The acquisition aims to expand Ripple’s payments infrastructure by adding Rail’s technology and connections with banking partners.
Supported assets on the combined platform will include RLUSD and XRP.
Ripple has agreed to acquire Rail, a
stablecoin-focused global payments platform, for $200 million. The deal,
announced this week, is expected to close in the fourth quarter of 2025,
pending regulatory approvals. It marks Ripple’s latest move to expand its digital
asset payments infrastructure amid rising demand for stablecoin-based
transactions.
Building Out a Stablecoin Payment System
Rail’s platform offers virtual accounts, back-office
automation, and API integration for stablecoin transactions. Its technology
enables companies to process pay-ins and pay-outs in digital assets and fiat
currencies without directly holding crypto on their balance sheets.
Ripple said the acquisition will add capabilities to
its existing payments network, which includes a wide range of regulatory
licenses and digital asset liquidity tools. Rail also connects with more than a
dozen banking partners, supporting broader access to cross-border payment
rails.
Monica Long, Source: LinkedIn
“Ripple has one of the most widely used digital asset
payment networks in the world, and this acquisition underscores our commitment
to helping our global customer base move money wherever and whenever they
need.”
Following the announcement, Ripple’s XRP jumped 4% to trade
at $3.08. With a market cap of more than $180 billion, the payments-focused token
ranks third behind Ethereum.
According to CEO Bhanu Kohli, Rail is forecasted to process more than 10% of the $36 billion global B2B stablecoin payment volume in 2025. The platform supports both internal treasury flows and third-party
payments and operates continuously through an always-on infrastructure.
The combined offering will support assets including
RLUSD, XRP, and others, and aims to deliver competitive pricing on high-value
transactions.
Compliance and Integration
Ripple holds over 60 financial licenses globally. The
company plans to integrate Rail’s services into its existing infrastructure,
offering clients regulated payment flows with simplified onboarding and
settlement options.
Customers will be able to access stablecoin settlement
and digital asset custody through a single interface, without requiring
accounts on centralized crypto exchanges. The platform will also support
collections and virtual account functionality.
The deal follows a series of acquisitions by Ripple,
which has spent more than $3 billion on strategic growth initiatives to date.
The company said it will continue to pursue mergers and acquisitions to expand
its presence in digital finance.
Other crypto firms, including stablecoin issuer Circle, have
made similar moves as the industry looks to align with evolving U.S. rules and
simplify compliance through federal licensing.
Ripple has agreed to acquire Rail, a
stablecoin-focused global payments platform, for $200 million. The deal,
announced this week, is expected to close in the fourth quarter of 2025,
pending regulatory approvals. It marks Ripple’s latest move to expand its digital
asset payments infrastructure amid rising demand for stablecoin-based
transactions.
Building Out a Stablecoin Payment System
Rail’s platform offers virtual accounts, back-office
automation, and API integration for stablecoin transactions. Its technology
enables companies to process pay-ins and pay-outs in digital assets and fiat
currencies without directly holding crypto on their balance sheets.
Ripple said the acquisition will add capabilities to
its existing payments network, which includes a wide range of regulatory
licenses and digital asset liquidity tools. Rail also connects with more than a
dozen banking partners, supporting broader access to cross-border payment
rails.
Monica Long, Source: LinkedIn
“Ripple has one of the most widely used digital asset
payment networks in the world, and this acquisition underscores our commitment
to helping our global customer base move money wherever and whenever they
need.”
Following the announcement, Ripple’s XRP jumped 4% to trade
at $3.08. With a market cap of more than $180 billion, the payments-focused token
ranks third behind Ethereum.
According to CEO Bhanu Kohli, Rail is forecasted to process more than 10% of the $36 billion global B2B stablecoin payment volume in 2025. The platform supports both internal treasury flows and third-party
payments and operates continuously through an always-on infrastructure.
The combined offering will support assets including
RLUSD, XRP, and others, and aims to deliver competitive pricing on high-value
transactions.
Compliance and Integration
Ripple holds over 60 financial licenses globally. The
company plans to integrate Rail’s services into its existing infrastructure,
offering clients regulated payment flows with simplified onboarding and
settlement options.
Customers will be able to access stablecoin settlement
and digital asset custody through a single interface, without requiring
accounts on centralized crypto exchanges. The platform will also support
collections and virtual account functionality.
The deal follows a series of acquisitions by Ripple,
which has spent more than $3 billion on strategic growth initiatives to date.
The company said it will continue to pursue mergers and acquisitions to expand
its presence in digital finance.
Other crypto firms, including stablecoin issuer Circle, have
made similar moves as the industry looks to align with evolving U.S. rules and
simplify compliance through federal licensing.
Coinbase Enters Prediction Markets as the Amazonification of Financial Platforms Gathers Pace
Executive Interview | Charlotte Bullock | Chief Product Officer, Bank of London | FMLS:25
Executive Interview | Charlotte Bullock | Chief Product Officer, Bank of London | FMLS:25
In this interview, we sat down with Charlotte Bullock, Head of Product at The Bank of London, previously at SAP and now shaping product at one of the sector’s most ambitious new banking players.
Charlotte reflects on the Summit so far and talks about the culture inside fintech banks today. We look at the pressures that come with scaling, and how firms can hold onto the nimble approach that made them stand out early on.
We also cover the state of payments ahead of her appearance on the payments roundtable: the blockages financial firms face, the areas that still need fixing, and what a realistic solution looks like in 2026.
In this interview, we sat down with Charlotte Bullock, Head of Product at The Bank of London, previously at SAP and now shaping product at one of the sector’s most ambitious new banking players.
Charlotte reflects on the Summit so far and talks about the culture inside fintech banks today. We look at the pressures that come with scaling, and how firms can hold onto the nimble approach that made them stand out early on.
We also cover the state of payments ahead of her appearance on the payments roundtable: the blockages financial firms face, the areas that still need fixing, and what a realistic solution looks like in 2026.
In this conversation, we sit down with Drew Niv, CSO at ATFX Connect and one of the most influential figures in modern FX.
We speak about market structure, the institutional view on liquidity, and the sharp rise of prop trading, a sector Drew has been commenting on in recent months. Drew explains why he once dismissed prop trading, why his view changed, and what he now thinks the model means for brokers, clients and risk managers.
We explore subscription-fee dependency, the high reneging rate, and the long-term challenge: how brokers can build a more stable and honest version of the model. Drew also talks about the traffic advantage standalone prop firms have built and why brokers may still win in the long run if they take the right approach.
In this conversation, we sit down with Drew Niv, CSO at ATFX Connect and one of the most influential figures in modern FX.
We speak about market structure, the institutional view on liquidity, and the sharp rise of prop trading, a sector Drew has been commenting on in recent months. Drew explains why he once dismissed prop trading, why his view changed, and what he now thinks the model means for brokers, clients and risk managers.
We explore subscription-fee dependency, the high reneging rate, and the long-term challenge: how brokers can build a more stable and honest version of the model. Drew also talks about the traffic advantage standalone prop firms have built and why brokers may still win in the long run if they take the right approach.
Executive Interview | Remonda Z. Kirketerp Møller| CEO & Founder Muinmos | FMLS:25
Executive Interview | Remonda Z. Kirketerp Møller| CEO & Founder Muinmos | FMLS:25
In this interview, Remonda Z. Kirketerp Møller, founder of Muinmos, breaks down the state of AI in regtech and what responsible adoption really looks like for brokers. We talk about rising fragmentation, the pressures around compliance accuracy, and why most firms are still in the early stages of AI maturity.
Ramanda also shares insights on regulator sandboxes, shifting expectations around accountability, and the current reality of MiCA licensing and passporting in Europe.
A concise look at where compliance, onboarding, and AI-driven processes are heading next.
In this interview, Remonda Z. Kirketerp Møller, founder of Muinmos, breaks down the state of AI in regtech and what responsible adoption really looks like for brokers. We talk about rising fragmentation, the pressures around compliance accuracy, and why most firms are still in the early stages of AI maturity.
Ramanda also shares insights on regulator sandboxes, shifting expectations around accountability, and the current reality of MiCA licensing and passporting in Europe.
A concise look at where compliance, onboarding, and AI-driven processes are heading next.
In this conversation, we speak with Aydin Bonabi, CEO and co-founder of Surveill, a firm focused on fraud detection and AI-driven compliance tools for financial institutions.
We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
He closes with a clear message: fraud is scaling, and so must the tools that stop it.
In this conversation, we speak with Aydin Bonabi, CEO and co-founder of Surveill, a firm focused on fraud detection and AI-driven compliance tools for financial institutions.
We start with Aydin’s view of the Summit and the challenges brokers face as fraud tactics grow more complex. He explains how firms can stay ahead through real-time signals, data patterns, and early-stage detection.
We also talk about AI training and why compliance teams often struggle to keep models accurate, fair, and aligned with regulatory expectations. Aydin breaks down what “good” AI training looks like inside a financial environment, including the importance of clean data, domain expertise, and human oversight.
He closes with a clear message: fraud is scaling, and so must the tools that stop it.
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Exness expands its presence in Africa: Inside our interview with Paul Margarites in Cape Town
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
Finance Magnates met with Paul Margarites, Exness regional commercial director for Sub-Saharan Africa, during a visit to the firm’s office opening in Cape Town. In this talk, led by Andrea Badiola Mateos, Co-CEO at Finance Magnates, Paul shares views on the South African trading space, local user behavior, mobile trends, regulation, team growth, and how Exness plans to grow in more markets across the region. @Exness
Read the article at: https://www.financemagnates.com/thought-leadership/exness-expands-its-presence-in-africa-inside-our-interview-with-paul-margarites/
#exness #financemagnates #exnesstrading #CFDtrading #tradeonline #africanews #capetown
