A survey by AMF and OECD showed that ETFs have gained popularity, especially among investors under 35.
Social media platforms like YouTube and Instagram are shaping the investment choices of younger generations.
The French investment landscape is experiencing new trends
that are driving younger and more active investors into the market. A study revealed that 40% of French investors made their
first investment in the last four years.
The research by the AMF and OECD also highlighted the
rise of independent, self-directed investors. This new trend points to a shift
from traditional assets towards more innovative options, including ETFs,
crypto-assets, and crowdfunding.
A New Wave of Investors
According to the study, 24% of French people identify
as independent and active investors. These investors take control of their
portfolios, opting not to delegate management. This group is predominantly
male, younger, and hails from higher socio-economic backgrounds.
Interestingly, over half of these investors entered
the markets within the past four years, with a growing number under the age of
35 choosing ETFs as their preferred investment vehicle.
Source: AMF
The study also disclosed that investment practices are
growing beyond traditional shares and bonds. Only 18% of investors hold only
listed shares, while many prefer to diversify, holding multiple products such
as funds, open-end investment companies, crypto-assets, and crowdfunding
securities.
Exchange-traded Funds (ETFs) have rapidly gained
popularity in France, particularly among younger investors. Half of the
investors in ETFs have invested less than €10,000, with a focus on medium- to
long-term equity and sustainable ETFs.
The appeal of ETFs lies in their ability to provide
diversified exposure to different markets and sectors at a lower cost compared
to traditional mutual funds. Furthermore, 60% of ETF investors are choosing to
spread their investments across multiple markets, reflecting an appetite for
global exposure.
Source: AMF
Social media platforms, including YouTube and
Instagram, have become pivotal in shaping the opinions of younger investors,
while older generations prefer more traditional media outlets that cover the
stock market.
Crowdfunding platforms have also seen increased
participation, especially among middle-aged investors (35-49). These investors
tend to look for alternative investment opportunities beyond listed shares.
Real estate projects and local community ventures are particularly popular.
Crypto Assets
While still not as widely held, crypto-assets are
also making inroads. Younger investors are more open to these digital assets,
seeing them as high-risk but high-reward opportunities. For many, investing in crypto offers a way to
diversify portfolios and access potential gains outside the scope of
traditional markets.
The rise of technology has made investing more
accessible than ever. Three-quarters of investors log into their investment
accounts at least once a week, and smartphones are the primary devices for
managing portfolios.
Fractional investments and copy-trading, where
investors replicate the trades of others, are becoming increasingly popular. These activities provide new ways for inexperienced or smaller investors to engage with the
market.
The French investment landscape is experiencing new trends
that are driving younger and more active investors into the market. A study revealed that 40% of French investors made their
first investment in the last four years.
The research by the AMF and OECD also highlighted the
rise of independent, self-directed investors. This new trend points to a shift
from traditional assets towards more innovative options, including ETFs,
crypto-assets, and crowdfunding.
A New Wave of Investors
According to the study, 24% of French people identify
as independent and active investors. These investors take control of their
portfolios, opting not to delegate management. This group is predominantly
male, younger, and hails from higher socio-economic backgrounds.
Interestingly, over half of these investors entered
the markets within the past four years, with a growing number under the age of
35 choosing ETFs as their preferred investment vehicle.
Source: AMF
The study also disclosed that investment practices are
growing beyond traditional shares and bonds. Only 18% of investors hold only
listed shares, while many prefer to diversify, holding multiple products such
as funds, open-end investment companies, crypto-assets, and crowdfunding
securities.
Exchange-traded Funds (ETFs) have rapidly gained
popularity in France, particularly among younger investors. Half of the
investors in ETFs have invested less than €10,000, with a focus on medium- to
long-term equity and sustainable ETFs.
The appeal of ETFs lies in their ability to provide
diversified exposure to different markets and sectors at a lower cost compared
to traditional mutual funds. Furthermore, 60% of ETF investors are choosing to
spread their investments across multiple markets, reflecting an appetite for
global exposure.
Source: AMF
Social media platforms, including YouTube and
Instagram, have become pivotal in shaping the opinions of younger investors,
while older generations prefer more traditional media outlets that cover the
stock market.
Crowdfunding platforms have also seen increased
participation, especially among middle-aged investors (35-49). These investors
tend to look for alternative investment opportunities beyond listed shares.
Real estate projects and local community ventures are particularly popular.
Crypto Assets
While still not as widely held, crypto-assets are
also making inroads. Younger investors are more open to these digital assets,
seeing them as high-risk but high-reward opportunities. For many, investing in crypto offers a way to
diversify portfolios and access potential gains outside the scope of
traditional markets.
The rise of technology has made investing more
accessible than ever. Three-quarters of investors log into their investment
accounts at least once a week, and smartphones are the primary devices for
managing portfolios.
Fractional investments and copy-trading, where
investors replicate the trades of others, are becoming increasingly popular. These activities provide new ways for inexperienced or smaller investors to engage with the
market.
iFOREX Adds Saudi and South Korean Equity CFDs as IPO Is Delayed
Executive Interview | Charlotte Bullock | Chief Product Officer, Bank of London | FMLS:25
Executive Interview | Charlotte Bullock | Chief Product Officer, Bank of London | FMLS:25
In this interview, we sat down with Charlotte Bullock, Head of Product at The Bank of London, previously at SAP and now shaping product at one of the sector’s most ambitious new banking players.
Charlotte reflects on the Summit so far and talks about the culture inside fintech banks today. We look at the pressures that come with scaling, and how firms can hold onto the nimble approach that made them stand out early on.
We also cover the state of payments ahead of her appearance on the payments roundtable: the blockages financial firms face, the areas that still need fixing, and what a realistic solution looks like in 2026.
In this interview, we sat down with Charlotte Bullock, Head of Product at The Bank of London, previously at SAP and now shaping product at one of the sector’s most ambitious new banking players.
Charlotte reflects on the Summit so far and talks about the culture inside fintech banks today. We look at the pressures that come with scaling, and how firms can hold onto the nimble approach that made them stand out early on.
We also cover the state of payments ahead of her appearance on the payments roundtable: the blockages financial firms face, the areas that still need fixing, and what a realistic solution looks like in 2026.
In this conversation, we sit down with Drew Niv, CSO at ATFX Connect and one of the most influential figures in modern FX.
We speak about market structure, the institutional view on liquidity, and the sharp rise of prop trading, a sector Drew has been commenting on in recent months. Drew explains why he once dismissed prop trading, why his view changed, and what he now thinks the model means for brokers, clients and risk managers.
We explore subscription-fee dependency, the high reneging rate, and the long-term challenge: how brokers can build a more stable and honest version of the model. Drew also talks about the traffic advantage standalone prop firms have built and why brokers may still win in the long run if they take the right approach.
In this conversation, we sit down with Drew Niv, CSO at ATFX Connect and one of the most influential figures in modern FX.
We speak about market structure, the institutional view on liquidity, and the sharp rise of prop trading, a sector Drew has been commenting on in recent months. Drew explains why he once dismissed prop trading, why his view changed, and what he now thinks the model means for brokers, clients and risk managers.
We explore subscription-fee dependency, the high reneging rate, and the long-term challenge: how brokers can build a more stable and honest version of the model. Drew also talks about the traffic advantage standalone prop firms have built and why brokers may still win in the long run if they take the right approach.
Executive Interview | Remonda Z. Kirketerp Møller| CEO & Founder Muinmos | FMLS:25
Executive Interview | Remonda Z. Kirketerp Møller| CEO & Founder Muinmos | FMLS:25
In this interview, Remonda Z. Kirketerp Møller, founder of Muinmos, breaks down the state of AI in regtech and what responsible adoption really looks like for brokers. We talk about rising fragmentation, the pressures around compliance accuracy, and why most firms are still in the early stages of AI maturity.
Ramanda also shares insights on regulator sandboxes, shifting expectations around accountability, and the current reality of MiCA licensing and passporting in Europe.
A concise look at where compliance, onboarding, and AI-driven processes are heading next.
In this interview, Remonda Z. Kirketerp Møller, founder of Muinmos, breaks down the state of AI in regtech and what responsible adoption really looks like for brokers. We talk about rising fragmentation, the pressures around compliance accuracy, and why most firms are still in the early stages of AI maturity.
Ramanda also shares insights on regulator sandboxes, shifting expectations around accountability, and the current reality of MiCA licensing and passporting in Europe.
A concise look at where compliance, onboarding, and AI-driven processes are heading next.
In this conversation, we speak with Aydin Bonabi, CEO and co-founder of Surveill, a firm focused on fraud detection and AI-driven compliance tools for financial institutions.
We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
He closes with a clear message: fraud is scaling, and so must the tools that stop it.
In this conversation, we speak with Aydin Bonabi, CEO and co-founder of Surveill, a firm focused on fraud detection and AI-driven compliance tools for financial institutions.
We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
He closes with a clear message: fraud is scaling, and so must the tools that stop it.
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
