Worldpay’s Joint Report: A Look into Local Payment Behaviors
Monday,29/04/2024|13:42GMTby
FM
A macro perspective on payment trends for brokers and investment companies.
Global payment processor Worldpay recently shared the first research of its kind in the industry.
Released in collaboration with GlobalData, a leading provider of data analytics, the research titled “Trading Up: The Current Preferences of Traders and Investors” unveils the correlation between payment behaviors, demographics, and trading affinities of 10,000+ traders and investors in Europe, Latin America (LATAM), the Middle East, Asia Pacific (APAC), and North America.
Access the full report here for a deeper understanding of how payment attitudes, choices and behaviors differ across geographies to help you localize your customer experience (CX).
Leveraging the report data, this article looks at regional payment preferences for deposits and withdrawals and how these differ across geographies.
Deposits: preference versus practice
When it comes to depositing into online trading platforms, preferences vary by region. In Europe, 38% of traders choose bank transfers as their deposit method, slightly higher than the global average of 36%. North America (44%) and APAC (40%) see a higher inclination towards bank transfers. In contrast, the Middle East lags at just 18%.
Among the five regions, credit cards are most popular for deposits in APAC, with 30% of traders and investors opting for this when funding their accounts, followed by the Middle East (24%).Nearly one in four North Americans opt for credit cards to pay into their online trading platform.
Debit cards, on the other hand, are the go-to option for 16% of consumers in North America – a similar level to LATAM.APAC shows the least interest in debit cards (11%), while they’re more popular in Europe (21%) and the Middle East (24%).
Digital wallets are widely used across all regions, with the Middle East (26%) and LATAM (22%) leading the way, followed by Europe (17%).
Age also plays an interesting role in payment preferences. Investors aged 65+ overwhelmingly favor bank transfers (61%), while younger investors (25-55) have a stronger tendency towards faster methods like cards and digital wallets. Seniors typically trade stocks, while the 18-25 age group is keener on lower-cost instruments like Forex, ETFs, and cryptocurrencies.
Payouts: preference versus practice
While bank transfers and payment cards dominate deposit methods, payout preferences reveal some intriguing regional differences.
In North America, over half choose to receive payouts via bank transfer, but 17% would rather receive funds to a card (compared to 14% currently). Notably, North America has the highest interest in crypto payouts (13%), though only 7% currently receive them.
More traders and investors are paid out in cryptocurrency in the Middle East than in any other region surveyed (15%). While the region displays the lowest interest for bank transfers (31%), and a high usage rate for digital wallets (20%).
Prepaid credit cards hold varying market shares regionally: most widely adopted in Europe (13%) and the Middle East (12%), moderately used in APAC and North America (9% each), and least prevalent in LATAM (5%).
Crypto payments are increasingly gaining traction across all five regions. In Europe, a growing number of consumers opt for receiving payments in crypto (7%), and digital wallets are also on the rise with 16% favoring this withdrawal option.
Despite regional differences, Worldpay’s research found one constant across the world: traders and investors value security, simplicity and speed most when receiving payment from online platforms.
Final considerations
Zooming in on the report data, distinct patterns emerge as we navigate the deposit and withdrawal options available to traders and investors in each region. Understanding these patterns is crucial to online platforms looking to expand in these geos, in order to offer what the local consumer wants.
To learn more about Worldpay’s tailored payment solutions and how they can help your business grow, contact the team.
Global payment processor Worldpay recently shared the first research of its kind in the industry.
Released in collaboration with GlobalData, a leading provider of data analytics, the research titled “Trading Up: The Current Preferences of Traders and Investors” unveils the correlation between payment behaviors, demographics, and trading affinities of 10,000+ traders and investors in Europe, Latin America (LATAM), the Middle East, Asia Pacific (APAC), and North America.
Access the full report here for a deeper understanding of how payment attitudes, choices and behaviors differ across geographies to help you localize your customer experience (CX).
Leveraging the report data, this article looks at regional payment preferences for deposits and withdrawals and how these differ across geographies.
Deposits: preference versus practice
When it comes to depositing into online trading platforms, preferences vary by region. In Europe, 38% of traders choose bank transfers as their deposit method, slightly higher than the global average of 36%. North America (44%) and APAC (40%) see a higher inclination towards bank transfers. In contrast, the Middle East lags at just 18%.
Among the five regions, credit cards are most popular for deposits in APAC, with 30% of traders and investors opting for this when funding their accounts, followed by the Middle East (24%).Nearly one in four North Americans opt for credit cards to pay into their online trading platform.
Debit cards, on the other hand, are the go-to option for 16% of consumers in North America – a similar level to LATAM.APAC shows the least interest in debit cards (11%), while they’re more popular in Europe (21%) and the Middle East (24%).
Digital wallets are widely used across all regions, with the Middle East (26%) and LATAM (22%) leading the way, followed by Europe (17%).
Age also plays an interesting role in payment preferences. Investors aged 65+ overwhelmingly favor bank transfers (61%), while younger investors (25-55) have a stronger tendency towards faster methods like cards and digital wallets. Seniors typically trade stocks, while the 18-25 age group is keener on lower-cost instruments like Forex, ETFs, and cryptocurrencies.
Payouts: preference versus practice
While bank transfers and payment cards dominate deposit methods, payout preferences reveal some intriguing regional differences.
In North America, over half choose to receive payouts via bank transfer, but 17% would rather receive funds to a card (compared to 14% currently). Notably, North America has the highest interest in crypto payouts (13%), though only 7% currently receive them.
More traders and investors are paid out in cryptocurrency in the Middle East than in any other region surveyed (15%). While the region displays the lowest interest for bank transfers (31%), and a high usage rate for digital wallets (20%).
Prepaid credit cards hold varying market shares regionally: most widely adopted in Europe (13%) and the Middle East (12%), moderately used in APAC and North America (9% each), and least prevalent in LATAM (5%).
Crypto payments are increasingly gaining traction across all five regions. In Europe, a growing number of consumers opt for receiving payments in crypto (7%), and digital wallets are also on the rise with 16% favoring this withdrawal option.
Despite regional differences, Worldpay’s research found one constant across the world: traders and investors value security, simplicity and speed most when receiving payment from online platforms.
Final considerations
Zooming in on the report data, distinct patterns emerge as we navigate the deposit and withdrawal options available to traders and investors in each region. Understanding these patterns is crucial to online platforms looking to expand in these geos, in order to offer what the local consumer wants.
To learn more about Worldpay’s tailored payment solutions and how they can help your business grow, contact the team.
IronFX Celebrates 15 Years of Creating Strong Partnerships
Marketing in 2026 Audiences, Costs, and Smarter AI
Marketing in 2026 Audiences, Costs, and Smarter AI
As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
As brokers eye B2B business and compete with fintechs and crypto exchanges alike, marketers need to act wisely with often limited budgets. AI can offer scalable solutions, but only if used properly.
Join seasoned marketing executives and specialists as they discuss the main challenges they identify in financial services in 2026 and how they address them.
Attendees of this session will walk away with:
- A nuts-and-bolts account of acquisition costs across platforms and geos
- Analysis of today’s multi-layered audience segments and differences in behaviour
- First-hand account of how global brokers balance consistency and local flavour
- Notes from the field about intelligently using AI and automation in marketing
Speakers:
-Yam Yehoshua, Editor-In-Chief at Finance Magnates
-Federico Paderni, Managing Director for Growth Markets in Europe at X
-Jo Benton, Chief Marketing Officer, Consulting | Fractional CMO
-Itai Levitan, Head of Strategy at investingLive
-Roberto Napolitano, CMO at Innovate Finance
-Tony Cross, Director at Monk Communications
#fmls #fmls25 #fmevents #FintechMarketing #AI #DigitalStrategy #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Much like their traders in the market, brokers must diversify to manage risk and stay resilient. But that can get costly, clunky, and lengthy.
This candid panel brings together builders across the trading infrastructure space to uncover the shifting dynamics behind tools, interfaces, and full-stack ambitions.
Attendees will hear:
-Why platform dependency has become one of the most overlooked risks in the trading business?
-Buy vs. build: What do hybrid models look like, and why are industry graveyards filled with failed ‘killer apps’?
-How AI is already changing execution, risk, and reporting—and what’s next?
-Which features, assets, and tools gain the most traction, and where brokers should look for tech-driven retention?
Speakers:
-Stephen Miles, Chief Revenue Officer at FYNXT
-John Morris, Co-Founder at FXBlue
-Matthew Smith, Group Chair & CEO at EC Markets
-Tom Higgins, Founder & CEO at Gold-i
-Gil Ben Hur, Founder at 5% Group
#fmls #fmls25 #fmevents #Brokers #Trading #Fintech #FintechInnovation #TradingTechnology #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Much like their traders in the market, brokers must diversify to manage risk and stay resilient. But that can get costly, clunky, and lengthy.
This candid panel brings together builders across the trading infrastructure space to uncover the shifting dynamics behind tools, interfaces, and full-stack ambitions.
Attendees will hear:
-Why platform dependency has become one of the most overlooked risks in the trading business?
-Buy vs. build: What do hybrid models look like, and why are industry graveyards filled with failed ‘killer apps’?
-How AI is already changing execution, risk, and reporting—and what’s next?
-Which features, assets, and tools gain the most traction, and where brokers should look for tech-driven retention?
Speakers:
-Stephen Miles, Chief Revenue Officer at FYNXT
-John Morris, Co-Founder at FXBlue
-Matthew Smith, Group Chair & CEO at EC Markets
-Tom Higgins, Founder & CEO at Gold-i
-Gil Ben Hur, Founder at 5% Group
#fmls #fmls25 #fmevents #Brokers #Trading #Fintech #FintechInnovation #TradingTechnology #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Educators, IBs, And Other Regional Growth Drivers
Educators, IBs, And Other Regional Growth Drivers
When acquisition costs rise and AI generated reviews are exactly as useful as they sound, performing and fair partners can make or break brokers.
This session looks at how these players are shaping access, trust and user engagement, and what the most effective partnership models look like in 2025.
Key Themes:
- Building trader communities through education and local expertise
- Aligning broker incentives with long-term regional strategies
- Regional regulation and the realities of compliant acquisition
- What’s next for performance-driven partnerships in online trading
Speakers:
-Adam Button, Chief Currency Analyst at investingLive
-Zander Van Der Merwe, Key Individual & Head of Sales at TD Markets
-Brunno Huertas, Regional Manager – Latin America at Tickmill
-Paul Chalmers, CEO at UK Trading Academy
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #BrokerGrowth #FintechPartnerships #RegionalMarkets
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
When acquisition costs rise and AI generated reviews are exactly as useful as they sound, performing and fair partners can make or break brokers.
This session looks at how these players are shaping access, trust and user engagement, and what the most effective partnership models look like in 2025.
Key Themes:
- Building trader communities through education and local expertise
- Aligning broker incentives with long-term regional strategies
- Regional regulation and the realities of compliant acquisition
- What’s next for performance-driven partnerships in online trading
Speakers:
-Adam Button, Chief Currency Analyst at investingLive
-Zander Van Der Merwe, Key Individual & Head of Sales at TD Markets
-Brunno Huertas, Regional Manager – Latin America at Tickmill
-Paul Chalmers, CEO at UK Trading Academy
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #BrokerGrowth #FintechPartnerships #RegionalMarkets
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
The Leap to Everything App: Are Brokers There Yet?
The Leap to Everything App: Are Brokers There Yet?
As the arms race to bundle investing, personal finance, and wallets under super apps grows fiercer, brokers are caught between a rock and a hard place.
This session explores unexpected ways for industry players to collaborate as consumer habits evolve, competitors eye the traffic, and regulation becomes more nuanced.
Speakers:
-Laura McCracken,CEO | Advisory Board Member at Blackheath Advisors | The Payments Association
-Slobodan Manojlović,Vice President | Lead Software Engineer at JP Morgan Chase & Co.
-Jordan Sinclair, President at Robinhood UK
-Simon Pelletier, Head of Product at Yuh
Gerald Perez, CEO at Interactive Brokers UK
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
As the arms race to bundle investing, personal finance, and wallets under super apps grows fiercer, brokers are caught between a rock and a hard place.
This session explores unexpected ways for industry players to collaborate as consumer habits evolve, competitors eye the traffic, and regulation becomes more nuanced.
Speakers:
-Laura McCracken,CEO | Advisory Board Member at Blackheath Advisors | The Payments Association
-Slobodan Manojlović,Vice President | Lead Software Engineer at JP Morgan Chase & Co.
-Jordan Sinclair, President at Robinhood UK
-Simon Pelletier, Head of Product at Yuh
Gerald Perez, CEO at Interactive Brokers UK
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #Innovation
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
Mind The Gap: Can Retail Investors Save the UK Stock Market?
Mind The Gap: Can Retail Investors Save the UK Stock Market?
As the dire state of listing and investment in the UK goes from a financial services problem to a national challenge, the retail investing industry is taken to task.
Join a host of executives and experts for a candid conversation about the future of millions of Brits, as seen from a financial services standpoint:
-Are they happy with the Leeds Reform, in principle and in practice?
-Is it the government’s job to affect the ‘saver’ mentality? Is it doing well?
-What can brokers and fintechs do to spur UK investment?
-How can the FCA balance greater flexibility with consumer protection?
Speakers:
-Adam Button, Chief Currency Analyst at investingLive
-Nicola Higgs, Partner at Latham & Watkins
-Dan Lane, Investment Content Lead at Robinhood UK
-Jack Crone, PR & Public Affairs Lead at IG
-David Belle, Founder at Fink Money
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #RetailInvesting #UKFinance
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
As the dire state of listing and investment in the UK goes from a financial services problem to a national challenge, the retail investing industry is taken to task.
Join a host of executives and experts for a candid conversation about the future of millions of Brits, as seen from a financial services standpoint:
-Are they happy with the Leeds Reform, in principle and in practice?
-Is it the government’s job to affect the ‘saver’ mentality? Is it doing well?
-What can brokers and fintechs do to spur UK investment?
-How can the FCA balance greater flexibility with consumer protection?
Speakers:
-Adam Button, Chief Currency Analyst at investingLive
-Nicola Higgs, Partner at Latham & Watkins
-Dan Lane, Investment Content Lead at Robinhood UK
-Jack Crone, PR & Public Affairs Lead at IG
-David Belle, Founder at Fink Money
#fmls #fmls25 #fmevents #Brokers #FinanceLeadership #Trading #Fintech #RetailInvesting #UKFinance
Connect with us at:
🔗 LinkedIn: / financemagnates-events
👍 Facebook: / financemagnatesevents
📸 Instagram: / fmevents_official
🐦 Twitter: / f_m_events
🎥 TikTok: / fmevents_official
