ULTIMATE List of the Best Crypto Lending Platforms 2022
Wednesday,21/09/2022|07:39GMTby
FM
Get to know the key factors to consider any platform
Crypto lending is the fastest-growing niche in the cryptocurrency space to make good money. The crypto market is rapidly changing, and new crypto lending platforms are coming up every single day. Some key factors to consider any platform reliable are the partners involved with the platform, the business model they adopted, the way they allow everyone to store the assets, exchange rates, loan-to-value ratio, repayment limits, etc.
Shocking news in the crypto world was when one of the largest crypto lending platforms Celsius was called a ‘sham.’ The entire platform collapsed and also restricted the account holders to withdraw their funds. The network was called a ‘Ponzi scheme’ by users and investors. Celsius Network along with Babel Finance and Voyager filed for bankruptcy. This scam shook the crypto market.
There is also a lot of buzz in the crypto market going on right now related to ETH utilization. The latest news in the market is the Aave lending platform stopped the users from borrowing ETH because of Ethereum’s Merge.
These news and other crypto market failures make it pretty confusing to choose the right crypto lending platform to invest the money in. According to all the trust factors, here is an ultimate list of the best crypto lending platforms that everyone can rely on.
1. CoinRabbit
When people think about a crypto loan and lending, the most secure and fastest platform is CoinRabbit. It is a CeFi platform where all the crypto trades are handled through a central exchange.
This platform never uses any client’s collateral for investing in third-party projects. Instead, the clients’ collaterals are stored in the cold wallet storage. CoinRabbit is the safest platform due to cold wallet storage and top-tier security. On top of that, there’s no hassle of credit checks or KYC to get crypto backed loans from here. There is no compromise made on security because of the multiple security checks as well as 2FA.
CoinRabbit’s APR is only 1.2% per month. Whether people are considering borrowing against crypto or the lending option for passive income, they can rely on CoinRabbit as they provide 8% APY, which is high according to the market rates. It is a trustworthy platform with backing from some big market players like ChangeNow, CakeWallet, Guarda, etc.
Get instant crypto loan on CoinRabbit.io
CoinRabbit allows people to begin with $100, and everyone can get a crypto loan in 140+ currencies. This is the widest range of currencies on all the online platforms in the entire crypto market.
Pros
Crypto loans are available in 140+ currencies
No credit checks or KYC required
Start with $100
Cons
Fees on loans even under 30 days
2. Aave
Aave is a famous name in the crypto world. People can get cryptocurrency loans by staking their crypto assets or enjoy interest on depositing their crypto. The interest rates are clearly mentioned on the platform to make comparison with different platforms easier.
The best thing about Aave is that there is no fixed term for repayment. The only thing to ensure is that the loan-to-value ratio is maintained properly in order to avoid any chances of liquidation.
Aave decided to take a bold step to stand out in the market and portray its expertise. They stopped loaning Ether as the Ethereum Merge is up ahead. They pointed out that the extreme usage of ETH might make it difficult to liquidate the tokens and even the annual percentage yields would reach negative figures.
Earn interest, borrow assets, and build applications
Pros
Stable interest rates for cryptocurrencies
Flash loans available with no KYC
Cons
Interface is not user-friendly
3. YouHodler
YouHodler is another useful crypto lending platform that allows people to buy, trade, store, and exchange their crypto assets. It is possible to get crypto backed loans by putting any of the top 50 coins as collateral. The loan-to-value ratio on YouHodler is 90%. The platform allows users to get a loan in various cryptocurrencies like BTC and USDT along with other fiat currencies like GBP, CHF, EUR, and USD.
There is no need to sell one’s precious crypto assets as they can get a crypto currency loan at any time through YouHodler and HODL their crypto assets forever.
Pros
Crypto loan. Keep HODLing and get instant cash for everyday needs. Get crypto loan.
CoinLoan is an easily accessible platform for buying, trading, and storing cryptocurrencies. If people require immediate money, they don’t need to sell their crypto assets. It is also possible to get an instant crypto loan against the coins on CoinLoan.
The interest rates vary for every cryptocurrency as well as fiat currency. CoinLoan supports 23 assets with varying interest rates to take up a loan or stake on the platform. The rates vary from 3% to 12.3% APY on CoinLoan. There is no need to worry about safety and security because the platform takes care of it really well.
Borrow cash, hold coins
Pros
No deposit/withdrawal fees
Offers both fiat and crypto lending
Cons
Interest earned is lower if the CLT coin is not used
Actual returns aren’t very high
5. Mango Markets
Mango Markets is a decentralized exchange based on the Solana blockchain. The lightning-fast speed and nearly negligible transaction fees are the key features of this platform. The users are allowed to withdraw the borrowed capital at any time based on their requirements. They can take out completely collateralized crypto loans against their existing crypto assets as like in the other platforms in this listing. Mango Markets is trying to merge the permissionless innovation of DeFi with the usability of CeFi.
Borrow crypto assets
Pros
Low latency and transaction cost
Highest level of savings
No KYC requirements
Cons
Less trading pairs supported
Deposit rates aren’t very good
6. Nexo
Nexo is another blockchain-based platform that can provide users with instant cryptocurrency loans. People can effortlessly borrow some fiat currencies in exchange for their crypto assets from the platform. The loan process is extremely simple, where people will receive the funds in less than 24 hours in their Nexo wallet. The loans are available from 0% APR and will never go above 13.9% APR.
Recently Nexo has been working towards acquiring certain crypto firms that are in bad shape. This is where they are trying more on the expansion point.
Get liquidity against your crypto
Pros
Opportunities for loyalty earnings
Transparent security measures
Cons
No benefits without the use of its native token
Bottom Line
The main aim of this article is to provide users with the newly updated list of functioning crypto lending platforms. Every company has its pros and cons that needs to be considered personally before taking out a crypto loan.
Crypto lending is the fastest-growing niche in the cryptocurrency space to make good money. The crypto market is rapidly changing, and new crypto lending platforms are coming up every single day. Some key factors to consider any platform reliable are the partners involved with the platform, the business model they adopted, the way they allow everyone to store the assets, exchange rates, loan-to-value ratio, repayment limits, etc.
Shocking news in the crypto world was when one of the largest crypto lending platforms Celsius was called a ‘sham.’ The entire platform collapsed and also restricted the account holders to withdraw their funds. The network was called a ‘Ponzi scheme’ by users and investors. Celsius Network along with Babel Finance and Voyager filed for bankruptcy. This scam shook the crypto market.
There is also a lot of buzz in the crypto market going on right now related to ETH utilization. The latest news in the market is the Aave lending platform stopped the users from borrowing ETH because of Ethereum’s Merge.
These news and other crypto market failures make it pretty confusing to choose the right crypto lending platform to invest the money in. According to all the trust factors, here is an ultimate list of the best crypto lending platforms that everyone can rely on.
1. CoinRabbit
When people think about a crypto loan and lending, the most secure and fastest platform is CoinRabbit. It is a CeFi platform where all the crypto trades are handled through a central exchange.
This platform never uses any client’s collateral for investing in third-party projects. Instead, the clients’ collaterals are stored in the cold wallet storage. CoinRabbit is the safest platform due to cold wallet storage and top-tier security. On top of that, there’s no hassle of credit checks or KYC to get crypto backed loans from here. There is no compromise made on security because of the multiple security checks as well as 2FA.
CoinRabbit’s APR is only 1.2% per month. Whether people are considering borrowing against crypto or the lending option for passive income, they can rely on CoinRabbit as they provide 8% APY, which is high according to the market rates. It is a trustworthy platform with backing from some big market players like ChangeNow, CakeWallet, Guarda, etc.
Get instant crypto loan on CoinRabbit.io
CoinRabbit allows people to begin with $100, and everyone can get a crypto loan in 140+ currencies. This is the widest range of currencies on all the online platforms in the entire crypto market.
Pros
Crypto loans are available in 140+ currencies
No credit checks or KYC required
Start with $100
Cons
Fees on loans even under 30 days
2. Aave
Aave is a famous name in the crypto world. People can get cryptocurrency loans by staking their crypto assets or enjoy interest on depositing their crypto. The interest rates are clearly mentioned on the platform to make comparison with different platforms easier.
The best thing about Aave is that there is no fixed term for repayment. The only thing to ensure is that the loan-to-value ratio is maintained properly in order to avoid any chances of liquidation.
Aave decided to take a bold step to stand out in the market and portray its expertise. They stopped loaning Ether as the Ethereum Merge is up ahead. They pointed out that the extreme usage of ETH might make it difficult to liquidate the tokens and even the annual percentage yields would reach negative figures.
Earn interest, borrow assets, and build applications
Pros
Stable interest rates for cryptocurrencies
Flash loans available with no KYC
Cons
Interface is not user-friendly
3. YouHodler
YouHodler is another useful crypto lending platform that allows people to buy, trade, store, and exchange their crypto assets. It is possible to get crypto backed loans by putting any of the top 50 coins as collateral. The loan-to-value ratio on YouHodler is 90%. The platform allows users to get a loan in various cryptocurrencies like BTC and USDT along with other fiat currencies like GBP, CHF, EUR, and USD.
There is no need to sell one’s precious crypto assets as they can get a crypto currency loan at any time through YouHodler and HODL their crypto assets forever.
Pros
Crypto loan. Keep HODLing and get instant cash for everyday needs. Get crypto loan.
CoinLoan is an easily accessible platform for buying, trading, and storing cryptocurrencies. If people require immediate money, they don’t need to sell their crypto assets. It is also possible to get an instant crypto loan against the coins on CoinLoan.
The interest rates vary for every cryptocurrency as well as fiat currency. CoinLoan supports 23 assets with varying interest rates to take up a loan or stake on the platform. The rates vary from 3% to 12.3% APY on CoinLoan. There is no need to worry about safety and security because the platform takes care of it really well.
Borrow cash, hold coins
Pros
No deposit/withdrawal fees
Offers both fiat and crypto lending
Cons
Interest earned is lower if the CLT coin is not used
Actual returns aren’t very high
5. Mango Markets
Mango Markets is a decentralized exchange based on the Solana blockchain. The lightning-fast speed and nearly negligible transaction fees are the key features of this platform. The users are allowed to withdraw the borrowed capital at any time based on their requirements. They can take out completely collateralized crypto loans against their existing crypto assets as like in the other platforms in this listing. Mango Markets is trying to merge the permissionless innovation of DeFi with the usability of CeFi.
Borrow crypto assets
Pros
Low latency and transaction cost
Highest level of savings
No KYC requirements
Cons
Less trading pairs supported
Deposit rates aren’t very good
6. Nexo
Nexo is another blockchain-based platform that can provide users with instant cryptocurrency loans. People can effortlessly borrow some fiat currencies in exchange for their crypto assets from the platform. The loan process is extremely simple, where people will receive the funds in less than 24 hours in their Nexo wallet. The loans are available from 0% APR and will never go above 13.9% APR.
Recently Nexo has been working towards acquiring certain crypto firms that are in bad shape. This is where they are trying more on the expansion point.
Get liquidity against your crypto
Pros
Opportunities for loyalty earnings
Transparent security measures
Cons
No benefits without the use of its native token
Bottom Line
The main aim of this article is to provide users with the newly updated list of functioning crypto lending platforms. Every company has its pros and cons that needs to be considered personally before taking out a crypto loan.
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🏆 Award Highlight: Most Innovative Broker of the Year 2025
👉 Subscribe to Finance Magnates for more executive interviews, industry insights, and exclusive coverage from the world’s leading financial events.
#FMLS25 #FinanceMagnates #MostInnovativeBroker #TradingTechnology #FinTech #Brokerage #ExecutiveInterview #AXI
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🔹What winning the Finance Magnates award means for AXI’s credibility and innovation
🔹How the launch of AXI Select, the capital allocation program, is redefining industry standards
🔹The development and rollout of the AXI trading app across multiple markets
🔹Driving brand evolution alongside technological advancements
🔹Encouraging and recognizing teams behind the scenes
🔹The role of marketing, content, and social media in building product awareness
Hannah explains why standout products, strategic branding, and a focus on innovation are key to growing visibility and staying ahead in a competitive brokerage landscape.
🏆 Award Highlight: Most Innovative Broker of the Year 2025
👉 Subscribe to Finance Magnates for more executive interviews, industry insights, and exclusive coverage from the world’s leading financial events.
#FMLS25 #FinanceMagnates #MostInnovativeBroker #TradingTechnology #FinTech #Brokerage #ExecutiveInterview #AXI
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In this interview, Brendan explains the reasoning behind his position. He walks through the message he believes many firms avoid: that the current prop trading model is too dependent on fees, too loose on risk, and too confusing for retail audiences.
We discuss why he thinks the model grew fast, why it may run into walls, and what he believes is needed for a cleaner, more responsible version of prop trading.
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👉 Subscribe to Finance Magnates for more executive interviews, industry insights, and exclusive coverage from the world’s leading financial events.
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🔹In this wide-ranging discussion, Elina shares insights on:
🔹What winning a Finance Magnates award means for credibility and reputation
🔹How broker demand for stability and reliability is driving rapid growth
🔹The launch of a new trade server enabling flexible front-end integrations
🔹Why ultra-low latency must be proven with data, not buzzwords
🔹Common mistakes brokers make when scaling globally
🔹Educating the industry through a newly launched Dealers Academy
🔹Where AI fits into trading infrastructure and where it doesn’t
Elina explains why resilient back-end infrastructure, deep client partnerships, and disciplined focus are critical for brokers looking to scale sustainably in today’s competitive market.
🏆 Award Highlight: Best Connectivity 2025
👉 Subscribe to Finance Magnates for more executive interviews, industry insights, and exclusive coverage from the world’s leading financial events.
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📣 Stay up to date with the latest in finance and trading. Follow Finance Magnates for industry news, insights, and global event coverage.
Connect with us:
🔗 LinkedIn: /financemagnates
👍 Facebook: /financemagnates
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▶️ YouTube: /@financemagnates_official
#Blueberry #BlueberryMarkets #BrokerReview #ForexBroker #CFDTrading #OnlineTrading #FinanceMagnates #TradingPlatforms #MarketInsights
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We break down Blueberry’s regulatory structure, including its Australian Financial Services License (AFSL), as well as its authorisation and registrations in other jurisdictions. The review also covers supported platforms such as MetaTrader 4, MetaTrader 5, cTrader, TradingView, Blueberry.X, and web-based trading.
You’ll learn about available instruments across forex, commodities, indices, share CFDs, and crypto CFDs, along with leverage options, minimum and maximum trade sizes, and how Blueberry structures its Standard and Raw accounts.
We also explain spreads, commissions, swap rates, swap-free account availability, funding and withdrawal methods, processing times, and what traders can expect from customer support and additional services.
Watch the full review to see whether Blueberry’s trading setup aligns with your experience level, strategy, and risk tolerance.
📣 Stay up to date with the latest in finance and trading. Follow Finance Magnates for industry news, insights, and global event coverage.
Connect with us:
🔗 LinkedIn: /financemagnates
👍 Facebook: /financemagnates
📸 Instagram: https://www.instagram.com/financemagnates
🐦 X: https://x.com/financemagnates
🎥 TikTok: https://www.tiktok.com/tag/financemagnates
▶️ YouTube: /@financemagnates_official
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