original or certified.
- Confirmation of home or office telephone listed in a reliable public directory.
- Video conference with the customer, provided that conference is recorded with high quality static frames of identity documentation. This is consistent with BaFIN and Swiss regulator approaches. We question how practical, scaleable or economic this approach is for a standard process, given that it will require a trained officer to conduct each interview. We do see the benefits of this approach for exceptions handling and audit, as it does have the benefit of being 'instant' as opposed to Items 2 or 5.
- Physical mail out of a post card to a customer’s address, and requesting customer to confirm a one-time code printed on mail out.
- Electronic verification, provided that ALL of the conditions are met, as summarised below.
- Electronic database must conform with EU privacy/data laws in how they are sourced, and be registered with an EU data protection agency. Not particularly difficult you might think, but, consider that PayPal fell foul of this for its Turkish operation (i.e. failed to store data to the requirements of Turkish law within Turkey) last month, and lost its Turkish financial license.
- Electronic databases need to show current and historic evidence that the person exists. They must contain both positive information (at least full name, address and the client's date of birth) and negative information (eg committing crimes like identity theft, including a deceased person files, including on sanctions lists and restrictive measures by the European Union and the UN Security Council). On the face of it, this appears to be ok. There should be a number of providers that should be able to offer this - the negative checks are worth querying of any provider however, as well as proving the 'recency' of their data.
- Electronic databases must contain a wide range of sources with information from various time intervals, which are updated in real time (real-time update) and send notifications (trigger alerts) when important data differentiate. Databases with a "wide" range of sources from "various time intervals" and trigger alerts on changes will prove challenging for most vendors.
- The CIF has made suitable enquiries or investigated with regard to the accuracy of the data and their results, and assessed their significance in relation to the degree of certainty with respect to the control of the customer.
- Establishment of procedures that allow the CIF to record and store information used and the results must be authenticated.
The above (which are set out in paras 1 (b) (1) (iv) and (v) of the directive) will be interesting in practice, as they start to require quality and consistency of data that is not addressed by the UK regime. The directive has incorporated and drawn from global best practice elements from regulators outside the EU.
Data Integrity
The directive requires that CIFs establish procedures to satisfy itself as to the quality, completeness, validity and reliability of the information to which it has access. The directive also requires that the review process includes both positive and negative information. This may present a challenge for data brokers and aggregators who often may not be focused on the ‘recentness’ of their data or if their data has been subject to a data breach elsewhere that may unknowingly invalidate the use of their data. It’s the “unknowingly” aspect that causes the headaches as to the veracity of the data, and will also fall foul of CySEC Directive 1(B)(Vi).
2+2 ID&V
Finally, the information must be derived from two or more sources, which is accepted practice globally for electronic verification. At a minimum, the electronic means must meet the following correlation model:
- Locating the full name and present address of the client from a source, and
- Locating the full name of the client and either this address or date of birth of a second source.
The CySEC requirements appear to be more robust than the UK’s JMLSG, which accepts in practice that a 2+2 is 'adequate' without questioning the data integrity behind it. This in turn means that UK 2+2 vendors will unlikely be able to offer an 'out of the box’ solution, and that they must address the requirements of CySEC's paragraphs 1(B) (vi), and paragraphs 2 & 4 directly.
That's probably not a bad thing, as the premise under which the UK model was designed has long gone. It was assumed that Personally Identifiable Information (PII) remains largely non-public. Identity theft, hacks, breaches, social engineering, and self-disclosure (e.g. social media) effectively nullifies the core premise that 'PII data is private'. Unfortunately, it is no longer the case that PII available on credit reference databases, electoral rolls and the like is non-public, and the use of authentication, real time updates and comparative analysis is now a necessary and smart requirement.
Some of these will prove quite challenging for operators and vendors alike.
This article was written by John Karanztis, Managing Director and CEO at iSignthis Ltd.
Whilst this may appear to be a bold statement, let’s look at some of the treaty obligations and legislation underpinning regulations.
AML/CFT
There is a complex interaction of AML treaties and laws including EU, FATF and MONEYVAL obligations, on the UK and Cyprus respectively.
Whilst the 3AMLD and 4AMLD harmonise the way that all EU member states approach money laundering and counter funding of terrorism, it is important to note that only the original western EU countries are direct signatories to FATF – including the UK but excluding Cyprus.
Cyprus is a member of the MONEYVAL group, which includes the ‘Eastern’ EU member states, together with the Ukraine, and Russia which is also a FATF member. However, the joint MONEYVAL and EU members, including Cyprus and the Eastern EU states including Estonia, Latvia, Lithuania, Poland, Czech, Hungary, Romania, Bulgaria, Croatia and Slovakia, are bound by the 3AMLD and the 4AMLD, which have both been written to meet the FATF 40 recommendations.
I can’t see the UK moving away from the 4AMLD for a number of reasons, including its obligations to FATF outside of any EU based obligations, the attractiveness of being harmonised with the EU, as well as the fact that the implementation date of 4AMLD is next June – which is well within the period where the UK must continue to adhere to EU regulation, even during a Brexit.
Political Aspects
What is likely to change is the ability for UK regulated firms to operate in the EU. This will no doubt take a similar form of discussion as banking and financial services access for UK companies into the EU. For CIFs that currently also operate in the UK, it may pose the reverse challenge. These however are political issues, and not regulatory ones, noting that the regulations themselves are there to meet overarching obligations to FATF and MONEYVAL.
The directive also raises the bar with regard to CDD requirements by CIFs, with documents needing to be either original, certified, or used in support of and together with other remote verification elements.
Whilst the directive introduces electronic verification, it is an updated 2016 version of the 2004 approach that UK operators would be familiar with, due to the requirements with respect to real time, alerting, quality and updates of the reference data.
Documents
CySEC has confirmed that documents must be either original or certified as true copies in their physical form – directly addressing the current practice of some CIFs who have been using uncertified copies uploaded by end customers as the sole or primary basis for identity verification.
Remote Verification Elements
The following methods can be used to verify a customer's identity, with CIFs needing to assess each on a risk based approach, together with the quality and reliability of the source data or information. CySEC still requires (uploaded) copies of documents to be collected when using any of the below remote verification elements, which provide support in identification and verification of a customer.
- An authenticated transaction from an EU or equivalency financial institution drawn from an account in the customer's name.
- Confirmatory evidence from a financial institution of the customer's name, address and passport (or presumably other identification) details. This is a letter of introduction from the customer's bank, and it needs to be original or certified.
- Confirmation of home or office telephone listed in a reliable public directory.
- Video conference with the customer, provided that conference is recorded with high quality static frames of identity documentation. This is consistent with BaFIN and Swiss regulator approaches. We question how practical, scaleable or economic this approach is for a standard process, given that it will require a trained officer to conduct each interview. We do see the benefits of this approach for exceptions handling and audit, as it does have the benefit of being 'instant' as opposed to Items 2 or 5.
- Physical mail out of a post card to a customer’s address, and requesting customer to confirm a one-time code printed on mail out.
- Electronic verification, provided that ALL of the conditions are met, as summarised below.
- Electronic database must conform with EU privacy/data laws in how they are sourced, and be registered with an EU data protection agency. Not particularly difficult you might think, but, consider that PayPal fell foul of this for its Turkish operation (i.e. failed to store data to the requirements of Turkish law within Turkey) last month, and lost its Turkish financial license.
- Electronic databases need to show current and historic evidence that the person exists. They must contain both positive information (at least full name, address and the client's date of birth) and negative information (eg committing crimes like identity theft, including a deceased person files, including on sanctions lists and restrictive measures by the European Union and the UN Security Council). On the face of it, this appears to be ok. There should be a number of providers that should be able to offer this - the negative checks are worth querying of any provider however, as well as proving the 'recency' of their data.
- Electronic databases must contain a wide range of sources with information from various time intervals, which are updated in real time (real-time update) and send notifications (trigger alerts) when important data differentiate. Databases with a "wide" range of sources from "various time intervals" and trigger alerts on changes will prove challenging for most vendors.
- The CIF has made suitable enquiries or investigated with regard to the accuracy of the data and their results, and assessed their significance in relation to the degree of certainty with respect to the control of the customer.
- Establishment of procedures that allow the CIF to record and store information used and the results must be authenticated.
The above (which are set out in paras 1 (b) (1) (iv) and (v) of the directive) will be interesting in practice, as they start to require quality and consistency of data that is not addressed by the UK regime. The directive has incorporated and drawn from global best practice elements from regulators outside the EU.
Data Integrity
The directive requires that CIFs establish procedures to satisfy itself as to the quality, completeness, validity and reliability of the information to which it has access. The directive also requires that the review process includes both positive and negative information. This may present a challenge for data brokers and aggregators who often may not be focused on the ‘recentness’ of their data or if their data has been subject to a data breach elsewhere that may unknowingly invalidate the use of their data. It’s the “unknowingly” aspect that causes the headaches as to the veracity of the data, and will also fall foul of CySEC Directive 1(B)(Vi).
2+2 ID&V
Finally, the information must be derived from two or more sources, which is accepted practice globally for electronic verification. At a minimum, the electronic means must meet the following correlation model:
- Locating the full name and present address of the client from a source, and
- Locating the full name of the client and either this address or date of birth of a second source.
The CySEC requirements appear to be more robust than the UK’s JMLSG, which accepts in practice that a 2+2 is 'adequate' without questioning the data integrity behind it. This in turn means that UK 2+2 vendors will unlikely be able to offer an 'out of the box’ solution, and that they must address the requirements of CySEC's paragraphs 1(B) (vi), and paragraphs 2 & 4 directly.
That's probably not a bad thing, as the premise under which the UK model was designed has long gone. It was assumed that Personally Identifiable Information (PII) remains largely non-public. Identity theft, hacks, breaches, social engineering, and self-disclosure (e.g. social media) effectively nullifies the core premise that 'PII data is private'. Unfortunately, it is no longer the case that PII available on credit reference databases, electoral rolls and the like is non-public, and the use of authentication, real time updates and comparative analysis is now a necessary and smart requirement.
Some of these will prove quite challenging for operators and vendors alike.
EuropeFX's Sole Director Banned in Australia for 5 Years
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Sherwan Zeybo | FXGT | Executive Interviews
Sherwan Zeybo | FXGT | Executive Interviews
Sherwan Zeybo | FXGT | Executive Interviews
Sherwan Zeybo | FXGT | Executive Interviews
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In this video, Sherwan Zeybo, Head of Business Development at @fxgtofficial , discusses the growth and development of the CFD broker since its inception in 2019. Starting with a small team, FXGT has expanded to over 280 employees and obtained multiple licenses across various jurisdictions. Sher highlights the broker's commitment to providing security, transparency, and a comprehensive trading environment for clients. Sherwan also mentions upcoming developments, including a new trading app and a web trading platform, as well as a copy trading and social trading platform.
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In this video, Sherwan Zeybo, Head of Business Development at @fxgtofficial , discusses the growth and development of the CFD broker since its inception in 2019. Starting with a small team, FXGT has expanded to over 280 employees and obtained multiple licenses across various jurisdictions. Sher highlights the broker's commitment to providing security, transparency, and a comprehensive trading environment for clients. Sherwan also mentions upcoming developments, including a new trading app and a web trading platform, as well as a copy trading and social trading platform.
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In this video, Sherwan Zeybo, Head of Business Development at @fxgtofficial , discusses the growth and development of the CFD broker since its inception in 2019. Starting with a small team, FXGT has expanded to over 280 employees and obtained multiple licenses across various jurisdictions. Sher highlights the broker's commitment to providing security, transparency, and a comprehensive trading environment for clients. Sherwan also mentions upcoming developments, including a new trading app and a web trading platform, as well as a copy trading and social trading platform.
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In our discussion with Rhonda K. Müller, CEO of Muinmos, during iFX EXPO International, she covered regulatory changes impacting the trading industry, particularly focusing on new frameworks like MICA and Dora. She highlights the positive effects of regulation, such as increased order and transparency, and predicts that these changes will ignite more competition in the crypto market. Rhonda also touches on the rising trend of prop trading and anticipates future regulations in this area to ensure legitimacy. Finally, she shares Mooz's commitment to digitization and connectivity, aiming to provide comprehensive solutions from investor protection to risk profiling.
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In our discussion with Rhonda K. Müller, CEO of Muinmos, during iFX EXPO International, she covered regulatory changes impacting the trading industry, particularly focusing on new frameworks like MICA and Dora. She highlights the positive effects of regulation, such as increased order and transparency, and predicts that these changes will ignite more competition in the crypto market. Rhonda also touches on the rising trend of prop trading and anticipates future regulations in this area to ensure legitimacy. Finally, she shares Mooz's commitment to digitization and connectivity, aiming to provide comprehensive solutions from investor protection to risk profiling.
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In our discussion with Rhonda K. Müller, CEO of Muinmos, during iFX EXPO International, she covered regulatory changes impacting the trading industry, particularly focusing on new frameworks like MICA and Dora. She highlights the positive effects of regulation, such as increased order and transparency, and predicts that these changes will ignite more competition in the crypto market. Rhonda also touches on the rising trend of prop trading and anticipates future regulations in this area to ensure legitimacy. Finally, she shares Mooz's commitment to digitization and connectivity, aiming to provide comprehensive solutions from investor protection to risk profiling.
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In our discussion with Rhonda K. Müller, CEO of Muinmos, during iFX EXPO International, she covered regulatory changes impacting the trading industry, particularly focusing on new frameworks like MICA and Dora. She highlights the positive effects of regulation, such as increased order and transparency, and predicts that these changes will ignite more competition in the crypto market. Rhonda also touches on the rising trend of prop trading and anticipates future regulations in this area to ensure legitimacy. Finally, she shares Mooz's commitment to digitization and connectivity, aiming to provide comprehensive solutions from investor protection to risk profiling.
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In our discussion with Rhonda K. Müller, CEO of Muinmos, during iFX EXPO International, she covered regulatory changes impacting the trading industry, particularly focusing on new frameworks like MICA and Dora. She highlights the positive effects of regulation, such as increased order and transparency, and predicts that these changes will ignite more competition in the crypto market. Rhonda also touches on the rising trend of prop trading and anticipates future regulations in this area to ensure legitimacy. Finally, she shares Mooz's commitment to digitization and connectivity, aiming to provide comprehensive solutions from investor protection to risk profiling.
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In our discussion with Rhonda K. Müller, CEO of Muinmos, during iFX EXPO International, she covered regulatory changes impacting the trading industry, particularly focusing on new frameworks like MICA and Dora. She highlights the positive effects of regulation, such as increased order and transparency, and predicts that these changes will ignite more competition in the crypto market. Rhonda also touches on the rising trend of prop trading and anticipates future regulations in this area to ensure legitimacy. Finally, she shares Mooz's commitment to digitization and connectivity, aiming to provide comprehensive solutions from investor protection to risk profiling.
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Tom Higgins | Gold-i
Tom Higgins | Gold-i
Tom Higgins | Gold-i
Tom Higgins | Gold-i
Tom Higgins | Gold-i
Tom Higgins | Gold-i
In this interview, Tom Higgins, CEO of Gold-i, discusses the convergence of crypto and FX liquidity. He explains the challenges of accessing crypto liquidity and how different execution methods, such as iceberg orders, help manage large transactions. Tom addresses the impact of AI in trading, emphasizing its use in sentiment analysis and trading pattern recognition. He also talks about the significance of Bitcoin ETFs in boosting institutional confidence in crypto markets. Lastly, Tom outlines the growth and future plans for Gold-i, focusing on enhancing their Matrix Net technology and expanding their role in crypto liquidity aggregation.
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In this interview, Tom Higgins, CEO of Gold-i, discusses the convergence of crypto and FX liquidity. He explains the challenges of accessing crypto liquidity and how different execution methods, such as iceberg orders, help manage large transactions. Tom addresses the impact of AI in trading, emphasizing its use in sentiment analysis and trading pattern recognition. He also talks about the significance of Bitcoin ETFs in boosting institutional confidence in crypto markets. Lastly, Tom outlines the growth and future plans for Gold-i, focusing on enhancing their Matrix Net technology and expanding their role in crypto liquidity aggregation.
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In this interview, Tom Higgins, CEO of Gold-i, discusses the convergence of crypto and FX liquidity. He explains the challenges of accessing crypto liquidity and how different execution methods, such as iceberg orders, help manage large transactions. Tom addresses the impact of AI in trading, emphasizing its use in sentiment analysis and trading pattern recognition. He also talks about the significance of Bitcoin ETFs in boosting institutional confidence in crypto markets. Lastly, Tom outlines the growth and future plans for Gold-i, focusing on enhancing their Matrix Net technology and expanding their role in crypto liquidity aggregation.
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In this interview, Tom Higgins, CEO of Gold-i, discusses the convergence of crypto and FX liquidity. He explains the challenges of accessing crypto liquidity and how different execution methods, such as iceberg orders, help manage large transactions. Tom addresses the impact of AI in trading, emphasizing its use in sentiment analysis and trading pattern recognition. He also talks about the significance of Bitcoin ETFs in boosting institutional confidence in crypto markets. Lastly, Tom outlines the growth and future plans for Gold-i, focusing on enhancing their Matrix Net technology and expanding their role in crypto liquidity aggregation.
#financemagnates #CryptoLiquidity #FXLiquidity #AIinTrading #BitcoinETF #TradingTechnology
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In this interview, Tom Higgins, CEO of Gold-i, discusses the convergence of crypto and FX liquidity. He explains the challenges of accessing crypto liquidity and how different execution methods, such as iceberg orders, help manage large transactions. Tom addresses the impact of AI in trading, emphasizing its use in sentiment analysis and trading pattern recognition. He also talks about the significance of Bitcoin ETFs in boosting institutional confidence in crypto markets. Lastly, Tom outlines the growth and future plans for Gold-i, focusing on enhancing their Matrix Net technology and expanding their role in crypto liquidity aggregation.
#financemagnates #CryptoLiquidity #FXLiquidity #AIinTrading #BitcoinETF #TradingTechnology
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In this interview, Tom Higgins, CEO of Gold-i, discusses the convergence of crypto and FX liquidity. He explains the challenges of accessing crypto liquidity and how different execution methods, such as iceberg orders, help manage large transactions. Tom addresses the impact of AI in trading, emphasizing its use in sentiment analysis and trading pattern recognition. He also talks about the significance of Bitcoin ETFs in boosting institutional confidence in crypto markets. Lastly, Tom outlines the growth and future plans for Gold-i, focusing on enhancing their Matrix Net technology and expanding their role in crypto liquidity aggregation.
#financemagnates #CryptoLiquidity #FXLiquidity #AIinTrading #BitcoinETF #TradingTechnology
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Throwback to FMLS:23 | FMvoices
Throwback to FMLS:23 | FMvoices
Throwback to FMLS:23 | FMvoices
Throwback to FMLS:23 | FMvoices
Throwback to FMLS:23 | FMvoices
Throwback to FMLS:23 | FMvoices
FMvoices are here to confirm all the great things you've heard about our events ✨ At the same time, it's a throwback to our very successful FMLS:23 and we want to give out a special thank you to everyone who took the time to talk to us during the busy hours of the expo!
Ugnė B., payabl.
Joe Pelley, ActivTrades
William Thomas, BVNK
Got FOMO? Register now and secure your spot to the most premium financial event of London 🔗 https://events.financemagnates.com/EmKzD?utm_source=linkedin&utm_campaign=FMvoices-FMLS23&utm_medium=video&RefId=FMvoices+FMLS23
#fmls24 #fmls24 #fmls #fmevents #London #networking #financesummit
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FMvoices are here to confirm all the great things you've heard about our events ✨ At the same time, it's a throwback to our very successful FMLS:23 and we want to give out a special thank you to everyone who took the time to talk to us during the busy hours of the expo!
Ugnė B., payabl.
Joe Pelley, ActivTrades
William Thomas, BVNK
Got FOMO? Register now and secure your spot to the most premium financial event of London 🔗 https://events.financemagnates.com/EmKzD?utm_source=linkedin&utm_campaign=FMvoices-FMLS23&utm_medium=video&RefId=FMvoices+FMLS23
#fmls24 #fmls24 #fmls #fmevents #London #networking #financesummit
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FMvoices are here to confirm all the great things you've heard about our events ✨ At the same time, it's a throwback to our very successful FMLS:23 and we want to give out a special thank you to everyone who took the time to talk to us during the busy hours of the expo!
Ugnė B., payabl.
Joe Pelley, ActivTrades
William Thomas, BVNK
Got FOMO? Register now and secure your spot to the most premium financial event of London 🔗 https://events.financemagnates.com/EmKzD?utm_source=linkedin&utm_campaign=FMvoices-FMLS23&utm_medium=video&RefId=FMvoices+FMLS23
#fmls24 #fmls24 #fmls #fmevents #London #networking #financesummit
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FMvoices are here to confirm all the great things you've heard about our events ✨ At the same time, it's a throwback to our very successful FMLS:23 and we want to give out a special thank you to everyone who took the time to talk to us during the busy hours of the expo!
Ugnė B., payabl.
Joe Pelley, ActivTrades
William Thomas, BVNK
Got FOMO? Register now and secure your spot to the most premium financial event of London 🔗 https://events.financemagnates.com/EmKzD?utm_source=linkedin&utm_campaign=FMvoices-FMLS23&utm_medium=video&RefId=FMvoices+FMLS23
#fmls24 #fmls24 #fmls #fmevents #London #networking #financesummit
📣 Stay updated with the latest in finance and trading!
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FMvoices are here to confirm all the great things you've heard about our events ✨ At the same time, it's a throwback to our very successful FMLS:23 and we want to give out a special thank you to everyone who took the time to talk to us during the busy hours of the expo!
Ugnė B., payabl.
Joe Pelley, ActivTrades
William Thomas, BVNK
Got FOMO? Register now and secure your spot to the most premium financial event of London 🔗 https://events.financemagnates.com/EmKzD?utm_source=linkedin&utm_campaign=FMvoices-FMLS23&utm_medium=video&RefId=FMvoices+FMLS23
#fmls24 #fmls24 #fmls #fmevents #London #networking #financesummit
📣 Stay updated with the latest in finance and trading!
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Don't miss out on our latest videos, interviews, and event coverage.
Subscribe to our YouTube channel for more!
FMvoices are here to confirm all the great things you've heard about our events ✨ At the same time, it's a throwback to our very successful FMLS:23 and we want to give out a special thank you to everyone who took the time to talk to us during the busy hours of the expo!
Ugnė B., payabl.
Joe Pelley, ActivTrades
William Thomas, BVNK
Got FOMO? Register now and secure your spot to the most premium financial event of London 🔗 https://events.financemagnates.com/EmKzD?utm_source=linkedin&utm_campaign=FMvoices-FMLS23&utm_medium=video&RefId=FMvoices+FMLS23
#fmls24 #fmls24 #fmls #fmevents #London #networking #financesummit
📣 Stay updated with the latest in finance and trading!
Follow FMevents across our social media platforms for news, insights, and event updates.
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FMvoices are here to confirm all the great things you've heard about our events ✨ #fmevents #fmls24
FMvoices are here to confirm all the great things you've heard about our events ✨ #fmevents #fmls24
FMvoices are here to confirm all the great things you've heard about our events ✨ #fmevents #fmls24
FMvoices are here to confirm all the great things you've heard about our events ✨ #fmevents #fmls24
FMvoices are here to confirm all the great things you've heard about our events ✨ #fmevents #fmls24
FMvoices are here to confirm all the great things you've heard about our events ✨ #fmevents #fmls24