Orca to Launch New Ratings Service for P2P Investing Platforms
- Orca's new ratings service touches on four factors for assessing P2P lending platforms.

Orca, an independent provider of data, research and analysis for the UK’s peer-to-peer (P2P) lending market, will be launching a new multi-tiered rating service for individual P2P providers, the Orca Rating. The initiative will help address a burgeoning growth for more independent analysis and information on P2P lending, which will feature four factors to assess platforms.
The London Summit 2017 is coming, get involved!
As such, the new service will be implemented in collaboration with Dublin City University’s Irish Centre for Cloud Cloud The cloud or cloud computing helps provides data and applications that can be accessed from nearly any location in the world so long as a stable Internet connection exists. Categorized into three cloud services, cloud computing is segmented into Software as a Service (SaaS), Infrastructure as a Service (IaaS), and Platform as a Service (PaaS). In terms of trading, the versatility of the cloud service allows retail traders the ability to test out new trading strategies, backtest pre-existing conc The cloud or cloud computing helps provides data and applications that can be accessed from nearly any location in the world so long as a stable Internet connection exists. Categorized into three cloud services, cloud computing is segmented into Software as a Service (SaaS), Infrastructure as a Service (IaaS), and Platform as a Service (PaaS). In terms of trading, the versatility of the cloud service allows retail traders the ability to test out new trading strategies, backtest pre-existing conc Read this Term Computing and Commerce research team. Upon completion, the Orca Rating service will constitute the first such service on the market for analyzing P2P platforms.
Four-Factor Approach
Orca Rating will address and analyze four factors of P2P platforms - performance, Liquidity Liquidity The term liquidity refers to the process, speed, and ease of which a given asset or security can be converted into cash. Notably, liquidity surmises a retention in market price, with the most liquid assets representing cash.The most liquid asset of all is cash itself.· In economics, liquidity is defined by how efficiently and quickly an asset can be converted into usable cash without materially affecting its market price. · Nothing is more liquid than cash, while other assets represent The term liquidity refers to the process, speed, and ease of which a given asset or security can be converted into cash. Notably, liquidity surmises a retention in market price, with the most liquid assets representing cash.The most liquid asset of all is cash itself.· In economics, liquidity is defined by how efficiently and quickly an asset can be converted into usable cash without materially affecting its market price. · Nothing is more liquid than cash, while other assets represent Read this Term, operator health, and security. Traditionally, many analyzing entities have relied on consolidated or singular platform ratings – Orca’s composite of ratings will better enable advisers and investors to assess all fundamental criteria at once when comparing and grappling myriad choices of P2P lending platforms.
The Orca Rating will be powered by both qualitative and quantitative analysis as developed by the group on an ongoing basis. It will also feature a methodology constructed with the assistance of DCU, which is targeting a release of H2 2017.
According to Iain Niblock, co-founder and CEO of Orca, in a statement on the new ratings service: “Despite the recent growth of the P2P market, there is still a fundamental lack of understanding of how P2P lending works, what returns it provides, what risks are associated with it and how to mitigate them.”
“It is a complicated market to grasp, and the creation of an overarching rating would simplify the picture for investors. There is so much diversity between P2P providers however, that a single rating to compare and asses all of them is not particularly efficient. That is why we decided to create a four-category rating, to give advisers and investors a comprehensive look at what each provider offers,” he added.
Orca, an independent provider of data, research and analysis for the UK’s peer-to-peer (P2P) lending market, will be launching a new multi-tiered rating service for individual P2P providers, the Orca Rating. The initiative will help address a burgeoning growth for more independent analysis and information on P2P lending, which will feature four factors to assess platforms.
The London Summit 2017 is coming, get involved!
As such, the new service will be implemented in collaboration with Dublin City University’s Irish Centre for Cloud Cloud The cloud or cloud computing helps provides data and applications that can be accessed from nearly any location in the world so long as a stable Internet connection exists. Categorized into three cloud services, cloud computing is segmented into Software as a Service (SaaS), Infrastructure as a Service (IaaS), and Platform as a Service (PaaS). In terms of trading, the versatility of the cloud service allows retail traders the ability to test out new trading strategies, backtest pre-existing conc The cloud or cloud computing helps provides data and applications that can be accessed from nearly any location in the world so long as a stable Internet connection exists. Categorized into three cloud services, cloud computing is segmented into Software as a Service (SaaS), Infrastructure as a Service (IaaS), and Platform as a Service (PaaS). In terms of trading, the versatility of the cloud service allows retail traders the ability to test out new trading strategies, backtest pre-existing conc Read this Term Computing and Commerce research team. Upon completion, the Orca Rating service will constitute the first such service on the market for analyzing P2P platforms.
Four-Factor Approach
Orca Rating will address and analyze four factors of P2P platforms - performance, Liquidity Liquidity The term liquidity refers to the process, speed, and ease of which a given asset or security can be converted into cash. Notably, liquidity surmises a retention in market price, with the most liquid assets representing cash.The most liquid asset of all is cash itself.· In economics, liquidity is defined by how efficiently and quickly an asset can be converted into usable cash without materially affecting its market price. · Nothing is more liquid than cash, while other assets represent The term liquidity refers to the process, speed, and ease of which a given asset or security can be converted into cash. Notably, liquidity surmises a retention in market price, with the most liquid assets representing cash.The most liquid asset of all is cash itself.· In economics, liquidity is defined by how efficiently and quickly an asset can be converted into usable cash without materially affecting its market price. · Nothing is more liquid than cash, while other assets represent Read this Term, operator health, and security. Traditionally, many analyzing entities have relied on consolidated or singular platform ratings – Orca’s composite of ratings will better enable advisers and investors to assess all fundamental criteria at once when comparing and grappling myriad choices of P2P lending platforms.
The Orca Rating will be powered by both qualitative and quantitative analysis as developed by the group on an ongoing basis. It will also feature a methodology constructed with the assistance of DCU, which is targeting a release of H2 2017.
According to Iain Niblock, co-founder and CEO of Orca, in a statement on the new ratings service: “Despite the recent growth of the P2P market, there is still a fundamental lack of understanding of how P2P lending works, what returns it provides, what risks are associated with it and how to mitigate them.”
“It is a complicated market to grasp, and the creation of an overarching rating would simplify the picture for investors. There is so much diversity between P2P providers however, that a single rating to compare and asses all of them is not particularly efficient. That is why we decided to create a four-category rating, to give advisers and investors a comprehensive look at what each provider offers,” he added.